Bill Text: PA SB499 | 2009-2010 | Regular Session | Introduced

---

Bill Title: Providing for group life insurance to law enforcement officers and for the powers and duties of the Commissioner of the Pennsylvania State Police.

Spectrum: Slight Partisan Bill (Democrat 8-4)

Status: (Introduced - Dead) 2009-03-02 - Referred to BANKING AND INSURANCE [SB499 Detail]

Download: Pennsylvania-2009-SB499-Introduced.html

---

PRINTER'S NO. 506
THE GENERAL ASSEMBLY OF PENNSYLVANIA
SENATE BILL
No. 499 Session of2009
INTRODUCED BY STACK, HUGHES, STOUT, FONTANA, ALLOWAY, LOGAN, RAFFERTY, ERICKSON, LEACH, ORIE, WOZNIAK AND FERLO, MARCH 2, 2009
REFERRED TO BANKING AND INSURANCE, MARCH 2, 2009
AN ACT
Providing for group life insurance to law enforcement officers
and for the powers and duties of the Commissioner of the
Pennsylvania State Police.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Short title.
This act shall be known and may be cited as the Law
Enforcement Officer Group Life Insurance Act.
Section 2. Definitions.
The following words and phrases when used in this act shall
have the meanings given to them in this section unless the
context clearly indicates otherwise:
"Commissioner." The Commissioner of the Pennsylvania State
Police.
"Fraternal organization." A nonprofit organization within
this Commonwealth which is created and carried on for the mutual
benefit of its members, has a limited membership and a
representative form of government and is a branch, lodge or
chapter of a national or state organization.
"Law enforcement officer." A member of the Pennsylvania
State Police or an individual employed as a police officer who
holds a current certificate under 53 Pa.C.S. Ch. 21, Subch. D
(relating to municipal police education and training).
Section 3. Law enforcement officer group life insurance
program.
The commissioner may approve issuance of group life insurance
to fraternal organizations for law enforcement officers subject
to the following requirements:
(1) Each individual eligible for insurance under the
policy must be a law enforcement officer or spouse or
dependent of a law enforcement officer. A law enforcement
officer who becomes insured under this program while employed
as a law enforcement officer may continue the insurance,
including group term life insurance, after retirement from a
law enforcement agency or department.
(2) The premium for the law enforcement officer's policy
shall be paid by the Commonwealth on appropriation as
provided by law. The premium for a policy that covers a
spouse or dependent of a law enforcement officer shall be
paid by the law enforcement officer, or the spouse or
dependent of the law enforcement officer. An individual
family member may insure his spouse or dependent without
their signature or approval.
(3) The policy must cover at least 25 law enforcement
officers at the time of issue.
(4) The amounts of insurance under the policy must not
exceed $400,000 per individual insured law enforcement
officer and $100,000 per insured spouse or dependent.
20090SB0499PN0506 - 2 -
(5) Participation in the insurance plan must be
voluntary.
(6) Except as otherwise provided by this section, the
policy or policies must comply with the provisions of the act
of May 11, 1949 (P.L.1210, No.367), referred to as the Group
Life Insurance Policy Law, and be approved by the
commissioner and the Insurance Commissioner.
Section 4. Regulations.
The Department of Insurance shall promulgate regulations as
necessary to carry out the provisions of this act.
Section 5. Effective date.
This act shall take effect in 60 days.
20090SB0499PN0506 - 3 -