Florida House Bill 381

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Completed Legislative Action
Sponsorship: Partisan Bill (Republican 1)
Status: Failed on March 13 2026 - 100% progression
Action: 2026-03-13 - Died in Commerce Committee
Text: Latest bill text (Comm Sub) [PDF]

Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.

Office of Financial Regulation

House Insurance & Banking Subcommittee

Rep. Webster Barnaby [R]

2026-02-16 - House - House Information Technology Budget & Policy Subcommittee (Y: 12 N: 0 NV: 0 Abs: 4) [PASS]
2026-01-21 - House - House Insurance & Banking Subcommittee (Y: 16 N: 0 NV: 0 Abs: 2) [PASS]

Date	Chamber	Action
2026-03-13	House	Died in Commerce Committee
2026-02-16	House	Now in Commerce Committee
2026-02-16	House	Reported out of Information Technology Budget & Policy Subcommittee
2026-02-16	House	Favorable by Information Technology Budget & Policy Subcommittee
2026-02-12	House	Added to Information Technology Budget & Policy Subcommittee agenda
2026-01-26	House	Now in Information Technology Budget & Policy Subcommittee
2026-01-26	House	Referred to Commerce Committee
2026-01-26	House	Referred to Information Technology Budget & Policy Subcommittee
2026-01-23	House	1st Reading (Committee Substitute 1)
2026-01-23	House	CS Filed
2026-01-23	House	Laid on Table under Rule 7.18(a)
2026-01-23	House	Reported out of Insurance & Banking Subcommittee
2026-01-21	House	Favorable with CS by Insurance & Banking Subcommittee
2026-01-16	House	Added to Insurance & Banking Subcommittee agenda
2026-01-13	House	1st Reading (Original Filed Version)
2025-11-18	House	Now in Insurance & Banking Subcommittee
2025-11-18	House	Referred to Commerce Committee
2025-11-18	House	Referred to Information Technology Budget & Policy Subcommittee
2025-11-18	House	Referred to Insurance & Banking Subcommittee
2025-11-06	House	Filed

S540 (Similar To) 2026-03-13 - Died in Messages
H777 (Related) 2026-03-13 - Died in Government Operations Subcommittee
S1440 (Similar To) 2026-03-13 - Died in Messages
H1221 (Similar To) 2026-03-11 - Laid on Table, refer to CS/CS/CS/SB 1452
S1452 (Similar To) 2026-06-29 - Chapter No. 2026-174, companion bill(s) passed, see CS/CS/HB 1311 (Ch. 2026-132)

Chapter	Article	Section	Citation Type	Statute Text
494	00123		Amended Code	See Bill Text
494	00255		Amended Code	See Bill Text
517	021		Amended Code	See Bill Text
517	061		Amended Code	See Bill Text
517	12		Amended Code	See Bill Text
520	135		Amended Code	See Bill Text
560	114		Amended Code	See Bill Text
560	1311		Amended Code	See Bill Text
560	309		Amended Code	See Bill Text
560	405		Amended Code	See Bill Text
560	406		Amended Code	See Bill Text
655	0171		Amended Code	See Bill Text
655	045		Amended Code	See Bill Text
657	005		Amended Code	See Bill Text
657	024		Amended Code	See Bill Text
657	042		Amended Code	See Bill Text
658	21		Amended Code	See Bill Text
658	33		Amended Code	See Bill Text
662	141		Amended Code	See Bill Text

Type	Source
Summary	https://www.flsenate.gov/Session/Bill/2026/381
Text	https://www.flsenate.gov/Session/Bill/2026/381/BillText/Filed/PDF
Text	https://www.flsenate.gov/Session/Bill/2026/381/BillText/c1/PDF
Amendment	https://www.flsenate.gov/Session/Bill/2026/381/Amendment/131629/PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/381/Analyses/h0381.IBS.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/381/Analyses/h0381a.IBS.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/381/Analyses/h0381b.ITP.PDF
Supplement	https://www.flsenate.gov/Session/Bill/2026/381/Analyses/h0381c.ITP.PDF
Roll Call	https://www.flhouse.gov/Sections/Committees/billvote.aspx?VoteId=75376&IsPCB=0&BillId=82940
Roll Call	https://www.flhouse.gov/Sections/Committees/billvote.aspx?VoteId=76601&IsPCB=0&BillId=82940