Illinois House Bill 5529

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Sponsorship: Partisan Bill (Democrat 1)
Status: Introduced on February 6 2026 - 25% progression, died in committee
Action: 2026-03-27 - Rule 19(a) / Re-referred to Rules Committee
Pending: House Rules Committee
Text: Latest bill text (Introduced) [HTML]

Amends the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois. Creates the Strengthen Illinois Homes Fund. On or before July 1, 2028, and depending on availability of funds, provides that the Department of Insurance shall identify areas of need to administer a pilot grant program known as the Strengthen Illinois Homes Program. Requires the Department of Commerce and Economic Opportunity, in conjunction with the Department of Insurance, to develop a standard application and grant award rubric for the eligible program grantees. Establishes program requirements for contractors. Amends the State Finance Act to make a conforming change. Amends the Illinois Insurance Code. Establishes notice requirements for companies providing flood coverage. Creates the Climate Risk Disclosure Article, which may be referred to as the Climate Risk Disclosure Law. Requires all companies, corporations, and organizations subject to the Article to, upon direction from the Department, participate in climate surveys issued by the National Association of Insurance Commissioners. Creates the Strengthen Illinois Homes Article, which may be referred to as the Strengthen Illinois Homes Act. Provides that, for homeowners insurance policies, an insurer shall provide an actuarially justified premium discount or insurance rate reduction to a specified owner. Provides that the Director of Insurance may adopt rules that establish standard discount amounts, targets, or benchmarks for the coverage of insurable property meeting the specified mitigation program standards. Provides that an insurer writing homeowners insurance policies that provide coverage of an insurable property that is a nonfortified insurable property shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to receive claim payments for the cost to upgrade an insurable property to mitigation program standards for a specified claim. Makes other changes. Amends the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act to establish conforming requirements.

CLIMATE RISK & STRENGTHEN HOME

Rep. Thaddeus Jones [D]

Date	Chamber	Action
2026-03-27	House	Rule 19(a) / Re-referred to Rules Committee
2026-03-18	House	Assigned to Insurance Committee
2026-02-13	House	Referred to Rules Committee
2026-02-13	House	First Reading
2026-02-06	House	Filed with the Clerk by Rep. Thaddeus Jones

Chapter	Article	Section	Citation Type	Statute Text
20	605	871	New Code	See Bill Text
215	110	25	Amended Code	Citation Text
215	125	5-3	Amended Code	Citation Text
215	130	4003	Amended Code	Citation Text
215	5	143.15	Repealed Code	Citation Text
215	5	143.16	Amended Code	Citation Text
215	5	143.17	Amended Code	Citation Text
215	5	143.21e	New Code	See Bill Text
215	5	1801	New Code	See Bill Text
215	5	1805	New Code	See Bill Text
215	5	1810	New Code	See Bill Text
215	5	1815	New Code	See Bill Text
215	5	1901	New Code	See Bill Text
215	5	1902	New Code	See Bill Text
215	5	1905	New Code	See Bill Text
215	5	1910	New Code	See Bill Text
215	5	1920	New Code	See Bill Text
215	5	1925	New Code	See Bill Text
215	5	1930	New Code	See Bill Text
215	5	Art. XLIX headin	New Code	See Bill Text
215	5	Art. XLVIII head	New Code	See Bill Text
30	105	5.1038	New Code	See Bill Text

Type	Source
Summary	https://www.ilga.gov/Legislation/BillStatus?DocNum=5529&GAID=18&DocTypeID=HB&LegId=167530&SessionID=114
Text	https://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=208876&DocName=10400HB5529&DocNum=5529&DocTypeID=HB&LegID=167530&GAID=18&SessionID=114&SpecSess=&Session=