IL SB1486 | 2025-2026 | 104th General Assembly
Status
Sponsorship: Broadly Bipartisan Bill
Status: Engrossed on May 8 2025 - 50% progression, died in committee
Action: 2026-07-02 - Pursuant to Senate Rule 3-9(b) / Referred to Assignments
Pending: Senate Assignments Committee
Text: Latest bill text (Engrossed) [HTML]
Status: Engrossed on May 8 2025 - 50% progression, died in committee
Action: 2026-07-02 - Pursuant to Senate Rule 3-9(b) / Referred to Assignments
Pending: Senate Assignments Committee
Text: Latest bill text (Engrossed) [HTML]
Summary
Reinserts the provisions of the bill, as amended by House Amendment No. 1, with the following changes. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance and fire and extended coverage insurance (rather than for only policies of fire and extended coverage insurance) that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured and the Department of Insurance notice of the increase in renewal premium at least 60 days before the policy renewal or anniversary date. Changes the amount of motor vehicle crash prevention course classroom hours or eLearning hours necessary for any insured over the age of 55 to receive automobile insurance premium and rate reductions from 8 hours to 4 hours. Changes the Rates for Fire and Extended Coverage Insurance Article to the Rates for Automobile Insurance and Fire and Extended Coverage Insurance Article. Provides that the Article also applies to specified policies of automobile insurance. Effective July 1, 2027.
Title
CONSUMER FRAUD-FEE DISCLOSURE
Sponsors
Roll Calls
2026-03-19 - House - House Third Reading (Y: 66 N: 40 NV: 5 Abs: 1) [PASS]
2026-03-19 - House - House Executive Committee (Y: 8 N: 4 NV: 0 Abs: 0) [PASS]
2026-03-19 - House - House Executive Committee (Y: 8 N: 4 NV: 0 Abs: 0) [PASS]
2025-05-20 - House - House Consumer Protection Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
2025-05-08 - Senate - Third Reading in Senate (Y: 53 N: 1 NV: 5 Abs: 0) [PASS]
2025-05-07 - Senate - Senate Judiciary Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
2025-03-19 - Senate - Senate Judiciary Committee (Y: 6 N: 3 NV: 0 Abs: 0) [PASS]
2025-03-19 - Senate - Senate Judiciary Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
2026-03-19 - House - House Executive Committee (Y: 8 N: 4 NV: 0 Abs: 0) [PASS]
2026-03-19 - House - House Executive Committee (Y: 8 N: 4 NV: 0 Abs: 0) [PASS]
2025-05-20 - House - House Consumer Protection Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
2025-05-08 - Senate - Third Reading in Senate (Y: 53 N: 1 NV: 5 Abs: 0) [PASS]
2025-05-07 - Senate - Senate Judiciary Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
2025-03-19 - Senate - Senate Judiciary Committee (Y: 6 N: 3 NV: 0 Abs: 0) [PASS]
2025-03-19 - Senate - Senate Judiciary Committee (Y: 9 N: 0 NV: 0 Abs: 0) [PASS]
History
| Date | Chamber | Action |
|---|---|---|
| 2026-07-02 | Senate | Pursuant to Senate Rule 3-9(b) / Referred to Assignments |
| 2026-05-12 | Senate | Added as Co-Sponsor Sen. Sara Feigenholtz |
| 2026-05-07 | Senate | Added as Co-Sponsor Sen. Laura M. Murphy |
| 2026-04-30 | Senate | Added as Chief Co-Sponsor Sen. Ram Villivalam |
| 2026-04-29 | Senate | Added as Co-Sponsor Sen. Mary Edly-Allen |
| 2026-04-23 | Senate | Added as Co-Sponsor Sen. Linda Holmes |
| 2026-04-17 | Senate | Added as Co-Sponsor Sen. Emil Jones, III |
| 2026-04-16 | Senate | Added as Co-Sponsor Sen. Mattie Hunter |
| 2026-04-16 | Senate | Added as Co-Sponsor Sen. Suzy Glowiak Hilton |
| 2026-04-15 | Senate | Added as Co-Sponsor Sen. Cristina Castro |
| 2026-04-14 | Senate | Added as Co-Sponsor Sen. Laura Ellman |
| 2026-04-14 | Senate | Added as Co-Sponsor Sen. Robert Peters |
| 2026-04-14 | Senate | Added as Co-Sponsor Sen. Laura Fine |
| 2026-03-27 | Senate | Added as Co-Sponsor Sen. Javier L. Cervantes |
| 2026-03-26 | Senate | Added as Co-Sponsor Sen. Adriane L. Johnson |
| 2026-03-26 | Senate | Added as Co-Sponsor Sen. Karina Villa |
| 2026-03-26 | Senate | Added as Co-Sponsor Sen. Kimberly A. Lightford |
| 2026-03-25 | Senate | Added as Co-Sponsor Sen. Rachel Ventura |
| 2026-03-25 | Senate | Added as Co-Sponsor Sen. Mike Porfirio |
| 2026-03-25 | Senate | Added as Co-Sponsor Sen. Lakesia Collins |
| 2026-03-25 | Senate | Added as Co-Sponsor Sen. Michael W. Halpin |
| 2026-03-24 | Senate | Added as Co-Sponsor Sen. Patrick J. Joyce |
| 2026-03-24 | Senate | Added as Co-Sponsor Sen. Christopher Belt |
| 2026-03-24 | Senate | Placed on Calendar Order of Concurrence House Amendment(s) 2 - March 25, 2026 |
| 2026-03-24 | Senate | Secretary's Desk - Concurrence House Amendment(s) 2 |
| 2026-03-19 | House | Added Alternate Co-Sponsor Rep. Nabeela Syed |
| 2026-03-19 | House | Alternate Chief Co-Sponsor Removed Rep. Nabeela Syed |
| 2026-03-19 | House | Added Alternate Chief Co-Sponsor Rep. Robyn Gabel |
| 2026-03-19 | House | House Floor Amendment No. 1 Tabled |
| 2026-03-19 | House | Third Reading - Short Debate - Passed 066-040-002 |
| 2026-03-19 | House | Alternate Co-Sponsor Removed Rep. Sharon Chung |
| 2026-03-19 | House | Added Alternate Chief Co-Sponsor Rep. Will Guzzardi |
| 2026-03-19 | House | Placed on Calendar Order of 3rd Reading - Short Debate |
| 2026-03-19 | House | House Floor Amendment No. 2 Adopted by Voice Vote |
| 2026-03-19 | House | House Floor Amendment No. 1 Withdrawn by Rep. Thaddeus Jones |
| 2026-03-19 | House | House Floor Amendment No. 2 Recommends Be Adopted Executive Committee; 008-004-000 |
| 2026-03-19 | House | House Floor Amendment No. 1 Recommends Be Adopted Executive Committee; 008-004-000 |
| 2026-03-19 | House | House Floor Amendment No. 2 Rules Refers to Executive Committee |
| 2026-03-18 | House | House Floor Amendment No. 2 Referred to Rules Committee |
| 2026-03-18 | House | House Floor Amendment No. 2 Filed with Clerk by Rep. Robyn Gabel |
| 2026-02-25 | House | House Floor Amendment No. 1 Rules Refers to Executive Committee |
| 2026-02-25 | House | House Floor Amendment No. 1 Referred to Rules Committee |
| 2026-02-25 | House | House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones |
| 2026-02-25 | House | Alternate Chief Sponsor Changed to Rep. Thaddeus Jones |
| 2026-02-25 | House | Alternate Co-Sponsor Removed Rep. Thaddeus Jones |
| 2026-02-24 | Senate | Chief Sponsor Changed to Sen. Michael E. Hastings |
| 2026-02-24 | House | Placed on Calendar 2nd Reading - Short Debate |
| 2026-02-24 | House | Approved for Consideration Rules Committee; 005-000-000 |
| 2025-06-01 | House | Rule 19(a) / Re-referred to Rules Committee |
| 2025-05-31 | House | Third Reading/Final Action Deadline Extended-9(b) June 1, 2025 |
| 2025-05-30 | House | Added Alternate Co-Sponsor Rep. Michael Crawford |
| 2025-05-30 | House | Added Alternate Chief Co-Sponsor Rep. Kam Buckner |
| 2025-05-29 | House | Alternate Co-Sponsor Removed Rep. Sonya M. Harper |
| 2025-05-29 | House | Alternate Co-Sponsor Removed Rep. Michael Crawford |
| 2025-05-29 | House | Alternate Co-Sponsor Removed Rep. Marcus C. Evans, Jr. |
| 2025-05-22 | House | Added Alternate Chief Co-Sponsor Rep. Nabeela Syed |
| 2025-05-21 | House | Held on Calendar Order of Second Reading - Short Debate |
| 2025-05-21 | House | Second Reading - Short Debate |
| 2025-05-21 | House | Placed on Calendar 2nd Reading - Short Debate |
| 2025-05-20 | House | Alternate Co-Sponsor Removed Rep. Robyn Gabel |
| 2025-05-20 | House | Alternate Co-Sponsor Removed Rep. Will Guzzardi |
| 2025-05-20 | House | Alternate Co-Sponsor Removed Rep. Kam Buckner |
| 2025-05-20 | House | Do Pass / Short Debate Consumer Protection Committee; 009-000-000 |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Jaime M. Andrade, Jr. |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Anne Stava |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Curtis J. Tarver, II |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. William "Will" Davis |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Suzanne M. Ness |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Kam Buckner |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Marcus C. Evans, Jr. |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Dave Vella |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Stephanie A. Kifowit |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Anthony DeLuca |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Michelle Mussman |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Robyn Gabel |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Will Guzzardi |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Edgar González, Jr. |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Mary Beth Canty |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Nicolle Grasse |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Kelly M. Cassidy |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Norma Hernandez |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. La Shawn K. Ford |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Dagmara Avelar |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Maurice A. West, II |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Lilian Jiménez |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Harry Benton |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Thaddeus Jones |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Anna Moeller |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Sue Scherer |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Maura Hirschauer |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Abdelnasser Rashid |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Martha Deuter |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Mary Gill |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Ann