Bill Text: TX HB2145 | 2017-2018 | 85th Legislature | Introduced
Bill Title: Relating to premium increase for a collision in which the insured is not at fault under a personal automobile insurance policy.
Sponsorship: Partisan Bill (Democrat 1)
Status: (Introduced - Dead) 2017-04-04 - Left pending in committee [HB2145 Detail]
Download: Texas-2017-HB2145-Introduced.html
| 85R10725 SCL-F | ||
| By: Davis of Dallas | H.B. No. 2145 | |
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| relating to premium increase for a collision in which the insured is | ||
| not at fault under a personal automobile insurance policy. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is | ||
| amended by adding Section 1953.053 to read as follows: | ||
| Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer | ||
| described by Section 1952.001 or a county mutual insurance company | ||
| may not assign a rate consequence on, or otherwise cause a premium | ||
| increase for, an insured's personal automobile insurance policy | ||
| based on the insured's involvement in an accident: | ||
| (1) arising from the insured's operation, maintenance, | ||
| or use of a motor vehicle covered by the insured's personal | ||
| automobile insurance policy; and | ||
| (2) for which the insured is determined to not be at | ||
| fault. | ||
| SECTION 2. The changes in law made by this Act apply only to | ||
| a personal automobile insurance policy delivered, issued for | ||
| delivery, or renewed on or after January 1, 2018. A personal | ||
| automobile insurance policy delivered, issued for delivery, or | ||
| renewed before January 1, 2018, is governed by the law in effect | ||
| immediately before the effective date of this Act, and that law is | ||
| continued in effect for that purpose. | ||
| SECTION 3. This Act takes effect September 1, 2017. | ||
