Bill Text: TX SB696 | 2025-2026 | 89th Legislature | Introduced
Bill Title: Relating to limitations on the information reported by consumer reporting agencies.
Sponsorship: Partisan Bill (Democrat 2)
Status: (Introduced - Dead) 2025-04-16 - Co-author authorized [SB696 Detail]
Download: Texas-2025-SB696-Introduced.html
| 89R2785 SRA-F | ||
| By: West | S.B. No. 696 | |
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| relating to limitations on the information reported by consumer | ||
| reporting agencies. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Section 20.05(a), Business & Commerce Code, is | ||
| amended to read as follows: | ||
| (a) Except as provided by Subsection (b), a consumer | ||
| reporting agency may not furnish a consumer report containing | ||
| information related to: | ||
| (1) a case under Title 11 of the United States Code or | ||
| under the federal Bankruptcy Act in which the date of entry of the | ||
| order for relief or the date of adjudication predates the consumer | ||
| report by more than 10 years; | ||
| (2) a suit or judgment in which the date of entry | ||
| predates the consumer report by more than seven years or the | ||
| governing statute of limitations, whichever is longer; | ||
| (3) a tax lien in which the date of payment predates | ||
| the consumer report by more than seven years; | ||
| (4) a record of [ |
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| a crime in which the date of disposition, release, or parole | ||
| predates the consumer report by more than seven years; | ||
| (4-a) a record of arrest, charge, or indictment for an | ||
| alleged crime that did not result in a conviction or a grant of | ||
| deferred adjudication community supervision; | ||
| (5) a collection account with a medical industry code, | ||
| if the consumer was covered by a health benefit plan at the time of | ||
| the event giving rise to the collection and the collection is for an | ||
| outstanding balance, after copayments, deductibles, and | ||
| coinsurance, owed to an emergency care provider or a facility-based | ||
| provider for an out-of-network benefit claim; or | ||
| (6) another item or event that predates the consumer | ||
| report by more than seven years. | ||
| SECTION 2. This Act takes effect immediately if it receives | ||
| a vote of two-thirds of all the members elected to each house, as | ||
| provided by Section 39, Article III, Texas Constitution. If this | ||
| Act does not receive the vote necessary for immediate effect, this | ||
| Act takes effect September 1, 2025. | ||
