DE SB184 | 2023-2024 | 152nd General Assembly
Status
Completed Legislative Action
Spectrum: Partisan Bill (Democrat 8-0)
Status: Passed on September 14 2023 - 100% progression
Action: 2023-09-14 - Signed by Governor
Text: Latest bill text (Draft #1) [HTML]
Spectrum: Partisan Bill (Democrat 8-0)
Status: Passed on September 14 2023 - 100% progression
Action: 2023-09-14 - Signed by Governor
Text: Latest bill text (Draft #1) [HTML]
Summary
Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowners and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurers consideration of an insureds or proposed insureds (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) drivers license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.
Title
An Act To Amend Title 18 Of The Delaware Code Relating To Use Of Certain Factors In Underwriting Private Insurance.
Sponsors
Sen. Kyle Gay [D] | Rep. William Bush [D] | Sen. Kyra Hoffner [D] | Sen. Bryan Townsend [D] |
Sen. Jack Walsh [D] | Rep. Paul Baumbach [D] | Rep. Larry Lambert [D] | Rep. Eric Morrison [D] |
Roll Calls
2023-06-29 - House - House Third Reading (Y: 25 N: 0 NV: 0 Abs: 16) [PASS]
2023-06-22 - Senate - Senate Third Reading (Y: 19 N: 1 NV: 0 Abs: 1) [PASS]
2023-06-22 - Senate - Senate Third Reading (Y: 19 N: 1 NV: 0 Abs: 1) [PASS]
History
Date | Chamber | Action |
---|---|---|
2023-09-14 | Signed by Governor | |
2023-06-29 | Passed By House. Votes: 25 YES 16 ABSENT | |
2023-06-27 | Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 3 On Its Merits | |
2023-06-23 | Assigned to Economic Development/Banking/Insurance & Commerce Committee in House | |
2023-06-22 | Passed By Senate. Votes: 19 YES 1 NO 1 ABSENT | |
2023-06-22 | Suspension of Rules in Senate | |
2023-06-22 | Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 5 On Its Merits | |
2023-06-15 | Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate |