TX HJR40 | 2025-2026 | 89th Legislature

Texas House Joint Resolution 40

Status

Sponsorship: Moderate Partisan Bill (Republican 4-1)
Status: Introduced on November 12 2024 - 25% progression, died in committee
Action: 2025-05-07 - Reported favorably w/o amendment(s)
Pending: House Pensions, Investments & Financial Services Committee
Text: Latest bill text (Introduced) [HTML]

Summary

Proposing a constitutional amendment to remove the requirement that a home equity loan be closed only at the office of the lender, an attorney at law, or a title company.

Title

Proposing a constitutional amendment to remove the requirement that a home equity loan be closed only at the office of the lender, an attorney at law, or a title company.

History

Date	Chamber	Action
2025-05-07	House	Reported favorably w/o amendment(s)
2025-05-07	House	Considered in formal meeting
2025-05-05	House	Left pending in committee
2025-05-05	House	Testimony taken/registration(s) recorded in committee
2025-05-05	House	Considered in public hearing
2025-05-05	House	Scheduled for public hearing on . . .
2025-03-03	House	Referred to Pensions, Investments & Financial Services
2025-03-03	House	Read first time
2024-11-12	House	Filed

Subjects

Civil Remedies & Liabilities
HOME EQUITY
LOANS
Property Interests
Property Interests--Homestead
Property Interests--Mortgages & Liens
Resolutions
Resolutions--Constitutional Amendments

Texas State Sources

Type	Source
Summary	https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=HJR40
Text	https://capitol.texas.gov/tlodocs/89R/billtext/html/HJ00040I.htm
Supplement	https://capitol.texas.gov/tlodocs/89R/fiscalnotes/html/HJ00040I.htm