Florida House Bill 815

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Completed Legislative Action
Sponsorship: Partisan Bill (Democrat 3)
Status: Failed on March 13 2026 - 100% progression
Action: 2026-03-13 - Died in Insurance & Banking Subcommittee
Text: Latest bill text (Introduced) [PDF]

Prohibits insurer from refusing to issue or renew property insurance policy, rather than homeowner's policy, insuring residential structure that has a roof less than specified age solely because the roof's age; requires insurer to differentiate between low-slope & steep-slope roofs in its offer for coverage under certain circumstances; requires insurer to allow property owner to have roof inspection performed on steep-slope roof by authorized inspector before requiring that roof be replaced; prohibits insurer from refusing to issue or renew property insurance policy under certain circumstances.

Roofing Requirements for Property Insurance

Rep. Michael Gottlieb [D]

Rep. Dan Daley [D]

Rep. Daryl Campbell [D]

Date	Chamber	Action
2026-03-13	House	Died in Insurance & Banking Subcommittee
2026-01-13	House	1st Reading (Original Filed Version)
2026-01-05	House	Now in Insurance & Banking Subcommittee
2026-01-05	House	Referred to Commerce Committee
2026-01-05	House	Referred to Insurance & Banking Subcommittee
2025-12-18	House	Filed

S808 (Same As) 2026-03-13 - Died in Banking and Insurance

Chapter	Article	Section	Citation Type	Statute Text
627	7011		Amended Code	See Bill Text

Type	Source
Summary	https://www.flsenate.gov/Session/Bill/2026/815
Text	https://www.flsenate.gov/Session/Bill/2026/815/BillText/Filed/PDF