IL SB0714 | 2025-2026 | 104th General Assembly

Status

Sponsorship: Partisan Bill (Democrat 26)
Status: Enrolled on May 27 2026 - 75% progression
Action: 2026-06-25 - Sent to the Governor
Text: Latest bill text (Enrolled) [HTML]

Summary

Amends the Illinois Insurance Code. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured notice of the increase in renewal premium at least 30 days before the policy renewal or anniversary date. Changes the number of hours required for the National Safety Council's Defensive Driving Course's classroom safety instruction program from 8 hours to 4 hours in provisions concerning insurance premium reductions. Creates the Rates for Automobile Insurance Article. Provides that the Article applies to specified policies of automobile insurance and filings made on or after July 1, 2027. Provides that rates shall not be excessive, inadequate, or unfairly discriminatory, as described. Sets forth provisions concerning determinations by the Department of Insurance that a filing is excessive, inadequate, or unfairly discriminatory and provisions prohibiting cost-shifting. Effective July 1, 2027.

Tracking Information

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Title

REGULATION-TECH

Sponsors


History

DateChamberAction
2026-06-25SenateSent to the Governor
2026-06-10SenateAdded as Co-Sponsor Sen. Suzy Glowiak Hilton
2026-06-09SenateAdded as Co-Sponsor Sen. Mary Edly-Allen
2026-06-09SenateAdded as Co-Sponsor Sen. Michael W. Halpin
2026-05-28SenateAdded as Co-Sponsor Sen. Elgie R. Sims, Jr.
2026-05-27HouseAdded Alternate Co-Sponsor Rep. Rita Mayfield
2026-05-27HouseAdded Alternate Co-Sponsor Rep. Hoan Huynh
2026-05-27SenatePassed Both Houses
2026-05-27HouseThird Reading - Short Debate - Passed 070-038-001
2026-05-22HouseThird Reading/Final Action Deadline Extended-9(b) May 31, 2026
2026-05-22HouseAdded Alternate Co-Sponsor Rep. Lilian Jiménez
2026-05-21HouseAdded Alternate Co-Sponsor Rep. Maura Hirschauer
2026-05-21HouseAdded Alternate Co-Sponsor Rep. Camille Y. Lilly
2026-05-20HousePlaced on Calendar Order of 3rd Reading - Short Debate
2026-05-19HouseHeld on Calendar Order of Second Reading - Short Debate
2026-05-19HouseSecond Reading - Short Debate
2026-05-19SenateAdded as Co-Sponsor Sen. Laura M. Murphy
2026-05-15HouseAdded Alternate Co-Sponsor Rep. Michael Crawford
2026-05-15HousePlaced on Calendar 2nd Reading - Short Debate
2026-05-14HouseDo Pass / Short Debate Executive Committee; 008-004-000
2026-05-14HouseMotion to Suspend Rule 21 - Prevailed 070-036-000
2026-05-14HouseMotion Filed to Suspend Rule 21 Executive Committee; Rep. Marcus C. Evans, Jr.
2026-05-14HouseCommittee Deadline Extended-Rule 9(b) May 15, 2026
2026-05-14HouseAssigned to Executive Committee
2026-05-14SenateAdded as Co-Sponsor Sen. Meg Loughran Cappel
2026-05-14SenateAdded as Co-Sponsor Sen. Emil Jones, III
2026-05-14HouseReferred to Rules Committee
2026-05-14HouseFirst Reading
2026-05-14HouseAlternate Chief Sponsor Changed to Rep. Thaddeus Jones
2026-05-13HouseChief House Sponsor Rep. Emanuel "Chris" Welch
2026-05-13HouseArrived in House
2026-05-13SenateAdded as Co-Sponsor Sen. Lakesia Collins
2026-05-13SenateAdded as Chief Co-Sponsor Sen. Cristina Castro
2026-05-13SenateAdded as Chief Co-Sponsor Sen. Mike Simmons
2026-05-13SenateAdded as Chief Co-Sponsor Sen. Christopher Belt
2026-05-13SenateAdded as Chief Co-Sponsor Sen. Doris Turner
2026-05-13SenateAdded as Co-Sponsor Sen. Sara Feigenholtz
2026-05-13SenateThird Reading - Passed; 042-014-001
2026-05-13SenateAdded as Co-Sponsor Sen. Karina Villa
2026-05-13SenateAdded as Co-Sponsor Sen. Patrick J. Joyce
2026-05-13SenatePlaced on Calendar Order of 3rd Reading
2026-05-13SenateSenate Floor Amendment No. 2 Adopted; Villivalam
2026-05-13SenateSenate Floor Amendment No. 1 Adopted; Villivalam
2026-05-13SenateRecalled to Second Reading
2026-05-13SenateAdded as Co-Sponsor Sen. Mike Porfirio
2026-05-13SenateAdded as Co-Sponsor Sen. Mattie Hunter
2026-05-13SenateAdded as Co-Sponsor Sen. Rachel Ventura
2026-05-13SenateSenate Floor Amendment No. 2 Be Approved for Consideration Assignments
2026-05-13SenateSenate Floor Amendment No. 2 Referred to Assignments
2026-05-13SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. Ram Villivalam
2026-05-13SenateSenate Floor Amendment No. 1 Recommend Do Adopt Insurance; 009-003-000
2026-05-12SenateChief Sponsor Changed to Sen. Ram Villivalam
2026-05-12SenateSenate Floor Amendment No. 1 Assignments Refers to Insurance
2026-05-11SenateSenate Floor Amendment No. 1 Referred to Assignments
2026-05-11SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Ram Villivalam
2026-05-08SenateRule 2-10 Third Reading Deadline Established As May 15, 2026
2026-04-17SenateRule 2-10 Third Reading Deadline Established As May 8, 2026
2026-04-14SenatePlaced on Calendar Order of 3rd Reading April 15, 2026
2026-04-14SenateApproved for Consideration Assignments
2025-06-02SenateRule 3-9(a) / Re-referred to Assignments
2025-05-23SenateRule 2-10 Third Reading Deadline Established As June 1, 2025
2025-05-09SenateRule 2-10 Third Reading Deadline Established As May 23, 2025
2025-04-11SenateRule 2-10 Third Reading Deadline Established As May 9, 2025
2025-04-11SenateRule 2-10 Third Reading Deadline Established As May 9, 2025
2025-03-20SenatePlaced on Calendar Order of 3rd Reading April 1, 2025
2025-03-20SenateSecond Reading
2025-03-19SenatePlaced on Calendar Order of 2nd Reading March 20, 2025
2025-03-19SenateDo Pass Executive; 011-000-000
2025-03-12SenateAssigned to Executive
2025-01-24SenateReferred to Assignments
2025-01-24SenateFirst Reading
2025-01-24SenateFiled with Secretary by Sen. Don Harmon