M. Williams |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Michael Crawford |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Lindsey LaPointe |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Jehan Gordon-Booth |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Gregg Johnson |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Natalie A. Manley |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Laura Faver Dias |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Joyce Mason |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Katie Stuart |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Daniel Didech |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Michael J. Kelly |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Lisa Davis |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Angelica Guerrero-Cuellar |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Justin Slaughter |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Sonya M. Harper |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Robert "Bob" Rita |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Terra Costa Howard |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Sharon Chung |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Kevin John Olickal |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Matt Hanson |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Theresa Mah |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Janet Yang Rohr |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Tracy Katz Muhl |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Jay Hoffman |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Martin J. Moylan |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Diane Blair-Sherlock |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Rick Ryan |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Margaret Croke |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Jennifer Gong-Gershowitz |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Hoan Huynh |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Barbara Hernandez |
| 2025-05-20 | House | Added Alternate Co-Sponsor Rep. Aarón M. Ortíz |
| 2025-05-16 | House | Added Alternate Chief Co-Sponsor Rep. Elizabeth "Lisa" Hernandez |
| 2025-05-13 | House | Committee/Final Action Deadline Extended-9(b) May 31, 2025 |
| 2025-05-13 | House | Assigned to Consumer Protection Committee |
| 2025-05-09 | House | Referred to Rules Committee |
| 2025-05-09 | House | First Reading |
| 2025-05-08 | House | Chief House Sponsor Rep. Bob Morgan |
| 2025-05-08 | House | Arrived in House |
| 2025-05-08 | Senate | Third Reading - Passed; 053-001-000 |
| 2025-05-08 | Senate | Placed on Calendar Order of 3rd Reading |
| 2025-05-08 | Senate | Senate Floor Amendment No. 3 Adopted; Aquino |
| 2025-05-08 | Senate | Senate Floor Amendment No. 2 Adopted; Aquino |
| 2025-05-08 | Senate | Recalled to Second Reading |
| 2025-05-08 | Senate | Senate Floor Amendment No. 3 Be Approved for Consideration Assignments |
| 2025-05-08 | Senate | Senate Floor Amendment No. 3 Referred to Assignments |
| 2025-05-08 | Senate | Senate Floor Amendment No. 3 Filed with Secretary by Sen. Omar Aquino |
| 2025-05-08 | Senate | Senate Floor Amendment No. 2 Recommend Do Adopt Judiciary; 009-000-000 |
| 2025-05-07 | Senate | Senate Floor Amendment No. 2 Assignments Refers to Judiciary |
| 2025-05-06 | Senate | Senate Floor Amendment No. 2 Referred to Assignments |
| 2025-05-06 | Senate | Senate Floor Amendment No. 2 Filed with Secretary by Sen. Omar Aquino |
| 2025-04-11 | Senate | Rule 2-10 Third Reading Deadline Established As May 9, 2025 |
| 2025-04-10 | Senate | Placed on Calendar Order of 3rd Reading April 11, 2025 |
| 2025-04-10 | Senate | Second Reading |
| 2025-04-09 | Senate | Added as Co-Sponsor Sen. Mike Simmons |
| 2025-03-19 | Senate | Placed on Calendar Order of 2nd Reading March 20, 2025 |
| 2025-03-19 | Senate | Do Pass as Amended Judiciary; 006-003-000 |
| 2025-03-19 | Senate | Senate Committee Amendment No. 1 Adopted |
| 2025-03-19 | Senate | Added as Chief Co-Sponsor Sen. Don Harmon |
| 2025-03-18 | Senate | Senate Committee Amendment No. 1 Assignments Refers to Judiciary |
| 2025-03-14 | Senate | Senate Committee Amendment No. 1 Referred to Assignments |
| 2025-03-14 | Senate | Senate Committee Amendment No. 1 Filed with Secretary by Sen. Omar Aquino |
| 2025-02-25 | Senate | Added as Chief Co-Sponsor Sen. Graciela Guzmán |
| 2025-02-11 | Senate | Assigned to Judiciary |
| 2025-01-31 | Senate | Referred to Assignments |
| 2025-01-31 | Senate | First Reading |
| 2025-01-31 | Senate | Filed with Secretary by Sen. Omar Aquino |
Code Citations
| Chapter | Article | Section | Citation Type | Statute Text |
|---|---|---|---|---|
| 215 | 5 | 143.29 | Amended Code | Citation Text |
| 815 | 505 | 2HHHH | New Code | See Bill Text |
