Bill Text: MI SB1096 | 2013-2014 | 97th Legislature | Introduced

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Bill Title: Insurance; health; telemedicine; include asynchronous store and forward action as method of interaction. Amends sec. 3476 of 1956 PA 218 (MCL 500.3476).

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Introduced - Dead) 2014-09-30 - Referred To Committee On Insurance [SB1096 Detail]

Download: Michigan-2013-SB1096-Introduced.html

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SENATE BILL No. 1096

 

 

September 30, 2014, Introduced by Senators WARREN and BIEDA and referred to the Committee on Insurance.

 

 

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

by amending section 3476 (MCL 500.3476), as added by 2012 PA 215.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3476. (1) An expense-incurred hospital, medical, or

 

surgical group or individual policy or certificate delivered,

 

issued for delivery, or renewed in this state and a health

 

maintenance organization group or individual contract shall must

 

not require face-to-face contact between a health care professional

 

and a patient for services appropriately provided through

 

telemedicine, as determined by the insurer or health maintenance

 

organization. Telemedicine services shall must be provided by a

 

health care professional who is licensed, registered, or otherwise

 

authorized to engage in his or her health care profession in the

 

state where the patient is located. Telemedicine services are

 

subject to all terms and conditions of the policy, certificate, or

 

contract agreed upon between the policy, certificate, or contract

 

holder and the insurer or health maintenance organization,

 

including, but not limited to, required copayments, coinsurances,

 

deductibles, and approved amounts.

 

     (2) As used in this section: , "telemedicine"

 

     (a) "Asynchronous store and forward action" means the

 

transmission of a patient's medical information from an originating

 

site to a health care professional at a distant site for review of

 

the information by the professional at the distant site without a

 

synchronous interaction.

 

     (b) "Distant site" means the location of the health care

 

professional when providing telemedicine services to the patient.

 

     (c) "Originating site" means either of the following, as

 

applicable:

 

     (i) The location of the patient when receiving telemedicine

 

services from the health care professional.

 

     (ii) The location where the asynchronous store and forward

 

action originates.

 

     (d) "Synchronous interaction" means a real-time interaction

 

between a patient receiving telemedicine services at an originating

 

site and a health care professional delivering telemedicine

 

services from a distant site.

 

     (e) "Telemedicine" means the use of an electronic media to

 

link patients with health care professionals in different

 

locations. To be considered telemedicine under this section, the

 

health care professional must be able to examine the patient via a

 

real-time, interactive audio or video, or both, telecommunications

 

system and the patient must be able to interact with the off-site

 

health care professional at the time the services are provided.

 

interactive audio, video, or other telecommunications technology by

 

a health care professional to deliver health care services between

 

a distant site and an originating site for diagnosis and treatment

 

of a patient.

 

     (f) "Telemedicine services" means a health care service

 

provided through telemedicine, including a service provided through

 

a synchronous interaction or asynchronous store and forward action.

 

     (3) This section applies to a policy, certificate, or contract

 

issued or renewed on or after January 1, 2013.