Bill Text: IL HB2613 | 2023-2024 | 103rd General Assembly | Introduced

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Bill Title: Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date).

Spectrum: Partisan Bill (Republican 2-0)

Status: (Introduced) 2024-04-05 - Rule 19(a) / Re-referred to Rules Committee [HB2613 Detail]

Download: Illinois-2023-HB2613-Introduced.html

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103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2613 Introduced , by Rep. Jed Davis SYNOPSIS AS INTRODUCED:
215 ILCS 190/10
Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date).
LRB103 29383 BMS 55773 b
A BILL FOR
HB2613 LRB103 29383 BMS 55773 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Short-Term, Limited-Duration Health
Insurance Coverage Act is amended by changing Section 10 as
follows:
(215 ILCS 190/10)
Sec. 10. Application; scope; duration of coverage.
(a) This Act applies to health insurance issuers that
offer short-term, limited-duration health insurance coverage
to individuals in this State and to short-term,
limited-duration health insurance coverage that is delivered
or issued for delivery in this State, including coverage
issued outside of this State that covers individuals in this
State.
(b) A short-term, limited-duration health insurance
coverage policy may not be issued or delivered to any person
residing in this State unless the policy, when delivered or
issued for delivery in this State, complies with the
provisions of this Act.
(c) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State must have an expiration date in the policy that is

HB2613 - 2 - LRB103 29383 BMS 55773 b
less than 181 days after the effective date or December 31 of
the current year, whichever is later, and shall not be
renewable or extendable within a period of 365 days after the
individual's coverage under the policy ends, either at the
option of the issuer or the individual. Renewal of a
short-term, limited-duration health insurance coverage policy
includes the issuance of a new short-term, limited-duration
health insurance policy by an issuer to a policyholder within
60 days after the expiration of a policy previously issued by
the issuer to the policyholder.
(d) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State may not be rescinded before the expiration date in
the policy, except in cases of nonpayment of premiums, fraud,
or as provided in subsection (e).
(e) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State shall contain an option for an individual to cancel
coverage after any 30-day interval during the term of the
plan.
(Source: P.A. 100-1118, eff. 11-27-18.)