Bill Text: DE HB28 | 2011-2012 | 146th General Assembly | Draft

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Bill Title: An Act To Amend Title 18 Of The Delaware Code Relating To Small Employer Health Insurance.

Spectrum: Bipartisan Bill

Status: (Passed) 2011-05-17 - Signed by Governor [HB28 Detail]

Download: Delaware-2011-HB28-Draft.html

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SPONSOR:	Rep. D. Short & Rep. B. Short & Rep. Bennett & Sen. Cloutier;
	Reps. Hocker, Hudson, Kenton, Peterman, Wilson; Sens. Booth, Bunting, Ennis, Sokola, Venables

HOUSE OF REPRESENTATIVES

146th GENERAL ASSEMBLY

HOUSE BILL NO. 28

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO SMALL EMPLOYER HEALTH INSURANCE.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:

Section 1.Amend §7218, Title 18 of the Delaware Code, as amended by 77 Delaware Laws, Chapter 388, by striking subsection (e) thereto and substituting in lieu thereof the following:

"(e) A small employer health insurance carrier may not make available, issue, or renew a 'stop-loss' policy to a small employer if that small employer employs no more than 15 eligible employees, the majority of whom are employed within this State, on at least 50 percent of its working days during the preceding calendar quarter.".

Section 2.This Act takes effect on July 1, 2011 or 10 days after its enactment, whichever is later.

SYNOPSIS

This bill enables small employer health insurance carriers to make 'stop-loss' insurance coverage available to small employers with more than 15 employees.The issuance of stop-loss coverage to small employers, defined as having no more than 50 employees, will be prohibited as of July 1, 2011.This bill will limit that prohibition to employers with 15 or fewer employees