Bill Text: MI HB4975 | 2013-2014 | 97th Legislature | Introduced

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Bill Title: Insurance; no-fault; reimbursement process for overcharges to policyholders; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2132.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2013-09-18 - Printed Bill Filed 09/18/2013 [HB4975 Detail]

Download: Michigan-2013-HB4975-Introduced.html

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HOUSE BILL No. 4975

 

September 17, 2013, Introduced by Rep. Tlaib and referred to the Committee on Insurance.

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 2132.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 2132. (1) If the director determines that an insurer has

 

overcharged the premium for an automobile insurance policy, the

 

director may order the insurer to refund the amount of the

 

overcharge to the insured.

 

     (2) An insured may bring a civil action against an insurer to

 

recover the amount of an overcharge described in subsection (1). An

 

action under this subsection may be brought by the insured

 

regardless of whether the director has made a determination or

 

issued an order under subsection (1).