Bill Text: TX SB2978 | 2025-2026 | 89th Legislature | Introduced

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Bill Title: Relating to presuit notice associated with certain insurance claims for property damage.

Sponsorship: Partisan Bill (Republican 1)

Status: (Introduced - Dead) 2025-04-07 - Referred to Business & Commerce [SB2978 Detail]

Download: Texas-2025-SB2978-Introduced.html

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By: Hancock S.B. No. 2978

A BILL TO BE ENTITLED
AN ACT
relating to presuit notice associated with certain insurance claims
for property damage.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Section 542A.003, Insurance Code is amended by
adding Subsection (b-1) to read as follows:
(b-1) The amount of money alleged by the claimant to be owed
by the insurer on the claim for damage to or loss of covered
property as required by Subsection (b)(2) must be an amount the
claimant will accept in full payment of the claim, and payment of
that amount by the insurer during the period provided by Subsection
(a) or Section 542A.005(e), as applicable, settles and resolves the
claimant's claim.
SECTION 2. The changes in law made by this Act apply only to
an action commenced on or after the effective date of this Act. An
action commenced before the effective date of this Act is governed
by the law applicable to the action immediately before the
effective date of this Act, and that law is continued in effect for
that purpose.
SECTION 3. This Act takes effect immediately if it receives
a vote of two-thirds of all the members elected to each house, as
provided by Section 39, Article III, Texas Constitution. If this
Act does not receive the vote necessary for immediate effect, this
Act takes effect September 1, 2025.