Bill Text: FL S1790 | 2019 | Regular Session | Introduced
Bill Title: Medical Services and Insurance
Spectrum: Partisan Bill (Republican 1-0)
Status: (Failed) 2019-05-03 - Died in Health Policy [S1790 Detail]
Download: Florida-2019-S1790-Introduced.html
Florida Senate - 2019 SB 1790 By Senator Perry 8-01378A-19 20191790__ 1 A bill to be entitled 2 An act relating to medical services and insurance; 3 creating s. 395.0176, F.S.; providing definitions; 4 requiring the Department of Health to adopt statewide 5 fee schedules for services, supplies, and care 6 provided in hospitals and ambulatory surgical centers; 7 providing requirements for diagnostic testing; 8 requiring the department to adopt rules; creating s. 9 456.0535, F.S.; providing definitions; providing 10 requirements for specified licensed medical 11 professionals for diagnostic testing and treatment 12 plans; providing disciplinary actions; requiring the 13 department to adopt rules; amending s. 456.072, F.S.; 14 providing additional grounds for disciplinary actions 15 in health professions and occupations; amending s. 16 627.736, F.S.; revising the medical benefits 17 requirements under personal injury protection 18 coverage; providing a definition; conforming 19 provisions to changes made by the act; revising 20 circumstances under which an insurer or insured is not 21 required to pay a claim or charges; providing 22 effective dates. 23 24 Be It Enacted by the Legislature of the State of Florida: 25 26 Section 1. Section 395.0176, Florida Statutes, is created 27 to read: 28 395.0176 Fee schedules and standards of care in licensed 29 facilities.— 30 (1) DEFINITIONS.—As used in this section, the term: 31 (a) “Dentist” means a dentist licensed under chapter 466. 32 (b) “Physician” means a physician licensed under chapter 33 458, an osteopathic physician licensed under chapter 459, or a 34 chiropractic physician licensed under chapter 460. 35 (2) FEE SCHEDULES.— 36 (a) Effective July 1, 2020, and each year thereafter, the 37 department shall adopt statewide fee schedules for services, 38 care, and supplies provided in a licensed facility as follows: 39 1. For emergency transport and treatment during transport 40 by providers licensed under chapter 401 or by the licensed 41 facility’s medical staff, 200 percent of Medicare. 42 2. For emergency services and care provided by the licensed 43 facility, 200 percent of the Medicare Part A prospective payment 44 applicable to the specific licensed facility providing the 45 emergency services and care. 46 3. For emergency services and care provided in the licensed 47 facility by a physician or dentist, and related inpatient 48 services provided in the licensed facility by a physician or 49 dentist, 200 percent of the participating physician’s fee 50 schedule of Medicare Part B. 51 4. For inpatient services other than emergency services and 52 care, 200 percent of the Medicare Part A prospective payment 53 applicable to the specific licensed facility providing the 54 inpatient services. 55 5. For outpatient services other than emergency services 56 and care, 200 percent of the Medicare Part A Ambulatory Payment 57 Classification applicable to the specific licensed facility 58 providing the outpatient services. 59 6. For all other services, supplies, and care, except for 60 medication: 61 a. Two-hundred percent of the allowable amount under: 62 (I) The participating physician’s fee schedule of Medicare 63 Part B, except as provided in sub-sub-subparagraphs (II) and 64 (III). 65 (II) Medicare Part B in the case of services, supplies, and 66 care provided by ambulatory surgical centers and clinical 67 laboratories. 68 (III) The Durable Medical Equipment Prosthetics/Orthotics 69 and Supplies fee schedule of Medicare Part B in the case of 70 durable medical equipment. 71 b. If services, supplies, or care in this subparagraph is 72 not reimbursable under Medicare Part A or Part B, 200 percent of 73 the maximum reimbursable allowance under workers’ compensation, 74 as determined under s. 440.13 and rules adopted thereunder that 75 are in effect at the time the services, supplies, or care is 76 provided. Services, supplies, or care that is not reimbursable 77 under Medicare or workers’ compensation is not reimbursable 78 under a no-fault insurance. 79 7. For medication dispensed in the licensed facility, 150 80 percent of the average wholesale price. 81 (b) For purposes of paragraph (a), the applicable fee 82 schedule or payment limitation under Medicare is the fee 83 schedule or payment limitation in effect on March 1 of the 84 service year in which the services, supplies, or care is 85 rendered and for the area in which such services, supplies, or 86 care is rendered, and the applicable fee schedule or payment 87 limitation applies to services, supplies, or care rendered 88 during that service year, notwithstanding any subsequent change 89 made to the fee schedule or payment limitation, except that it 90 may not be less than the allowable amount under the applicable 91 schedule of Medicare Part A for 2007 for inpatient admitted 92 hospital and skilled nursing coverage or Medicare Part B for 93 2007 for medical services, supplies, and care subject to 94 Medicare Part B. For purposes of this paragraph, the term 95 “service year” means the period from March 1 through the end of 96 February of the following year. 97 (3) DIAGNOSTIC TESTING.