Bill Text: IA HF430 | 2013-2014 | 85th General Assembly | Introduced
Bill Title: A bill for an act relating to named driver exclusions in motor vehicle insurance policies and providing criminal penalties.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2013-12-31 - END OF 2013 ACTIONS [HF430 Detail]
Download: Iowa-2013-HF430-Introduced.html
House
File
430
-
Introduced
HOUSE
FILE
430
BY
ABDUL-SAMAD
A
BILL
FOR
An
Act
relating
to
named
driver
exclusions
in
motor
vehicle
1
insurance
policies
and
providing
criminal
penalties.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
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430
Section
1.
NEW
SECTION
.
321.21
Named
driver
exclusions
ââ
1
failure
to
maintain
financial
liability
coverage.
2
1.
An
owner
of
a
motor
vehicle
who
obtains
a
policy
of
3
liability
insurance
that
meets
the
financial
liability
coverage
4
requirements
of
this
chapter
and
that
contains
a
named
driver
5
exclusion
which
excludes
a
named
individual
from
coverage
under
6
the
policy,
and
who
expressly
or
impliedly
permits
that
named
7
individual
to
drive
the
motor
vehicle,
commits
the
violation
of
8
failure
to
maintain
financial
liability
coverage
under
section
9
321.20B,
subsection
1.
10
2.
If
the
owner
is
found
guilty
of
a
violation
of
this
11
section,
the
court
shall
impose
a
fine
as
provided
in
section
12
805.8A,
subsection
14,
paragraph
âfâ
.
13
EXPLANATION
14
This
bill
provides
that
an
owner
of
a
motor
vehicle
who
15
obtains
a
policy
of
liability
insurance
that
meets
the
16
financial
liability
requirements
of
Code
chapter
321
and
that
17
contains
a
named
driver
exclusion
which
excludes
a
named
18
individual
from
coverage
under
the
policy,
and
who
expressly
19
or
impliedly
permits
that
named
individual
to
drive
the
motor
20
vehicle,
commits
the
violation
of
failure
to
maintain
financial
21
liability
coverage
under
Code
section
321.20B,
subsection
1.
22
If
the
owner
is
found
guilty
of
a
violation
of
the
bill,
the
23
court
shall
impose
the
scheduled
fine
applicable
to
a
violation
24
of
Code
section
321.20B,
subsection
1.
The
scheduled
fine
is
25
$500
for
a
violation
that
occurs
in
connection
with
a
motor
26
vehicle
accident,
and
$250
in
other
instances.
27
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