Florida Senate Bill 540

---

Completed Legislative Action
Sponsorship: Partisan Bill (Republican 1)
Status: Failed on March 13 2026 - 100% progression
Action: 2026-03-13 - Died in Messages
Text: Latest bill text (Comm Sub) [HTML]

Requiring the Department of Children and Families to cooperate with and seek cooperation from the Office of Financial Regulation concerning certain protective investigations of suspected financial exploitation of specified adults; requiring loan originators, mortgage brokers, and mortgage lenders to develop, implement, and maintain comprehensive written information security programs for the protection of information systems and nonpublic personal information; providing additional acts that constitute a ground for specified disciplinary actions against loan originators and mortgage brokers; authorizing the office to make investigations and examinations to aid the Department of Children and Families with certain protective investigations; requiring money services businesses to develop, implement, and maintain comprehensive written information security programs for the protection of information systems and nonpublic personal information, etc.

Office of Financial Regulation

Senate Rules Committee

Senate Appropriations Committee on Agriculture, Environment, and General Government

Senate Banking and Insurance Committee

Sen. Jonathan Martin [R]

2026-02-25 - Senate - Senate: Third Reading RCS#7 (Y: 36 N: 0 NV: 1 Abs: 2) [PASS]
2026-02-24 - Senate - Senate Rules (Y: 22 N: 0 NV: 0 Abs: 2) [PASS]
2026-02-12 - Senate - Senate Appropriations Committee on Agriculture, Environment, and General Government (Y: 10 N: 0 NV: 0 Abs: 1) [PASS]
2026-01-13 - Senate - Senate Banking and Insurance (Y: 10 N: 0 NV: 0 Abs: 0) [PASS]

Date	Chamber	Action
2026-03-13	House	Died in Messages
2026-02-25	House	In Messages
2026-02-25	Senate	Immediately certified
2026-02-25	Senate	CS passed; YEAS 36 NAYS 0
2026-02-25	Senate	Read 3rd time
2026-02-25	Senate	Read 2nd time
2026-02-24	Senate	CS/CS/CS by Rules read 1st time
2026-02-24	Senate	Placed on Special Order Calendar, 02/25/26
2026-02-24	Senate	Placed on Calendar, on 2nd reading
2026-02-24	Senate	Pending reference review -under Rule 4.7(2) - (Committee Substitute)
2026-02-24	Senate	CS/CS/CS by- Rules; YEAS 22 NAYS 0
2026-02-19	Senate	On Committee agenda-- Rules, 02/24/26, 12:00 pm, 412 Knott Building
2026-02-18	Senate	CS/CS by Appropriations Committee on Agriculture, Environment, and General Government read 1st time
2026-02-16	Senate	Now in Rules
2026-02-16	Senate	Pending reference review under Rule 4.7(2) - (Committee Substitute)
2026-02-12	Senate	CS/CS by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 0
2026-02-09	Senate	On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/12/26, 4:30 pm, 412 Knott Building
2026-01-22	Senate	CS by Banking and Insurance read 1st time
2026-01-16	Senate	Now in Appropriations Committee on Agriculture, Environment, and General Government
2026-01-15	Senate	Pending reference review under Rule 4.7(2) - (Committee Substitute)
2026-01-13	Senate	Introduced
2026-01-13	Senate	CS by Banking and Insurance; YEAS 10 NAYS 0
2026-01-08	Senate	On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
2025-12-01	Senate	Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
2025-11-17	Senate	Filed

H381 (Similar To) 2026-03-13 - Died in Commerce Committee
H777 (Similar To) 2026-03-13 - Died in Government Operations Subcommittee
S1440 (Related) 2026-03-13 - Died in Messages
H1221 (Similar To) 2026-03-11 - Laid on Table, refer to CS/CS/CS/SB 1452
S1452 (Similar To) 2026-06-29 - Chapter No. 2026-174, companion bill(s) passed, see CS/CS/HB 1311 (Ch. 2026-132)

Chapter	Article	Section	Citation Type	Statute Text
415	106		Amended Code	See Bill Text
415	107		Amended Code	See Bill Text
494	00123		Amended Code	See Bill Text
494	00255		Amended Code	See Bill Text
517	021		Amended Code	See Bill Text
517	061		Amended Code	See Bill Text
517	12		Amended Code	See Bill Text
517	201		Amended Code	See Bill Text
517	34		Amended Code	See Bill Text
520	135		Amended Code	See Bill Text
560	114		Amended Code	See Bill Text
560	1311		Amended Code	See Bill Text
560	309		Amended Code	See Bill Text
560	405		Amended Code	See Bill Text
560	406		Amended Code	See Bill Text
655	0171		Amended Code	See Bill Text
655	032		Amended Code	See Bill Text
655	045		Amended Code	See Bill Text
657	005		Amended Code	See Bill Text
657	024		Amended Code	See Bill Text
657	042		Amended Code	See Bill Text
658	21		Amended Code	See Bill Text
658	33		Amended Code	See Bill Text
662	141		Amended Code	See Bill Text

Type	Source
Summary	https://www.flsenate.gov/Session/Bill/2026/540
Text	https://www.flsenate.gov/Session/Bill/2026/540/BillText/Filed/HTML
Text	https://www.flsenate.gov/Session/Bill/2026/540/BillText/c1/HTML
Text	https://www.flsenate.gov/Session/Bill/2026/540/BillText/c2/HTML
Text	https://www.flsenate.gov/Session/Bill/2026/540/BillText/c3/HTML
Amendment	https://www.flsenate.gov/Session/Bill/2026/540/Amendment/686220/HTML
Amendment	https://www.flsenate.gov/Session/Bill/2026/540/Amendment/465000/HTML
Amendment	https://www.flsenate.gov/Session/Bill/2026/540/Amendment/820822/HTML
Amendment	https://www.flsenate.gov/Session/Bill/2026/540/Amendment/151196/HTML
Amendment	https://www.flsenate.gov/Session/Bill/2026/540/Amendment/482984/HTML
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.pre.bi.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.bi.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.pre.aeg.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.aeg.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.pre.rc.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/540/Analyses/2026s00540.rc.PDF
Roll Call	https://www.flsenate.gov/Session/Bill/2026/540/Vote/2026-01-13%200400PM~S00540%20Vote%20Record.PDF
Roll Call	https://www.flsenate.gov/Session/Bill/2026/540/Vote/2026-02-12%200430PM~S00540%20Vote%20Record.PDF
Roll Call	https://www.flsenate.gov/Session/Bill/2026/540/Vote/2026-02-24%201200PM~S00540%20Vote%20Record.PDF
Roll Call	https://www.flsenate.gov/Session/Bill/2026/540/Vote/SenateVote_s00540c3007.PDF