—The physician or dentist who orders 98 a diagnostic test must document the test results and the 99 clinical rationale for ordering the test. 100 (4) RULEMAKING.—The department shall adopt rules necessary 101 to administer and enforce this section. 102 Section 2. Section 456.0535, Florida Statutes, is created 103 to read: 104 456.0535 Standards of care for medical services.— 105 (1) DEFINITIONS.—As used in this section, the term: 106 (a) “Evaluation and management CPT coding” or “E/M coding” 107 means the process by which an interaction between a patient and 108 a licensed medical professional is translated into a five-digit 109 Current Procedural Terminology (CPT) code. CPT code is a medical 110 code set maintained by the American Medical Association that is 111 used to report medical, surgical, and diagnostic procedures and 112 services. The E/M codes, a category of CPT codes, are used for 113 billing purposes and are categorized according to the site or 114 type of service provided, such as office, outpatient, 115 consultation, or emergency. Within these categories, the codes 116 are subdivided according to initial versus subsequent care. 117 (b) “Licensed medical professional” means: 118 1. A physician licensed under chapter 458, an osteopathic 119 physician licensed under chapter 459, or a chiropractic 120 physician licensed under chapter 460; 121 2. A physician assistant licensed under chapter 458 or 122 chapter 459; 123 3. An advanced practice registered nurse licensed under 124 chapter 464; or 125 4. A dentist licensed under chapter 466. 126 (c) “Treatment plan” means a documented course of treatment 127 based on a patient’s medical history and an examination or 128 diagnostic study of the patient. 129 (2) DIAGNOSTIC TESTING.—A licensed medical professional who 130 orders a diagnostic test must document the test results and the 131 clinical rationale for ordering the test and, if a treatment 132 plan is developed, use the test results in the formulation of 133 the patient’s treatment plan. 134 (3) TREATMENT PLANS.—A licensed medical professional’s 135 treatment plan must be supported by a written clinical rationale 136 that the treatment is reasonable and necessary and would be 137 considered appropriate for the patient’s condition by another 138 licensed medical professional of the same specialty and with 139 similar experience, education, and training. 140 (a) An initial treatment plan and all subsequent updates to 141 the treatment plan must include diagnostic codes from the most 142 recent International Classification of Diseases. 143 (b) An initial treatment plan may not exceed 6 weeks. 144 Subsequent treatment plans may not exceed 8 weeks between being 145 updated, changed, or extended via E/M coding. 146 (c) Interaction between the patient and a licensed medical 147 professional must occur at a minimum every 2 weeks or every 148 fourth patient visit, whichever occurs first, between treatment 149 plans. For each interaction, the patient’s medical record must 150 show that: 151 1. The licensed medical professional’s presence was 152 inherent to the service provided to the patient during the 153 interaction; or 154 2. The patient’s interaction with the licensed medical 155 professional was translated into an evaluation and management 156 CPT code. 157 (d) If a patient is insured under a no-fault insurance: 158 1. A licensed medical professional ordering a course of 159 treatment that extends to more than three patient interactions 160 must submit to the no-fault insurer the medical record of the 161 interaction during which the initial treatment plan was 162 developed. The medical record must include the details of the 163 proposed treatment plan. 164 2. In order for the licensed medical professional to be 165 reimbursed for additional treatment that goes beyond the 166 treatment specified in the initial treatment plan, the licensed 167 medical professional must update the patient’s treatment plan 168 pursuant to paragraph (c). 169 3. Any service or treatment that is reimbursable under the 170 no-fault insurance must be reasonable and necessary to the 171 extent that the service or treatment would be considered 172 appropriate for the patient’s condition by another licensed 173 medical provider of the same specialty and with similar 174 experience, education, and training. 175 4. Any medical benefits covered under a no-fault insurance 176 that are withdrawn, reduced, or denied by a licensed medical 177 professional based on this subsection must comply with s. 178 627.736(7). 