Bill Text: CA AB402 | 2013-2014 | Regular Session | Chaptered

---

Bill Title: Disability income insurance: mental illness.

Sponsorship: Partisan Bill (Democrat 2)

Status: (Passed) 2013-10-04 - Chaptered by Secretary of State - Chapter 550, Statutes of 2013. [AB402 Detail]

Download: California-2013-AB402-Chaptered.html

---

BILL NUMBER: AB 402	CHAPTERED
	BILL TEXT

	CHAPTER  550
	FILED WITH SECRETARY OF STATE  OCTOBER 4, 2013
	APPROVED BY GOVERNOR  OCTOBER 4, 2013
	PASSED THE SENATE  AUGUST 26, 2013
	PASSED THE ASSEMBLY  AUGUST 30, 2013
	AMENDED IN SENATE  JUNE 27, 2013
	AMENDED IN SENATE  JUNE 4, 2013

INTRODUCED BY   Assembly Member Ammiano
   (Coauthor: Senator Beall)

                        FEBRUARY 15, 2013

   An act to add Section 10144.55 to the Insurance Code, relating to
disability income insurance.


	LEGISLATIVE COUNSEL'S DIGEST


   AB 402, Ammiano. Disability income insurance: mental illness.
   Existing law defines disability income insurance as insurance
against loss of occupational earning capacity arising from injury,
sickness, or disablement.
   This bill would require every policy of disability income
insurance that is of a short-term limited duration of 2 years or
less, that is issued, amended, or renewed on or after July 1, 2014,
and that provides disability income benefits to provide coverage for
disability caused by severe mental illnesses, as defined.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 10144.55 is added to the Insurance Code, to
read:
   10144.55.  (a) Every policy of disability income insurance, as
defined in subdivision (i) of Section 799.01, that is of a short-term
limited duration of two years or less, that is issued, amended, or
renewed on or after July 1, 2014, and that provides disability income
benefits shall provide coverage for disability caused by severe
mental illnesses.
   (b) For the purposes of this section, "severe mental illnesses"
shall include:
   (1) Schizophrenia.
   (2) Schizoaffective disorder.
   (3) Bipolar disorder (manic-depressive illness).
   (4) Major depressive disorders, including postpartum depression.
   (5) Panic disorder.
   (6) Obsessive-compulsive disorder.
   (7) Pervasive developmental disorder or autism.
   (8) Anorexia nervosa.
   (9) Bulimia nervosa.