Bill Text: TX HB202 | 2017 | 85th Legislature 1st Special Session | Introduced


Bill Title: Relating to the provision and use of health coverage information to educate consumers purchasing individual health benefit coverage.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2017-07-20 - Referred to Insurance [HB202 Detail]

Download: Texas-2017-HB202-Introduced.html
 
 
  By: Collier H.B. No. 202
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to the provision and use of health coverage information to
  educate consumers purchasing individual health benefit coverage.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Subtitle B, Title 5, Insurance Code, is amended
  by adding Chapter 526 to read as follows:
  CHAPTER 526. CONSUMER HEALTH COVERAGE EDUCATION
         Sec. 526.001.  DEFINITIONS. In this chapter:
               (1)  "Agent" means a person who may act as an agent for
  the sale of a health benefit plan under a license issued under Title
  13.
               (2)  "Individual health benefit plan" means:
                     (A)  an individual accident and health insurance
  policy to which Chapter 1201 applies; or
                     (B)  individual health maintenance organization
  coverage.
         Sec. 526.002.  PROVISION OF REQUIRED INFORMATION. (a) A
  health benefit plan issuer that offers an individual health benefit
  plan shall provide health coverage information adopted by the
  commissioner under Section 526.003 to each agent who acts on behalf
  of the health benefit plan issuer with respect to the sale of the
  individual health benefit plan.
         (b)  An agent who receives health coverage information
  described by Subsection (a) may not sell or receive an application
  for an individual health benefit plan issued by the health benefit
  plan issuer that provided the information until the agent provides
  the health coverage information to the prospective purchaser of the
  individual health benefit plan.
         Sec. 526.003.  RULES. (a)  The commissioner by rule shall
  adopt the form and content of the health coverage information
  required under Section 526.002.
         (b)  The health coverage information adopted under
  Subsection (a) must be designed to educate a prospective purchaser
  of an individual health benefit plan about policy and coverage
  provisions, including copayments, deductibles, and coinsurance,
  provider networks, and financial responsibilities for in-network
  and out-of-network services.
         SECTION 2.  This Act takes effect January 1, 2018.
feedback