179 (4) DISCIPLINARY ACTIONS.—The department shall review each 180 complaint of a violation of this section and determine whether 181 the incident involves conduct by a health care practitioner 182 which is subject to disciplinary action under s. 456.073. 183 Disciplinary action, if any, must be taken by the appropriate 184 regulatory board or by the department if no such board exists. 185 (5) RULEMAKING.—The department shall adopt rules to 186 administer this section. 187 Section 3. Paragraph (pp) is added to subsection (1) of 188 section 456.072, Florida Statutes, to read: 189 456.072 Grounds for discipline; penalties; enforcement.— 190 (1) The following acts shall constitute grounds for which 191 the disciplinary actions specified in subsection (2) may be 192 taken: 193 (pp) Violating any provision of s. 395.0176 or s. 456.0535. 194 Section 4. Effective July 1, 2020, paragraph (a) of 195 subsection (1) and paragraphs (a) and (b) of subsection (5) of 196 section 627.736, Florida Statutes, are amended to read: 197 627.736 Required personal injury protection benefits; 198 exclusions; priority; claims.— 199 (1) REQUIRED BENEFITS.—An insurance policy complying with 200 the security requirements of s. 627.733 must provide personal 201 injury protection to the named insured, relatives residing in 202 the same household, persons operating the insured motor vehicle, 203 passengers in the motor vehicle, and other persons struck by the 204 motor vehicle and suffering bodily injury while not an occupant 205 of a self-propelled vehicle, subject to subsection (2) and 206 paragraph (4)(e), to a limit of $10,000 in medical and 207 disability benefits and $5,000 in death benefits resulting from 208 bodily injury, sickness, disease, or death arising out of the 209 ownership, maintenance, or use of a motor vehicle as follows: 210 (a) Medical benefits.— 211 1. Eighty percent of all reasonable expenses for medically 212 necessary medical, surgical, X-ray, dental, and rehabilitative 213 services, including prosthetic devices and medically necessary 214 ambulance, hospital, and nursing services if the individual 215 receives initial services and care pursuant to sub-subparagraph 216 a.subparagraph 1.within 3014days after the motor vehicle 217 accident. The medical benefits provide reimbursement only for: 218 a.1.Initial services and care that are lawfully provided, 219 supervised, ordered, or prescribed by a physician licensed under 220 chapter 458 or chapter 459, a dentist licensed under chapter 221 466, or a chiropractic physician licensed under chapter 460 or 222 that are provided in a hospital or in a facility that owns, or 223 is wholly owned by, a hospital. Initial services and care may 224 also be provided by a person or entity licensed under part III 225 of chapter 401 which provides emergency transportation and 226 treatment. 227 b.2.Upon referral by a provider described in sub 228 subparagraph a.subparagraph 1., followup services and care 229 consistent with the underlying medical diagnosis rendered 230 pursuant to sub-subparagraph a.subparagraph 1.which may be 231 provided, supervised, ordered, or prescribed only by a physician 232 licensed under chapter 458 or chapter 459, a chiropractic 233 physician licensed under chapter 460, a dentist licensed under 234 chapter 466, or, to the extent permitted by applicable law and 235 under the supervision of such physician, osteopathic physician, 236 chiropractic physician, or dentist, by a physician assistant 237 licensed under chapter 458 or chapter 459 or an advanced 238 practice registered nurse licensed under chapter 464. Followup 239 services and care may also be provided by the following persons 240 or entities: 241 (I)a.A hospital or ambulatory surgical center licensed 242 under chapter 395. 243 (II)b.An entity wholly owned by one or more physicians 244 licensed under chapter 458 or chapter 459, chiropractic 245 physicians licensed under chapter 460, or dentists licensed 246 under chapter 466 or by such practitioners and the spouse, 247 parent, child, or sibling of such practitioners. 248 (III)c.An entity that owns or is wholly owned, directly or 249 indirectly, by a hospital or hospitals. 250 (IV)d.A physical therapist licensed under chapter 486, 251 based upon a referral by a provider described in this sub 252 subparagraphsubparagraph. 253 (V)e.A health care clinic licensed under part X of chapter 254 400 which is accredited by an accrediting organization whose 255 standards incorporate comparable regulations required by this 256 state, or 257 (A)(I)Has a medical director licensed under chapter 458, 258 chapter 459, or chapter 460; 259 (B)(II)Has been continuously licensed for more than 3 260 years or is a publicly traded corporation that issues securities 261 traded on an exchange registered with the United States 262 Securities and Exchange Commission as a national securities 263 exchange; and 264 (C)(III)Provides at least four of the following medical 265 specialties: 266(A)general medicine,.267(B)radiography,.268(C)orthopedic medicine,.269(D)physical medicine,.270(E)physical therapy,.271(F)physical rehabilitation,.272(G)prescribing or dispensing outpatient prescription 273 medication, and.274(H)laboratory services. 