Bill Text: IL HB2375 | 2019-2020 | 101st General Assembly | Introduced

---

Bill Title: Amends the Short-Term, Limited-Duration Health Insurance Coverage Act. Removes provisions concerning a required expiration date for any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery. Effective immediately.

Sponsorship: Partisan Bill (Republican 1)

Status: (Introduced - Dead) 2019-03-29 - Rule 19(a) / Re-referred to Rules Committee [HB2375 Detail]

Download: Illinois-2019-HB2375-Introduced.html

---

101ST GENERAL ASSEMBLY State of Illinois 2019 and 2020 HB2375 Introduced , by Rep. Mark Batinick SYNOPSIS AS INTRODUCED:
215 ILCS 190/10
Amends the Short-Term, Limited-Duration Health Insurance Coverage Act. Removes provisions concerning a required expiration date for any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery. Effective immediately.
LRB101 09829 RAB 54931 b
A BILL FOR
HB2375 LRB101 09829 RAB 54931 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Short-Term, Limited-Duration Health
Insurance Coverage Act is amended by changing Section 10 as
follows:
(215 ILCS 190/10)
Sec. 10. Application; scope; duration of coverage.
(a) This Act applies to health insurance issuers that offer
short-term, limited-duration health insurance coverage to
individuals in this State and to short-term, limited-duration
health insurance coverage that is delivered or issued for
delivery in this State, including coverage issued outside of
this State that covers individuals in this State.
(b) A short-term, limited-duration health insurance
coverage policy may not be issued or delivered to any person
residing in this State unless the policy, when delivered or
issued for delivery in this State, complies with the provisions
of this Act.
(c) (Blank). Any short-term, limited-duration health
insurance coverage policy that is delivered or issued for
delivery in this State must have an expiration date in the
policy that is less than 181 days after the effective date and

HB2375 - 2 - LRB101 09829 RAB 54931 b
shall not be renewable or extendable within a period of 365
days after the individual's coverage under the policy ends,
either at the option of the issuer or the individual. Renewal
of a short-term, limited-duration health insurance coverage
policy includes the issuance of a new short-term,
limited-duration health insurance policy by an issuer to a
policyholder within 60 days after the expiration of a policy
previously issued by the issuer to the policyholder.
(d) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State may not be rescinded before the expiration date in
the policy, except in cases of nonpayment of premiums, fraud,
or as provided in subsection (e).
(e) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State shall contain an option for an individual to cancel
coverage after any 30-day interval during the term of the plan.
(Source: P.A. 100-1118, eff. 11-27-18.)
Section 99. Effective date. This Act takes effect upon
becoming law.