Bill Text: TX SB358 | 2023-2024 | 88th Legislature | Introduced
Bill Title: Relating to establishment of a shared savings program for certain managed care plans.
Sponsorship: Partisan Bill (Republican 1)
Status: (Introduced - Dead) 2023-02-15 - Referred to Health & Human Services [SB358 Detail]
Download: Texas-2023-SB358-Introduced.html
| 88R2849 SCL-D | ||
| By: Kolkhorst | S.B. No. 358 | |
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| relating to establishment of a shared savings program for certain | ||
| managed care plans. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subtitle C, Title 8, Insurance Code, is amended | ||
| by adding Chapter 1276 to read as follows: | ||
| CHAPTER 1276. SHARED SAVINGS PROGRAM | ||
| SUBCHAPTER A. GENERAL PROVISIONS | ||
| Sec. 1276.001. DEFINITIONS. In this chapter: | ||
| (1) "Health care provider" means a health care | ||
| practitioner or health care facility that provides health care | ||
| services or supplies under a license, certificate, registration, or | ||
| similar authorization issued by this state. | ||
| (2) "Managed care plan" means a health benefit plan | ||
| under which health care services or supplies are provided to | ||
| enrollees through contracts with health care providers and that | ||
| requires enrollees to use contracting providers or that provides a | ||
| different level of coverage for enrollees who use contracting | ||
| providers. | ||
| (3) "Out-of-network provider" means a health care | ||
| provider of any health care service or supply that does not have a | ||
| contract under an enrollee's health benefit plan. | ||
| (4) "Program" means the shared savings program | ||
| established under this chapter. | ||
| Sec. 1276.002. APPLICABILITY OF CHAPTER. (a) This chapter | ||
| applies only with respect to nonemergency health care services or | ||
| supplies covered under a managed care plan. | ||
| (b) This chapter applies only to the following health | ||
| benefit plans: | ||
| (1) a health benefit plan provided by a health | ||
| maintenance organization operating under Chapter 843; | ||
| (2) a preferred provider benefit plan provided under | ||
| Chapter 1301; or | ||
| (3) a basic coverage plan provided under Chapter 1551. | ||
| (c) Notwithstanding any other law, this chapter applies to | ||
| an administrator of a health benefit plan described by this | ||
| section. | ||
| Sec. 1276.003. RULES. The commissioner may adopt rules | ||
| necessary to implement this chapter. | ||
| SUBCHAPTER B. PROGRAM REQUIREMENTS | ||
| Sec. 1276.051. PROGRAM REQUIRED. (a) A health benefit plan | ||
| issuer or administrator to which this chapter applies shall | ||
| establish a shared savings program in accordance with this chapter. | ||
| (b) A health benefit plan issuer or administrator shall | ||
| provide written notice to its enrollees of the program. | ||
| Sec. 1276.052. AVERAGE CONTRACTED RATE DISCLOSURE. (a) As | ||
| part of the program, a health benefit plan issuer or administrator | ||
| shall establish and operate a toll-free telephone number and | ||
| publicly accessible Internet website for a plan enrollee to request | ||
| that the plan disclose to the enrollee the average contracted rate | ||
| paid under the plan to a health care provider in the plan's provider | ||
| network for a particular health care service or supply in the | ||
| preceding 12 months. | ||
| (b) A health benefit plan issuer or administrator shall | ||
| disclose to the enrollee the amount requested by the enrollee under | ||
| Subsection (a). | ||
| Sec. 1276.053. HEALTH CARE PROVIDER ESTIMATE. An | ||
| out-of-network provider shall, on an enrollee's request, provide | ||
| the enrollee a written estimate of the final charge for a proposed | ||
| health care service or supply that is eligible for the enrollee's | ||
| program. The estimate must include all costs associated with the | ||
| service or supply and reflect the enrollee's final out-of-pocket | ||
| cost associated with the proposed service or supply. | ||
| Sec. 1276.054. SHARED SAVINGS PAYMENT. (a) Except as | ||
| provided by Subsection (b), if an enrollee who requests a | ||
| disclosure under Section 1276.052 elects and receives a health care | ||
| service or supply the actual cost of which is less than the amount | ||
| disclosed under Section 1276.052, the health benefit plan issuer or | ||
| administrator shall pay to the enrollee 50 percent of the | ||
| difference between the amount disclosed under Section 1276.052 and | ||
| the actual cost, minus any applicable deductible, copayment, or | ||
| coinsurance. | ||
| (b) A health benefit plan issuer is not required to pay an | ||
| enrollee under Subsection (a) if the difference described by that | ||
| subsection is less than $50. | ||
| (c) A health benefit plan issuer or administrator shall pay | ||
| an enrollee under Subsection (a) not later than the 30th day after | ||
| the date on which the enrollee submits a program claim. | ||
| Sec. 1276.055. DEDUCTIBLES UNDER PROGRAM. (a) This section | ||
| applies only to a health care service or supply for which an | ||
| enrollee received: | ||
| (1) a disclosure under Section 1276.052; and | ||
| (2) an estimate under Section 1276.053 that is at | ||
| least $50 less than the amount provided under the disclosure. | ||
| (b) A health benefit plan issuer or administrator shall | ||
| apply the same deductible to a health care service or supply to | ||
| which this section applies as would be applied to a network service | ||
| or supply. | ||
| Sec. 1276.056. LIABILITY FOR UNFORESEEN CHARGE OVER | ||
| ESTIMATE. If the final charge for the health care service or supply | ||
| described by Section 1276.055(a) is greater than the estimate | ||
| provided under Section 1276.053 due to unforeseen circumstances, | ||
| the enrollee's health benefit plan issuer or administrator shall | ||
| pay 95 percent of the difference up to the allowed amount for the | ||
| service or supply and the enrollee is responsible for the remaining | ||
| difference. | ||
| SECTION 2. Chapter 1276, Insurance Code, as added by this | ||
| Act, applies only to a health benefit plan delivered, issued for | ||
| delivery, or renewed on or after January 1, 2024. | ||
| SECTION 3. This Act takes effect September 1, 2023. | ||
