Bill Text: IL HB3452 | 2023-2024 | 103rd General Assembly | Introduced

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Bill Title: Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice under the Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt.

Sponsorship: Partisan Bill (Democrat 1)

Status: (Failed) 2025-01-07 - Session Sine Die [HB3452 Detail]

Download: Illinois-2023-HB3452-Introduced.html

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103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB3452 Introduced , by Rep. Dagmara Avelar SYNOPSIS AS INTRODUCED:
815 ILCS 505/2BBBB new
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that it is an unlawful practice under the Act for a person to report to a consumer reporting agency any medical debt incurred by a consumer or any collection action against the consumer to collect that medical debt.
LRB103 30482 SPS 56915 b
A BILL FOR
HB3452 LRB103 30482 SPS 56915 b
AN ACT concerning business.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Consumer Fraud and Deceptive Business
Practices Act is amended by adding Section 2BBBB as follows:
(815 ILCS 505/2BBBB new)
Sec. 2BBBB. Credit reporting; medical debt.
(a) As used in this Section:
"Collection action" means any referral of a bill to a
collection agency or law firm to collect payment for services
from a consumer for health care services.
"Consumer reporting agency" has the meaning ascribed to it
in 15 U.S.C. 1681a(f).
"Medical debt" means a debt arising from the receipt of
health care services.
(b) It is an unlawful practice under this Act for a person
to report to a consumer reporting agency any medical debt
incurred by a consumer or any collection action against the
consumer to collect that medical debt.