Bill Text: IL SB3819 | 2025-2026 | 104th General Assembly | Introduced

---

Bill Title: Amends the Illinois Vehicle Code. Allows the Secretary of State to waive the civil penalty imposed for failure to maintain required liability insurance if all of the following conditions are met: the registered owner's failure to maintain required liability insurance constitutes the first offense for that registered owner; the vehicle was not operated upon a public roadway during the period of noncompliance; the registered owner was not issued a citation for operating an uninsured motor vehicle during the period of noncompliance; and the registered owner submits an affidavit attesting that during the period of noncompliance the vehicle was inoperable or stored. Provides that the Secretary may require the registered owner to submit reasonable documentation to substantiate the affidavit. Provides that the waiver may be granted only once per registered owner. Provides that knowingly submitting a false affidavit or documentation constitutes a violation of the Code.

Sponsorship: Partisan Bill (Republican 1)

Status: (Introduced) 2026-02-06 - Referred to Assignments [SB3819 Detail]

Download: Illinois-2025-SB3819-Introduced.html

---

104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB3819 Introduced 2/6/2026, by Sen. Neil Anderson SYNOPSIS AS INTRODUCED:
625 ILCS 5/7-601 from Ch. 95 1/2, par. 7-601
Amends the Illinois Vehicle Code. Allows the Secretary of State to waive the civil penalty imposed for failure to maintain required liability insurance if all of the following conditions are met: the registered owner's failure to maintain required liability insurance constitutes the first offense for that registered owner; the vehicle was not operated upon a public roadway during the period of noncompliance; the registered owner was not issued a citation for operating an uninsured motor vehicle during the period of noncompliance; and the registered owner submits an affidavit attesting that during the period of noncompliance the vehicle was inoperable or stored. Provides that the Secretary may require the registered owner to submit reasonable documentation to substantiate the affidavit. Provides that the waiver may be granted only once per registered owner. Provides that knowingly submitting a false affidavit or documentation constitutes a violation of the Code.
LRB104 20608 LNS 34099 b
A BILL FOR
SB3819 LRB104 20608 LNS 34099 b
AN ACT concerning transportation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Vehicle Code is amended by
changing Section 7-601 as follows:
(625 ILCS 5/7-601) (from Ch. 95 1/2, par. 7-601)
Sec. 7-601. Required liability insurance policy.
(a) No person shall operate, register or maintain
registration of, and no owner shall permit another person to
operate, register or maintain registration of, a motor vehicle
designed to be used on a public highway in this State unless
the motor vehicle is covered by a liability insurance policy.
The insurance policy shall be issued in amounts no less
than the minimum amounts set for bodily injury or death and for
destruction of property under Section 7-203 of this Code, and
shall be issued in accordance with the requirements of
Sections 143a and 143a-2 of the Illinois Insurance Code, as
amended. No insurer other than an insurer authorized to do
business in this State shall issue a policy pursuant to this
Section for any vehicle subject to registration under this
Code. Nothing herein shall deprive an insurer of any policy
defense available at common law.
(b) The following vehicles are exempt from the

SB3819 - 2 - LRB104 20608 LNS 34099 b
requirements of this Section:
(1) vehicles subject to the provisions of Chapters 8
or 18a, Article III or Section 7-609 of Chapter 7, or
Sections 12-606 or 12-707.01 of Chapter 12 of this Code;
(2) vehicles required to file proof of liability
insurance with the Illinois Commerce Commission;
(3) vehicles covered by a certificate of
self-insurance under Section 7-502 of this Code;
(4) vehicles owned by the United States, the State of
Illinois, or any political subdivision, municipality or
local mass transit district;
(5) implements of husbandry;
(6) other vehicles complying with laws which require
them to be insured in amounts meeting or exceeding the
minimum amounts required under this Section; and
(7) inoperable or stored vehicles that are not
operated, as defined by rules and regulations of the
Secretary.
(b-5) Notwithstanding any other provision of law, the
Secretary of State shall waive the civil penalty imposed for
failure to maintain required liability insurance if all of the
following conditions are met:
(1) The registered owner's failure to maintain
required liability insurance constitutes the first offense
for that registered owner.
(2) The vehicle was not operated upon a public roadway

SB3819 - 3 - LRB104 20608 LNS 34099 b
during the period of noncompliance.
(3) The registered owner was not issued a citation for
operating an uninsured motor vehicle during the period of
noncompliance.
(4) The registered owner submits an affidavit, in a
form prescribed by the Secretary of State, attesting that
during the period of noncompliance the vehicle was
inoperable or stored, as defined in this subsection.
The Secretary of State may require the registered owner to
submit reasonable documentation to substantiate the affidavit,
including, but not limited to, repair records, mechanic
statements or invoices, towing receipts, storage agreements,
photographs, or other evidence demonstrating that the vehicle
was inoperable or stored during the period of noncompliance.
The waiver authorized under this subsection may be granted
only once per registered owner.
Knowingly submitting a false affidavit or documentation
under this subsection constitutes a violation of this Code.
For purposes of this subsection:
"Inoperable" means a motor vehicle that was not capable of
safe or lawful operation upon a public highway due to
mechanical condition and was not operated upon a public
roadway during the period of noncompliance.
"Stored" means a motor vehicle that was intentionally
removed from service, not operated upon a public roadway, and
kept off the public roadway during the period of

SB3819 - 4 - LRB104 20608 LNS 34099 b
noncompliance.
(c) Every employee of a State agency, as that term is
defined in the Illinois State Auditing Act, who is assigned a
specific vehicle owned or leased by the State on an ongoing
basis shall provide the certification described in this
Section annually to the director or chief executive officer of
his or her agency.
The certification shall affirm that the employee is duly
licensed to drive the assigned vehicle and that (i) the
employee has liability insurance coverage extending to the
employee when the assigned vehicle is used for other than
official State business, or (ii) the employee has filed a bond
with the Secretary of State as proof of financial
responsibility, in an amount equal to, or in excess of the
requirements stated within this Section. Upon request of the
agency director or chief executive officer, the employee shall
present evidence to support the certification.
The certification shall be provided during the period July
1 through July 31 of each calendar year, or within 30 days of
any new assignment of a vehicle on an ongoing basis, whichever
is later.
The employee's authorization to use the assigned vehicle
shall automatically be rescinded upon:
(1) the revocation or suspension of the license
required to drive the assigned vehicle;
(2) the cancellation or termination for any reason of

SB3819 - 5 - LRB104 20608 LNS 34099 b
the automobile liability insurance coverage as required in
item (c)(i); or
(3) the termination of the bond filed with the
Secretary of State.
All State employees providing the required certification
shall immediately notify the agency director or chief
executive officer in the event any of these actions occur.
All peace officers employed by a State agency who are
primarily responsible for prevention and detection of crime
and the enforcement of the criminal, traffic, or highway laws
of this State, and prohibited by agency rule or policy to use
an assigned vehicle owned or leased by the State for regular
personal or off-duty use, are exempt from the requirements of
this Section.
(d) No person shall operate a motor vehicle registered in
another state upon the highways of this State unless the
vehicle is covered by a liability insurance policy. The
operator of the vehicle shall carry within the vehicle
evidence of the insurance.
(Source: P.A. 100-202, eff. 1-1-18; 100-828, eff. 1-1-19.)