Bill Text: IL HB1339 | 2017-2018 | 100th General Assembly | Introduced
Bill Title: Amends the Illinois Insurance Code. Makes a technical change in a Section concerning the insurability of newborns.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Failed) 2019-01-08 - Session Sine Die [HB1339 Detail]
Download: Illinois-2017-HB1339-Introduced.html
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| 1 | AN ACT concerning regulation.
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| 2 | Be it enacted by the People of the State of Illinois, | |||||||||||||||||||
| 3 | represented in the General Assembly:
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| 4 | Section 5. The Illinois Insurance Code is amended by | |||||||||||||||||||
| 5 | changing Section 356c as follows:
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| 6 | (215 ILCS 5/356c) (from Ch. 73, par. 968c)
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| 7 | Sec. 356c.
(1) No policy of accident and
and health | |||||||||||||||||||
| 8 | insurance providing
coverage of hospital expenses or medical | |||||||||||||||||||
| 9 | expenses or
both on an expense incurred basis which in addition | |||||||||||||||||||
| 10 | to covering the
insured, also covers members of the insured's | |||||||||||||||||||
| 11 | immediate family, shall
contain any disclaimer, waiver or other | |||||||||||||||||||
| 12 | limitation of coverage relative to
the hospital or medical
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| 13 | coverage or insurability of newborn infants from and after
the | |||||||||||||||||||
| 14 | moment of birth. | |||||||||||||||||||
| 15 | (2) Each such policy of accident and health insurance shall | |||||||||||||||||||
| 16 | contain
a provision stating that the accident and health | |||||||||||||||||||
| 17 | insurance benefits
applicable for children shall be granted | |||||||||||||||||||
| 18 | immediately with respect to a
newly born child from the moment | |||||||||||||||||||
| 19 | of birth. The coverage for newly born
children shall include | |||||||||||||||||||
| 20 | coverage of illness, injury, congenital defects,
birth | |||||||||||||||||||
| 21 | abnormalities and premature birth.
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| 22 | (3) If payment of a specific premium is required to provide | |||||||||||||||||||
| 23 | coverage
for a child, the policy may require that notification | |||||||||||||||||||
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| 1 | of birth of a
newly born child must be furnished to the insurer | ||||||
| 2 | within 31 days after
the date of birth in order to have the | ||||||
| 3 | coverage continue beyond such 31
day period and may require | ||||||
| 4 | payment of the appropriate premium.
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| 5 | (4) In the event that no other members of the insured's | ||||||
| 6 | immediate
family are covered, immediate coverage for the first | ||||||
| 7 | newborn infant shall
be provided if the insured applies for | ||||||
| 8 | dependent's coverage
within 31 days of the newborn's birth.
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| 9 | Such coverage shall be contingent upon payment of the | ||||||
| 10 | additional premium.
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| 11 | (5) The requirements of this Section shall apply, on or | ||||||
| 12 | after the
sixtieth day following the effective date of this | ||||||
| 13 | Section, (a) to all
such non-group policies delivered or issued | ||||||
| 14 | for delivery, and (b) to all
such group policies delivered, | ||||||
| 15 | issued for delivery, renewed or amended.
The insurers of such | ||||||
| 16 | non-group policies in effect on the sixtieth day
following the | ||||||
| 17 | effective date of this Section shall extend to owners of
said | ||||||
| 18 | policies, on or before the first policy anniversary following | ||||||
| 19 | such
date, the opportunity to apply for the addition to their | ||||||
| 20 | policies of a
provision as set forth in paragraph (2) above, | ||||||
| 21 | with, at the option of
the insurer, payment of a premium | ||||||
| 22 | appropriate thereto.
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| 23 | (Source: P.A. 85-220.)
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