Bill Text: IL HB4162 | 2019-2020 | 101st General Assembly | Introduced
Bill Title: Amends the Illinois Insurance Code. Provides that individual or group policies of accident or health insurance that cover telehealth services must provide coverage for telehealth services used to treat a mental, emotional, nervous, or substance use disorder or condition.
Sponsorship: Partisan Bill (Republican 1)
Status: (Introduced - Dead) 2020-06-23 - Rule 19(b) / Re-referred to Rules Committee [HB4162 Detail]
Download: Illinois-2019-HB4162-Introduced.html
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| 1 | AN ACT concerning regulation.
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| 2 | Be it enacted by the People of the State of Illinois,
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| 3 | represented in the General Assembly:
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| 4 | Section 5. The Illinois Insurance Code is amended by | ||||||||||||||||||||||||
| 5 | changing Section 356z.22 as follows:
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| 6 | (215 ILCS 5/356z.22) | ||||||||||||||||||||||||
| 7 | Sec. 356z.22. Coverage for telehealth services. | ||||||||||||||||||||||||
| 8 | (a) For purposes of this Section: | ||||||||||||||||||||||||
| 9 | "Distant site" means the location at which the health care | ||||||||||||||||||||||||
| 10 | provider rendering the telehealth service is located. | ||||||||||||||||||||||||
| 11 | "Interactive telecommunications system" means an audio and | ||||||||||||||||||||||||
| 12 | video system permitting 2-way, live interactive communication | ||||||||||||||||||||||||
| 13 | between the patient and the distant site health care provider. | ||||||||||||||||||||||||
| 14 | "Telehealth services" means the delivery of covered health | ||||||||||||||||||||||||
| 15 | care services by way of an interactive telecommunications | ||||||||||||||||||||||||
| 16 | system. | ||||||||||||||||||||||||
| 17 | (b) If an individual or group policy of accident or health | ||||||||||||||||||||||||
| 18 | insurance provides coverage for telehealth services, then it | ||||||||||||||||||||||||
| 19 | must comply with the following: | ||||||||||||||||||||||||
| 20 | (1) An individual or group policy of accident or health | ||||||||||||||||||||||||
| 21 | insurance providing telehealth services may not: | ||||||||||||||||||||||||
| 22 | (A) require that in-person contact occur between a | ||||||||||||||||||||||||
| 23 | health care provider and a patient; | ||||||||||||||||||||||||
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| 1 | (B) require the health care provider to document a | ||||||
| 2 | barrier to an in-person consultation for coverage of | ||||||
| 3 | services to be provided through telehealth; | ||||||
| 4 | (C) require the use of telehealth when the health | ||||||
| 5 | care provider has determined that it is not | ||||||
| 6 | appropriate; or | ||||||
| 7 | (D) require the use of telehealth when a patient | ||||||
| 8 | chooses an in-person consultation. | ||||||
| 9 | (2) Deductibles, copayments, or coinsurance applicable | ||||||
| 10 | to services provided through telehealth shall not exceed | ||||||
| 11 | the deductibles, copayments, or coinsurance required by | ||||||
| 12 | the individual or group policy of accident or health | ||||||
| 13 | insurance for the same services provided through in-person | ||||||
| 14 | consultation. | ||||||
| 15 | (b-5) If an individual or group policy of accident or | ||||||
| 16 | health insurance provides coverage for telehealth services, it | ||||||
| 17 | must provide coverage for licensed dietitian nutritionists and | ||||||
| 18 | certified diabetes educators who counsel senior diabetes | ||||||
| 19 | patients in the senior diabetes patients' homes to remove the | ||||||
| 20 | hurdle of transportation for senior diabetes patients to | ||||||
| 21 | receive treatment. | ||||||
| 22 | (b-10) If an individual or group policy of accident or | ||||||
| 23 | health insurance provides coverage for telehealth services, it | ||||||
| 24 | must provide coverage for telehealth services used to treat a | ||||||
| 25 | mental, emotional, nervous, or substance use disorder or | ||||||
| 26 | condition as defined in paragraph (4) of subsection (a) of | ||||||
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| 1 | Section 370c. | ||||||
| 2 | (c) Nothing in this Section shall be deemed as precluding a | ||||||
| 3 | health insurer from providing benefits for other services, | ||||||
| 4 | including, but not limited to, remote monitoring services, | ||||||
| 5 | other monitoring services, or oral communications otherwise | ||||||
| 6 | covered under the policy.
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| 7 | (Source: P.A. 100-1009, eff. 1-1-19.)
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