Bill Text: DE HB384 | 2015-2016 | 148th General Assembly | Draft

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Bill Title: An Act To Amend Title 18 Of The Delaware Code Relating To Insurance Premiums.

Spectrum: Bipartisan Bill

Status: (Introduced - Dead) 2016-05-17 - Introduced and Assigned to Economic Development/Banking/Insurance/Commerce Committee in House [HB384 Detail]

Download: Delaware-2015-HB384-Draft.html

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SPONSOR:	Rep. Schwartzkopf & Sen. Pettyjohn
	Reps. Briggs King, Heffernan, J. Johnson, Miro, Mitchell, Osienski, Paradee, Wilson; Sens. Hocker, Lopez

HOUSE OF REPRESENTATIVES

148th GENERAL ASSEMBLY

HOUSE BILL NO. 384

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE PREMIUMS.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:

Section 1.Amend §3912, Title 18 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows:

§3912 Prohibition against premium increase in certain circumstances.

(a) No premium may be increased on any contract of casualty insurance based on a named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy being revoked or suspended pursuant to § 1009 of Title 10.

(b) No premium may be increased on any contract of casualty insurance based on a license revocation or suspension imposed on the named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy for a nondriving-related drug offense pursuant to §2707(b)(11) or §4177H(a) of Title 21.

(c) No premium may be increased on any contract of casualty insurance based on a named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy being revoked or suspended pursuant to §904 of Title 4.

(d) No premium may be increased on any contract of casualty insurance based solely on a license denial or suspension imposed in accordance with §516(g) or §2216 of Title 13 on a named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy.

(e) (1) No premium may be increased on any contract of casualty insurance based solely on a named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy serving as a volunteer driver for a charitable organization.

(2) For purposes of this subsection:

a. "Volunteer" means a person who provides services without compensation, except that the person may be paid for expenses, to a charitable organization.

b. "Charitable organization" means any organization subject to §501(c)(3) of the Internal Revenue Code of 1986 [26 U.S.C. §501(c)(3)], as amended.

Section 2.This Act shall take effect 180 days after its enactment into law.

SYNOPSIS

This bill prevents insurance companies from increasing premiums for a driver volunteering to serve as a driver for a charitable organization.