Indiana Senate Bill 169

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Completed Legislative Action
Sponsorship: Slight Partisan Bill (Republican 2-1)
Status: Passed on March 5 2026 - 100% progression
Action: 2026-03-05 - Public Law 115
Text: Latest bill text (Enrolled) [PDF]

Reorganization of consumer lending laws. Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

Reorganization of consumer lending laws.

Sen. Scott Baldwin [R]

Sen. Lonnie Randolph [D]

Rep. Jake Teshka [R]

2026-02-25 - Senate - Senate - Senate concurred with House amendments (Y: 46 N: 0 NV: 3 Abs: 1) [PASS]
2026-02-23 - House - House - Third reading (Y: 93 N: 1 NV: 2 Abs: 4) [PASS]
2026-01-22 - Senate - Senate - Third reading (Y: 43 N: 1 NV: 3 Abs: 2) [PASS]

Date	Chamber	Action
2026-03-05	Senate	Public Law 115
2026-03-05	Senate	Signed by the Governor
2026-02-27	Senate	Signed by the President of the Senate
2026-02-27	House	Signed by the Speaker
2026-02-27	Senate	Signed by the President Pro Tempore
2026-02-25	Senate	Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0
2026-02-24	Senate	Motion to concur filed
2026-02-24	House	Returned to the Senate with amendments
2026-02-23	House	Third reading: passed; Roll Call 305: yeas 93, nays 1
2026-02-19	House	Second reading: ordered engrossed
2026-02-17	House	Committee report: amend do pass, adopted
2026-01-28	House	First reading: referred to Committee on Financial Institutions
2026-01-23	Senate	Referred to the House
2026-01-22	Senate	House sponsor: Representative Teshka
2026-01-22	Senate	Third reading: passed; Roll Call 53: yeas 43, nays 1
2026-01-20	Senate	Second reading: ordered engrossed
2026-01-15	Senate	Senator Randolph added as coauthor
2026-01-15	Senate	Committee report: amend do pass, adopted
2026-01-05	Senate	First reading: referred to Committee on Insurance and Financial Institutions
2026-01-05	Senate	Authored by Senator Baldwin

Type	Source
Summary	https://iga.in.gov/legislative/2026/bills/senate/169/details
Text	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.01.INTR.pdf
Text	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.02.COMS.pdf
Text	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.03.COMH.pdf
Text	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.04.ENRH.pdf
Amendment	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/drafts/AM016901.pdf
Amendment	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/amendments/SB0169.01.INTR.AMS01.pdf
Amendment	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-amendments/amendments/SB0169.02.COMS.AMH03.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.01.INTR.FN001.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/votesheets/SB0169.01.INTR.04.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-reports/SB0169.01.INTR.CRS001.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN001.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN002.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.02.COMS.FN003.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/votesheets/SB0169.02.COMS.01.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/committee-reports/SB0169.02.COMS.CRH001.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN001.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN002.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.03.COMH.FN003.pdf
Supplement	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/fiscal-notes/SB0169.04.ENRH.FN001.pdf
Roll Call	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/rollcalls/SB0169.53_S.pdf
Roll Call	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/rollcalls/SB0169.305_H.pdf
Roll Call	https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/rollcalls/SB0169.278_S.pdf