275 c.3.Reimbursement forServices and care provided in sub 276 subparagraph a. or sub-subparagraph b.subparagraph 1. or277subparagraph 2.up to $10,000 if a physician licensed under 278 chapter 458 or chapter 459, a dentist licensed under chapter 279 466, a physician assistant licensed under chapter 458 or chapter 280 459, or an advanced practice registered nurse licensed under 281 chapter 464 has determined that the injured person had an 282 emergency medical condition. Services and care rendered during 283 the interaction in which the emergency medical condition is 284 determined may occur in a traditional office or facility visit 285 or via telemedicine. 286 d.4.Reimbursement forServices and care provided in sub 287 subparagraph a. or sub-subparagraph b. upsubparagraph 1. or288subparagraph 2. is limitedto $2,500 if a provider listed in 289 sub-subparagraph a. or sub-subparagraph b.subparagraph 1. or290subparagraph 2.determines that the injured person did not have 291 an emergency medical condition. Services and care rendered under 292 this sub-subparagraph may occur in a traditional office or 293 facility visit or via telemedicine. 294 e. Upon referral by a provider described in sub 295 subparagraph a.: 296 (I) A treatment plan, as defined in s. 456.0535, that is 297 submitted, along with the medical record of the interaction 298 during which the treatment plan was established, within 30 days 299 after the start date of the treatment plan. 300 (II) Diagnostic testing, the results of which are 301 documented by the ordering provider and, if a treatment plan is 302 developed, used in the formulation of the treatment plan. 303 (III) Additional treatment after the initial treatment plan 304 if: 305 (A) The treatment plan is updated on a regular basis in 306 accordance with s. 456.0535. 307 (B) Interaction between the patient and the licensed 308 medical professional occurs between treatment plans at the 309 intervals specified in s. 456.0535. For each interaction, the 310 patient’s medical record must show that the licensed medical 311 professional’s encounter with the patient was translated into an 312 evaluation and management CPT code or that the licensed medical 313 professional’s presence was inherent to the service provided to 314 the patient during the interaction. As used in this section, the 315 term “licensed medical professional” has the same meaning as 316 provided in s. 456.0535. 317 (IV) Reasonable and necessary services and treatment that 318 conform with s. 456.0535. 319 2.5.Medical benefits do not include massage as defined in 320 s. 480.033 or acupuncture as defined in s. 457.102, regardless 321 of the person, entity, or licensee providing massage or 322 acupuncture, and a licensed massage therapist or licensed 323 acupuncturist may not be reimbursed for medical benefits under 324 this section. 325 3.6.TheFinancial Servicescommission shall adopt by rule 326 the form that must be used by an insurer and a health care 327 provider specified in sub-sub-subparagraph 1.b.(II), sub-sub 328 subparagraph 1.b.(III), or sub-sub-subparagraph 1.b.(V)sub329subparagraph 2.b., sub-subparagraph 2.c., or sub-subparagraph3302.e.to document that the health care provider meets the 331 criteria of this paragraph. Such rule must include a requirement 332 for a sworn statement or affidavit. 333 334 Only insurers writing motor vehicle liability insurance in this 335 state may provide the required benefits of this section, and 336 such insurer may not require the purchase of any other motor 337 vehicle coverage other than the purchase of property damage 338 liability coverage as required by s. 627.7275 as a condition for 339 providing such benefits. Insurers may not require that property 340 damage liability insurance in an amount greater than $10,000 be 341 purchased in conjunction with personal injury protection. Such 342 insurers shall make benefits and required property damage 343 liability insurance coverage available through normal marketing 344 channels. An insurer writing motor vehicle liability insurance 345 in this state who fails to comply with such availability 346 requirement as a general business practice violates part IX of 347 chapter 626, and such violation constitutes an unfair method of 348 competition or an unfair or deceptive act or practice involving 349 the business of insurance. An insurer committing such violation 350 is subject to the penalties provided under that part, as well as 351 those provided elsewhere in the insurance code. 352 (5) CHARGES FOR TREATMENT OF INJURED PERSONS.