FL H0775 | 2026 | Regular Session

Status

Completed Legislative Action
Sponsorship: Partisan Bill (Democrat 2)
Status: Failed on March 13 2026 - 100% progression
Action: 2026-03-13 - Died in Insurance & Banking Subcommittee
Text: Latest bill text (Introduced) [PDF]

Summary

Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

Tracking Information

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Title

Homeowner's Insurance Premium Reductions

Sponsors


History

DateChamberAction
2026-03-13HouseDied in Insurance & Banking Subcommittee
2026-01-13House1st Reading (Original Filed Version)
2026-01-05HouseNow in Insurance & Banking Subcommittee
2026-01-05HouseReferred to Commerce Committee
2026-01-05HouseReferred to Insurance & Banking Subcommittee
2025-12-15HouseFiled

Same As/Similar To

S1476 (Similar To) 2026-03-13 - Died in Banking and Insurance

Code Citations

ChapterArticleSectionCitation TypeStatute Text
62770171Amended CodeSee Bill Text

Florida State Sources


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