Illinois Senate Bill 1495

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Completed Legislative Action
Spectrum: Partisan Bill (Democrat 3-0)
Status: Passed on June 30 2023 - 100% progression
Action: 2023-06-30 - Public Act . . . . . . . . . 103-0216
Text: Latest bill text (Chaptered) [HTML]

Reinserts the provisions of the amended bill with the following changes. Further amends the Illinois Insurance Code. Provides that all contracts entered into that are in violation of provisions concerning public adjuster licensure and provisions concerning a contract between a public adjuster and an insured are void and invalid. In provisions concerning public adjuster fees, provides that if the loss giving rise to the claim for which the public adjuster was retained arises from damage to property that is anything but a personal residence, a public adjuster may not charge, agree to, or accept any compensation, payment, commission, fee, or other valuable consideration in excess of 10% of the amount of the insurance settlement claim paid by the insurer on any claim resulting from a catastrophic event, unless approved in writing by the Director of Insurance. Provides that if the loss giving rise to the claim for which the public adjuster was retained arises from damage to a personal residence, a public adjuster may not charge, agree to, or accept any compensation, payment, commissions, fee, or other valuable consideration in excess of 10% of the amount of the insurance settlement claim paid by the insurer on any claim. Provides that a public adjuster shall provide the insurer or its authorized representative for receiving notice of loss or damage with an exact copy of the contract with the insured by email no later than 5 business days after execution of the contract (rather than by email after execution of the contract). Removes language providing that a public adjuster shall not act in the place and instead of the insured. Removes provisions concerning associated contractors, scope of damages, and written disclosures. Makes other changes.

INS-PUBLIC ADJUSTERS/VARIOUS

Sen. Napoleon Harris [D]

Rep. Thaddeus Jones [D]

Rep. Bob Morgan [D]

2023-05-11 - House - Third Reading in House (Y: 113 N: 0 NV: 0 Abs: 0) [PASS]
2023-03-29 - Senate - Third Reading in Senate (Y: 57 N: 0 NV: 2 Abs: 0) [PASS]

Date	Chamber	Action
2023-06-30	Senate	Public Act . . . . . . . . . 103-0216
2023-06-30	Senate	Effective Date January 1, 2024
2023-06-30	Senate	Governor Approved
2023-06-09	Senate	Sent to the Governor
2023-05-11	Senate	Passed Both Houses
2023-05-11	House	Third Reading - Short Debate - Passed 113-000-000
2023-05-03	House	Placed on Calendar Order of 3rd Reading - Short Debate
2023-05-03	House	Second Reading - Short Debate
2023-04-26	House	Placed on Calendar 2nd Reading - Short Debate
2023-04-25	House	Do Pass / Short Debate Insurance Committee; 015-000-000
2023-04-21	House	Added Alternate Chief Co-Sponsor Rep. Bob Morgan
2023-04-18	House	Assigned to Insurance Committee
2023-03-30	House	Referred to Rules Committee
2023-03-30	House	First Reading
2023-03-30	House	Chief House Sponsor Rep. Thaddeus Jones
2023-03-30	House	Arrived in House
2023-03-29	Senate	Third Reading - Passed; 057-000-000
2023-03-29	Senate	Placed on Calendar Order of 3rd Reading
2023-03-29	Senate	Senate Floor Amendment No. 2 Adopted; Harris
2023-03-29	Senate	Recalled to Second Reading
2023-03-29	Senate	Senate Floor Amendment No. 2 Recommend Do Adopt Insurance; 009-000-000
2023-03-28	Senate	Senate Floor Amendment No. 2 Assignments Refers to Insurance
2023-03-28	Senate	Placed on Calendar Order of 3rd Reading March 29, 2023
2023-03-28	Senate	Second Reading
2023-03-24	Senate	Senate Floor Amendment No. 2 Referred to Assignments
2023-03-24	Senate	Senate Floor Amendment No. 2 Filed with Secretary by Sen. Napoleon Harris, III
2023-03-08	Senate	Placed on Calendar Order of 2nd Reading March 9, 2023
2023-03-08	Senate	Do Pass as Amended Insurance; 010-000-000
2023-03-07	Senate	Senate Committee Amendment No. 1 Adopted; Insurance
2023-03-07	Senate	Senate Committee Amendment No. 1 Assignments Refers to Insurance
2023-03-03	Senate	Senate Committee Amendment No. 1 Referred to Assignments
2023-03-03	Senate	Senate Committee Amendment No. 1 Filed with Secretary by Sen. Napoleon Harris, III
2023-02-14	Senate	Assigned to Insurance
2023-02-07	Senate	Referred to Assignments
2023-02-07	Senate	First Reading
2023-02-07	Senate	Filed with Secretary by Sen. Napoleon Harris, III

Chapter	Article	Section	Citation Type	Statute Text
215	5	1510	Amended Code	Citation Text
215	5	1550	Amended Code	Citation Text
215	5	1555	Amended Code	Citation Text
215	5	1560	Amended Code	Citation Text
215	5	1575	Amended Code	Citation Text
215	5	1585	Amended Code	Citation Text
215	5	1586	New Code	See Bill Text
215	5	1590	Amended Code	Citation Text
815	625	Act	Repealed Code	Citation Text

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=1495&GAID=17&DocTypeID=SB&SessionID=112&GA=103
Text	https://www.ilga.gov/legislation/103/SB/10300SB1495.htm
Text	https://www.ilga.gov/legislation/103/SB/10300SB1495eng.htm
Text	https://www.ilga.gov/legislation/103/SB/10300SB1495enr.htm
Text	https://www.ilga.gov/legislation/publicacts/103/103-0216.htm
Amendment	https://www.ilga.gov/legislation/103/SB/10300SB1495sam001.htm
Amendment	https://www.ilga.gov/legislation/103/SB/10300SB1495sam002.htm
Roll Call	https://www.ilga.gov/legislation/votehistory/103/senate/10300SB1495_03292023_024000T.pdf
Roll Call	https://www.ilga.gov/legislation/votehistory/103/house/10300SB1495_05112023_015000T.pdf