— 353 (a) A physician, hospital, clinic, or other person or 354 institution lawfully rendering treatment to an injured person 355 for a bodily injury covered by personal injury protection 356 insurance may charge the insurer and injured party only ana357reasonableamount pursuant to this section for the services and 358 supplies rendered, and the insurer providing such coverage may 359 pay for such charges directly to such person or institution 360 lawfully rendering such treatment if the insured receiving such 361 treatment or his or her guardian has countersigned the properly 362 completed invoice, bill, or claim form approved by the office 363 upon which such charges are to be paid for as having actually 364 been rendered, to the best knowledge of the insured or his or 365 her guardian. However, such a charge may not exceed the amount 366 specified in the fee schedules established by the Department of 367 Health in s. 395.0176the person or institution customarily368charges for like services or supplies. In determining whether a369charge for a particular service, treatment, or otherwise is370reasonable, consideration may be given to evidence of usual and371customary charges and payments accepted by the provider involved372in the dispute, reimbursement levels in the community and373various federal and state medical fee schedules applicable to374motor vehicle and other insurance coverages, and other375information relevant to the reasonableness of the reimbursement376for the service, treatment, or supply. 377 1. The insurer may limit reimbursement to 80 percent of the 378 following schedule of maximum charges: 379 a. For emergency transport and treatment by providers 380 licensed under chapter 401, 200 percent of Medicare. 381 b. For emergency services and care provided by a hospital 382 licensed under chapter 395, 200 percent of Medicare Part A 383 prospective payment applicable to the hospital providing the 384 emergency services and care75 percent of the hospital’s usual385and customary charges. 386 c. For emergency services and care as defined by s. 395.002 387 provided in a facility licensed under chapter 395 rendered by a 388 physician or dentist, and related hospital inpatient services 389 rendered by a physician or dentist, 200 percent of the 390 participating physician’s fee schedule of Medicare Part Bthe391usual and customary charges in the community. 392 d. For hospital inpatient services, other than emergency 393 services and care, 200 percent of the Medicare Part A 394 prospective payment applicable to the specific hospital 395 providing the inpatient services. 396 e. For hospital outpatient services, other than emergency 397 services and care, 200 percent of the Medicare Part A Ambulatory 398 Payment Classification for the specific hospital providing the 399 outpatient services. 400 f. For all other medical services, supplies, and care, 200 401 percent of the allowable amount under: 402 (I) The participating physician’sphysiciansfee schedule 403 of Medicare Part B, except as provided in sub-sub-subparagraphs 404 (II) and (III). 405 (II) Medicare Part B, in the case of services, supplies, 406 and care provided by ambulatory surgical centers and clinical 407 laboratories. 408 (III) The Durable Medical Equipment Prosthetics/Orthotics 409 and Supplies fee schedule of Medicare Part B, in the case of 410 durable medical equipment. 411 412 However, if such services, supplies, or care is not reimbursable 413 under Medicare Part B, as provided in this sub-subparagraph, the 414 insurer may limit reimbursement to 80 percent of 150 percent of 415 the maximum reimbursable allowance under workers’ compensation, 416 as determined under s. 440.13 and rules adopted thereunder which 417 are in effect at the time such services, supplies, or care is 418 provided. Services, supplies, or care that is not reimbursable 419 under Medicare or workers’ compensation is not required to be 420 reimbursed by the insurer. 421 2. For purposes of subparagraph 1., the applicable fee 422 schedule or payment limitation under Medicare is the fee 423 schedule or payment limitation in effect on March 1 of the 424 service year in which the services, supplies, or care is 425 rendered and for the area in which such services, supplies, or 426 care is rendered, and the applicable fee schedule or payment 427 limitation applies to services, supplies, or care rendered 428 during that service year, notwithstanding any subsequent change 429 made to the fee schedule or payment limitation, except that it 430 may not be less than the allowable amount under the applicable 431 schedule of Medicare Part B for 2007 for medical services, 432 supplies, and care subject to Medicare Part B. For purposes of 433 this subparagraph, the term “service year” means the period from 434 March 1 through the end of February of the following year. 435 3. Subparagraph 1. does not allow the insurer to apply any 436 limitation on the number of treatments or other utilization 437 limits that apply under Medicare or workers’ compensation. An 438 insurer