Bill Text: IL HB5079 | 2025-2026 | 104th General Assembly | Introduced

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Bill Title: Amends the Common Interest Community Association Act and the Condominium Property Act. Authorizes the Department of Financial and Professional Regulation to investigate, make findings, or make recommendations for enforcement on behalf of unit owners of common interest community and condominium associations whose rights have been violated by the owners' governing board under Illinois law or under the board's governing documents. Amends the Financial Institutions Act. Authorizes the Department to administer and enforce these provisions on behalf of unit owners and adopt rules to implement the Act. Effective July 1, 2027.

Sponsorship: Partisan Bill (Democrat 1)

Status: (Introduced) 2026-02-10 - Referred to Rules Committee [HB5079 Detail]

Download: Illinois-2025-HB5079-Introduced.html

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104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026HB5079 Introduced , by Rep. Kimberly Du Buclet SYNOPSIS AS INTRODUCED:
20 ILCS 1205/6
765 ILCS 160/1-95 new
765 ILCS 605/37 new
Amends the Common Interest Community Association Act and the Condominium Property Act. Authorizes the Department of Financial and Professional Regulation to investigate, make findings, or make recommendations for enforcement on behalf of unit owners of common interest community and condominium associations whose rights have been violated by the owners' governing board under Illinois law or under the board's governing documents. Amends the Financial Institutions Act. Authorizes the Department to administer and enforce these provisions on behalf of unit owners and adopt rules to implement the Act. Effective July 1, 2027.
LRB104 18589 JRC 32032 b
A BILL FOR
HB5079 LRB104 18589 JRC 32032 b
AN ACT concerning civil law.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Financial Institutions Act is amended by
changing Section 6 as follows:
(20 ILCS 1205/6)
Sec. 6. General powers and duties. In addition to the
powers and duties provided by law and imposed elsewhere in
this Act, the Division has the following powers and duties:
(1) To administer and enforce the Consumer Installment
Loan Act and its implementing rules.
(2) To administer and enforce the Currency Exchange
Act and its implementing rules.
(3) To administer and enforce the Debt Management
Service Act and its implementing rules.
(4) To administer and enforce the Debt Settlement
Consumer Protection Act and its implementing rules.
(5) To administer and enforce the Illinois Development
Credit Corporation Act and its implementing rules.
(6) To administer and enforce the Payday Loan Reform
Act and its implementing rules.
(7) To administer and enforce the Safety Deposit
License Act and its implementing rules.

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(8) To administer and enforce the Sales Finance Agency
Act and its implementing rules.
(9) To administer and enforce the Title Insurance Act
and its implementing rules.
(10) To administer and enforce the Transmitters of
Money Act and its implementing rules.
(11) To administer and enforce the Predatory Loan
Prevention Act and its implementing rules.
(12) To administer and enforce the Motor Vehicle
Retail Installment Sales Act and its implementing rules.
(13) To administer and enforce the Retail Installment
Sales Act and its implementing rules.
(14) To administer and enforce the Illinois Credit
Union Act and its implementing rules.
(15) To administer and enforce the Collection Agency
Act and its implementing rules.
(16) To administer and enforce the Consumer Legal
Funding Act and its implementing rules.
(17) To administer and enforce this Act and any other
Act administered by the Director or Division.
(18) To authorize and administer examinations to
ascertain the qualifications of applicants and licensees
for which the examination is held.
(19) To conduct hearings in proceedings to revoke,
suspend, refuse to renew, or take other disciplinary
action regarding licenses, charters, certifications,

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registrations, or authorities of persons as authorized in
any Act administered by the Division.
(20) To administer and enforce the Common Interest
Community Association Act and the Condominium Property Act
on behalf of unit owners.
Whenever the Division is authorized or required by law to
consider some aspect of criminal history record information
for the purpose of carrying out its statutory powers and
responsibilities, then, upon request and payment of fees in
conformance with the requirements of Section 2605-400 of the
Illinois State Police Law, the Illinois State Police is
authorized to furnish, pursuant to positive identification,
the information contained in State files that is necessary to
fulfill the request.
(Source: P.A. 102-538, eff. 8-20-21; 102-813, eff. 5-13-22;
102-975, eff. 1-1-23; 103-154, eff. 6-30-23; 103-1014, eff.
8-9-24.)
Section 10. The Common Interest Community Association Act
is amended by adding Section 1-95 as follows:
(765 ILCS 160/1-95 new)
Sec. 1-95. State oversight authority. The Department of
Financial and Professional Regulation is authorized to
investigate, make findings, or make recommendations for
enforcement on behalf of unit owners of common interest

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community associations whose rights have been violated by the
owners' governing board under Illinois law or under the
board's governing documents. The Department of Financial and
Professional Regulation may adopt rules to implement this
Section.
Section 15. The Condominium Property Act is amended by
adding Section 37 as follows:
(765 ILCS 605/37 new)
Sec. 37. State oversight authority. The Department of
Financial and Professional Regulation is authorized to
investigate, make findings, or make recommendations for
enforcement on behalf of unit owners of condominiums whose
rights have been violated by the owners' governing board under
Illinois law or under the board's governing documents. The
Department of Financial and Professional Regulation may adopt
rules to implement this Section.
Section 99. Effective date. This Act takes effect July 1,
2027.