Bill Text: TX HB2862 | 2011-2012 | 82nd Legislature | Introduced
Bill Title: Relating to coverage of household residents under a personal automobile insurance policy.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2011-03-17 - Referred to Insurance [HB2862 Detail]
Download: Texas-2011-HB2862-Introduced.html
82R9879 RWG-D | ||
By: Davis of Dallas | H.B. No. 2862 |
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relating to coverage of household residents under a personal | ||
automobile insurance policy. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Subchapter B, Chapter 1952, Insurance Code, is | ||
amended by adding Section 1952.059 to read as follows: | ||
Sec. 1952.059. REQUIRED OFFER: EXCLUSION OF NAMED DRIVERS. | ||
(a) In addition to applying to the insurers subject to this chapter | ||
under Section 1952.001, this section applies to a county mutual | ||
insurance company. | ||
(b) An insurer that delivers or issues for delivery in this | ||
state a personal automobile insurance policy, including a policy | ||
provided through the Texas Automobile Insurance Plan Association | ||
under Chapter 2151, that covers liability arising out of the | ||
ownership, maintenance, or use of a motor vehicle and that would | ||
otherwise cover all residents in the named insured's household must | ||
offer the insured a provision that would exclude from coverage | ||
under the policy any resident of the named insured's household who | ||
is specifically named as being excluded. | ||
(c) An exclusion under this section must be in writing and | ||
must: | ||
(1) include the name of the person excluded from | ||
coverage; | ||
(2) be signed by the named insured; and | ||
(3) be attached to the policy. | ||
SECTION 2. The change in law made by this Act applies only | ||
to an insurance policy delivered, issued for delivery, or renewed | ||
on or after January 1, 2012. A policy delivered, issued for | ||
delivery, or renewed before January 1, 2012, is governed by the law | ||
in effect immediately before the effective date of this Act, and | ||
that law is continued in effect for that purpose. | ||
SECTION 3. This Act takes effect September 1, 2011. |