that applies the allowable payment limitations of 439 subparagraph 1. must reimburse a provider who lawfully provided 440 care or treatment under the scope of his or her license, 441 regardless of whether such provider is entitled to reimbursement 442 under Medicare due to restrictions or limitations on the types 443 or discipline of health care providers who may be reimbursed for 444 particular procedures or procedure codes. However, subparagraph 445 1. does not prohibit an insurer from using the Medicare coding 446 policies and payment methodologies of the federal Centers for 447 Medicare and Medicaid Services, including applicable modifiers, 448 to determine the appropriate amount of reimbursement for medical 449 services, supplies, or care if the coding policy or payment 450 methodology does not constitute a utilization limit. 451 4. If an insurer limits payment as authorized by 452 subparagraph 1., the person providing such services, supplies, 453 or care may not bill or attempt to collect from the insured any 454 amount in excess of such limits, except for amounts that are not 455 covered by the insured’s personal injury protection coverage due 456 to the coinsurance amount or maximum policy limits. 457 5. An insurer may limit payment as authorized by this 458 paragraph only if the insurance policy includes a notice at the 459 time of issuance or renewal that the insurer may limit payment 460 pursuant to the schedule of charges specified in this paragraph. 461 A policy form approved by the office satisfies this requirement. 462 If a provider submits a charge for an amount less than the 463 amount allowed under subparagraph 1., the insurer may pay the 464 amount of the charge submitted. 465 (b)1. An insurer or insured is not required to pay a claim 466 or charges: 467 a. Made by a broker or by a person making a claim on behalf 468 of a broker; 469 b. For any service or treatment that was not lawful at the 470 time rendered; 471 c. To any person who knowingly submits a false or 472 misleading statement relating to the claim or charges; 473 d. With respect to a bill or statement that does not 474 substantially meet the applicable requirements of paragraph (d); 475 e. For any treatment or service that is upcoded, or that is 476 unbundled when such treatment or services should be bundled, in 477 accordance with paragraph (d). To facilitate prompt payment of 478 lawful services, an insurer may change codes that it determines 479 have been improperly or incorrectly upcoded or unbundled and may 480 make payment based on the changed codes, without affecting the 481 right of the provider to dispute the change by the insurer, if, 482 before doing so, the insurer contacts the health care provider 483 and discusses the reasons for the insurer’s change and the 484 health care provider’s reason for the coding, or makes a 485 reasonable good faith effort to do so, as documented in the 486 insurer’s file;and487 f. For medical services or treatment billed by a physician 488 and not provided in a hospital unless such services are rendered 489 by the physician or are incident to his or her professional 490 services and are included on the physician’s bill, including 491 documentation verifying that the physician is responsible for 492 the medical services that were rendered and billed;.493 g. For any service requiring a treatment plan, as defined 494 in s. 456.0535, and a treatment plan was not provided to; 495 h. For any additional treatment after the initial treatment 496 plan if: 497 (I) The treatment plan is not updated on a regular basis in 498 accordance with standards of care; or 499 (II) Interaction between the insured and a licensed medical 500 professional does not occur and is not properly documented 501 pursuant to s. 456.0535; and 502 i. For services and treatment that are not reasonable and 503 necessary under s. 456.0535. 504 2. The Department of Health, in consultation with the 505 appropriate professional licensing boards, shall adopt, by rule, 506 a list of diagnostic tests deemed not to be medically necessary 507 for use in the treatment of persons sustaining bodily injury 508 covered by personal injury protection benefits under this 509 section. The list shall be revised from time to time as 510 determined by the Department of Health, in consultation with the 511 respective professional licensing boards. Inclusion of a test on 512 the list shall be based on lack of demonstrated medical value 513 and a level of general acceptance by the relevant provider 514 community and may not be dependent for results entirely upon 515 subjective patient response. Notwithstanding its inclusion on a 516 fee schedule in this subsection, an insurer or insured is not 517 required to pay any charges or reimburse claims for an invalid 518 diagnostic test as determined by the Department of Health. 519 Section 5. Except as otherwise expressly provided in this 520 act, this act shall take effect January 1, 2020.