Bill Text: NJ S2428 | 2022-2023 | Regular Session | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Prohibits medical creditors from reporting medical debt to credit reporting agency.

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Introduced - Dead) 2022-12-19 - Reported from Senate Committee with Amendments, 2nd Reading [S2428 Detail]

Download: New_Jersey-2022-S2428-Introduced.html

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SENATE, No. 2428

STATE OF NEW JERSEY

220th LEGISLATURE

 

INTRODUCED MAY 9, 2022

 

 

Sponsored by:

Senator  RICHARD J. CODEY

District 27 (Essex and Morris)

 

 

 

 

SYNOPSIS

     Prohibits medical creditors from reporting medical debt to credit reporting agency.

 

CURRENT VERSION OF TEXT

     As introduced.

  

An Act concerning the reporting of medical debt to credit reporting agencies and supplementing P.L.1960, c.39 (C.56:8-1 et seq.).

 

     Be It Enacted by the Senate and General Assembly of the State of New Jersey:

 

     1.    a.  No medical creditor shall report any portion of a medical debt which is alleged to be unpaid to any collection or credit reporting agency, bureau, or data collection facility.

     b.    As used in this section:

     "Health care provider" means an individual or entity which, acting within the scope of its licensure or certification, provides a health care service.  Health care provider includes, but is not limited to, a physician, dentist and other health care professionals licensed pursuant to Title 45 of the Revised Statutes, and a hospital and other health care facilities licensed pursuant to Title 26 of the Revised Statutes.

     "Medical creditor" means any health care provider that provides health care services and to whom a consumer owes money for health care services, or any person who purchases a medical debt.

     "Medical debt" means a debt arising from the receipt of health care services.

 

     2.    This act shall take effect on the 30th day next following enactment.

 

 

STATEMENT

 

     This bill prohibits medical creditors from reporting any portion of a medical debt which is alleged to be unpaid, to any collection or credit reporting agency, bureau, or data collection facility.

     Under the bill, a "medical creditor" is any health care provider that provides health care services and to whom the consumer owes money for health care services, or any person who purchases a debt arising from the receipt of health care services.