Code Citations

ChapterArticleSectionCitation TypeStatute Text
2155143.17Amended CodeCitation Text
2155143.29Amended CodeCitation Text
21551801New CodeSee Bill Text
21551802New CodeSee Bill Text
21551803New CodeSee Bill Text
21551804New CodeSee Bill Text
21551805New CodeSee Bill Text
2155Art. XLVIII headNew CodeSee Bill Text

Illinois State Sources

TypeSource
Summaryhttps://www.ilga.gov/Legislation/BillStatus?DocNum=714&GAID=18&DocTypeID=SB&SessionID=114&GA=104
Texthttps://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=198215&DocName=10400SB0714&DocNum=714&DocTypeID=SB&LegID=158425&GAID=18&SessionID=114&SpecSess=&Session=
Texthttps://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=198215&DocName=10400SB0714eng&DocNum=714&DocTypeID=SB&LegID=158425&GAID=18&SessionID=114&SpecSess=&Session=
Texthttps://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=198215&DocName=10400SB0714enr&DocNum=714&DocTypeID=SB&LegID=158425&GAID=18&SessionID=114&SpecSess=&Session=
Amendmenthttps://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=210938&DocName=10400SB0714sam001&DocNum=714&DocTypeID=SB&LegID=158425&GAID=18&SessionID=114&SpecSess=&Session=
Amendmenthttps://www.ilga.gov/Legislation/BillStatus/FullText?LegDocId=210989&DocName=10400SB0714sam002&DocNum=714&DocTypeID=SB&LegID=158425&GAID=18&SessionID=114&SpecSess=&Session=

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