Illinois House Bill 181 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 6-0)
Status: Introduced on January 14 2009 - 25% progression, died in committee
Action: 2009-04-03 - Rule 19(a) / Re-referred to Rules Committee
Pending: House Rules Committee
Text: Latest bill text (Introduced) [HTML]

Amends the Credit Information in Personal Insurance Act. Provides that an insurer that uses credit information to underwrite risks shall not (i) take an adverse action against a consumer solely because he or she does not have a credit card account; (ii) take an adverse action against a consumer based on credit information, unless and until the insurer satisfies certain conditions, and (iii) use certain credit information as a negative factor in any insurance scoring methodology or in reviewing credit information for the purpose of underwriting or rating a policy of personal insurance. Provides that an insurer authorized to do business in this State may not take adverse action against a consumer who has tendered notice of an extraordinary life event unless and until the insurer has reviewed the consumer's notification and provided the consumer with a written explanation for its decision. Provides that if the insured has overpaid premium due to incorrect or incomplete credit information, the insurer shall refund to the insured the amount of overpayment calculated back to the shorter of either the last 12 months of coverage or the actual policy period. Provides that the insurer must provide the disclosure statement required under the provision each time the insurer obtains the consumer's credit report. Makes other changes. Effective immediately.

CRDT INFO-PERSONAL INSURANCE

Rep. James Brosnahan [D]	Rep. William Davis [D]	Rep. LaShawn Ford [D]	Rep. Deborah Graham [D]
Rep. Cynthia Soto [D]	Rep. Andre Thapedi [D]

Date	Chamber	Action
2009-04-03		Rule 19(a) / Re-referred to Rules Committee
2009-04-03		Added Chief Co-Sponsor Rep. James D. Brosnahan
2009-04-01		Held on Calendar Order of Second Reading - Short Debate
2009-04-01		Second Reading - Short Debate
2009-03-30		Fiscal Note Filed
2009-03-30		Housing Affordability Impact Note Filed
2009-03-27		State Mandates Fiscal Note Filed
2009-03-27		Home Rule Note Filed
2009-03-26		Balanced Budget Note Filed
2009-03-26		Land Conveyance Appraisal Note Filed
2009-03-25		Pension Note Filed
2009-03-25		State Debt Impact Note Filed
2009-03-25		Judicial Note Filed
2009-03-25		Correctional Note Filed
2009-03-25		Fiscal Note Filed
2009-03-11		Placed on Calendar 2nd Reading - Short Debate
2009-03-10		Do Pass / Short Debate Consumer Protection Committee; 008-005-000
2009-02-20		Removed Co-Sponsor Rep. Marlow H. Colvin
2009-02-18		Added Co-Sponsor Rep. William Davis
2009-02-18		Added Co-Sponsor Rep. André M. Thapedi
2009-02-18		Added Co-Sponsor Rep. Cynthia Soto
2009-02-18		Added Co-Sponsor Rep. Marlow H. Colvin
2009-02-05		Suspend Rule 25 - Prevailed
2009-02-05		Moved to Suspend Rule 25 Rep. Barbara Flynn Currie
2009-02-05		Added Chief Co-Sponsor Rep. LaShawn K. Ford
2009-02-04		Assigned to Consumer Protection Committee
2009-01-14		Referred to Rules Committee
2009-01-14		First Reading
2009-01-13		Prefiled with Clerk by Rep. Deborah L. Graham

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=181&GAID=10&DocTypeID=HB&SessionID=76&GA=96
Text	https://www.ilga.gov/legislation/96/HB/09600HB0181.htm