Bill Text: MN SF2542 | 2013-2014 | 88th Legislature | Introduced


Bill Title: Motor vehicle insurer conduct in collision cases regulation

Sponsorship: Moderate Partisan Bill (Democrat 4-1)

Status: (Introduced - Dead) 2014-03-12 - Author added Pederson, J. [SF2542 Detail]

Download: Minnesota-2013-SF2542-Introduced.html

1.1A bill for an act
1.2relating to insurance; regulating conduct of an insurer in collision cases;
1.3amending Minnesota Statutes 2012, section 72B.092, subdivision 1.
1.4BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.5    Section 1. Minnesota Statutes 2012, section 72B.092, subdivision 1, is amended to read:
1.6    Subdivision 1. Prohibitions on insurer. No adjuster or insurer, director, officer,
1.7broker, agent, attorney-in-fact, employee, or other representative of an insurer shall
1.8in collision cases:
1.9(1) limit the freedom of an insured or claimant to choose the shop;
1.10(2) require that an insured or claimant present the claim or the automobile for loss
1.11adjustment or inspection at a particular motor vehicle repair shop designated by the
1.12insurer, or a "drive-in" claim center or any other similar facility solely under the control
1.13of the insurer;
1.14(3) engage in boycotts, intimidation or coercive tactics in negotiating repairs to
1.15damaged motor vehicles which they insure or are liable to claimants to have repaired;
1.16(4) attempt to secure, except in an emergency, the insured's or claimant's signature
1.17authorizing the party securing the signature to act in behalf of the insured or claimant in
1.18selection of a repair shop facility;
1.19(5) adjust a damage appraisal of a repair shop when the extent of damage is in
1.20dispute without conducting a physical inspection of the vehicle;
1.21(6) specify the use of a particular vendor for the procurement of parts or other
1.22materials necessary for the satisfactory repair of the vehicle. This clause does not require
1.23the insurer to pay more than a reasonable market price for parts of like kind and quality
1.24in adjusting a claim; or
2.1    (7) unilaterally and arbitrarily disregard a repair operation or cost identified by an
2.2estimating system, which an insurer and collision repair facility have agreed to utilize in
2.3determining the cost of repair.; or
2.4    (8) specify or require any motor vehicle repair shop to utilize specific vendors,
2.5distributors, manufacturers, suppliers, business platforms, or internal processes in order to
2.6carry out vehicle repairs for an insured or claimant.
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