IL HB4160 | 2025-2026 | 104th General Assembly
Status
Sponsorship: Moderate Partisan Bill (Democrat 8-2)
Status: Enrolled on May 31 2026 - 75% progression
Action: 2026-06-01 - Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr.
Text: Latest bill text (Enrolled) [HTML]
Status: Enrolled on May 31 2026 - 75% progression
Action: 2026-06-01 - Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr.
Text: Latest bill text (Enrolled) [HTML]
Summary
Amends the Illinois Insurance Code. Provides that every policy of automobile insurance issued, renewed, or delivered on or after July 1, 2027 in Illinois that includes first-party coverage for physical damage shall contain a provision granting the insured, in the insured's sole discretion, without the company's consent or agreement required, and the insurer the right to invoke appraisal if there is a dispute over the amount of a loss. Provides that, if a dispute arises regarding the amount of a loss, either party may submit a written demand for appraisal. Sets forth provisions concerning required actions for the selected appraisers and provides for the selection of an umpire if an agreement is not reached. Sets forth provisions concerning issuance of the award determining the amount of loss and cost allocation. Effective July 1, 2027.
Title
AUTO INS-RIGHT TO APPRAISAL
Sponsors
History
| Date | Chamber | Action |
|---|---|---|
| 2026-06-01 | Senate | Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr. |
| 2026-05-31 | Senate | Added as Alternate Co-Sponsor Sen. Laura Fine |
| 2026-05-31 | Senate | Added as Alternate Co-Sponsor Sen. Celina Villanueva |
| 2026-05-31 | Senate | Added as Alternate Co-Sponsor Sen. Suzy Glowiak Hilton |
| 2026-05-31 | Senate | Added as Alternate Co-Sponsor Sen. Robert F. Martwick |
| 2026-05-31 | Senate | Added as Alternate Co-Sponsor Sen. Michael W. Halpin |
| 2026-05-31 | House | Added Chief Co-Sponsor Rep. Jeff Keicher |
| 2026-05-31 | House | Passed Both Houses |
| 2026-05-31 | House | House Concurs |
| 2026-05-31 | House | Senate Committee Amendment No. 2 House Concurs 115-000-000 |
| 2026-05-29 | House | Senate Committee Amendment No. 2 Motion to Concur Recommends Be Adopted Insurance Committee; 016-000-000 |
| 2026-05-29 | House | Senate Committee Amendment No. 2 Motion to Concur Rules Referred to Insurance Committee |
| 2026-05-28 | House | Senate Committee Amendment No. 2 Motion to Concur Referred to Rules Committee |
| 2026-05-28 | House | Senate Committee Amendment No. 2 Motion Filed Concur Rep. Tracy Katz Muhl |
| 2026-05-28 | House | Placed on Calendar Order of Concurrence Senate Amendment(s) 2 |
| 2026-05-28 | House | Arrived in House |
| 2026-05-28 | Senate | Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a) |
| 2026-05-28 | Senate | Third Reading - Passed; 056-002-000 |
| 2026-05-28 | Senate | Added as Alternate Co-Sponsor Sen. Darby A. Hills |
| 2026-05-22 | Senate | Rule 2-10 Third Reading Deadline Established As May 31, 2026 |
| 2026-05-20 | Senate | Placed on Calendar Order of 3rd Reading May 21, 2026 |
| 2026-05-20 | Senate | Second Reading |
| 2026-05-19 | Senate | Placed on Calendar Order of 2nd Reading May 20, 2026 |
| 2026-05-19 | Senate | Do Pass as Amended Insurance; 008-000-000 |
| 2026-05-19 | Senate | Senate Committee Amendment No. 2 Adopted |
| 2026-05-19 | Senate | Senate Committee Amendment No. 1 Postponed - Insurance |
| 2026-05-19 | Senate | Senate Committee Amendment No. 2 Assignments Refers to Insurance |
| 2026-05-15 | Senate | Senate Committee Amendment No. 2 Referred to Assignments |
| 2026-05-15 | Senate | Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison |
| 2026-05-15 | Senate | Rule 2-10 Committee Deadline Established As May 22, 2026 |
| 2026-05-12 | Senate | Senate Committee Amendment No. 1 Postponed - Insurance |
| 2026-05-12 | Senate | Postponed - Insurance |
| 2026-05-08 | Senate | Rule 2-10 Committee Deadline Established As May 15, 2026 |
| 2026-05-05 | Senate | Postponed - Insurance |
| 2026-05-05 | Senate | Senate Committee Amendment No. 1 Postponed - Insurance |
| 2026-05-05 | Senate | Senate Committee Amendment No. 1 Assignments Refers to Insurance |
| 2026-04-29 | Senate | Senate Committee Amendment No. 1 Referred to Assignments |
| 2026-04-29 | Senate | Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison |
| 2026-04-28 | Senate | Assigned to Insurance |
| 2026-04-15 | Senate | Referred to Assignments |
| 2026-04-15 | Senate | First Reading |
| 2026-04-15 | Senate | Chief Senate Sponsor Sen. Julie A. Morrison |
| 2026-04-15 | Senate | Placed on Calendar Order of First Reading |
| 2026-04-15 | Senate | Arrive in Senate |
| 2026-04-14 | House | Third Reading - Short Debate - Passed 073-038-000 |
| 2026-04-14 | House | Placed on Calendar Order of 3rd Reading - Short Debate |
| 2026-04-14 | House | House Floor Amendment No. 1 Adopted |
| 2026-04-10 | House | Held on Calendar Order of Second Reading - Short Debate |
| 2026-04-10 | House | Second Reading - Short Debate |
| 2026-04-09 | House | House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-006-000 |
| 2026-04-08 | House | House Floor Amendment No. 1 Rules Refers to Insurance Committee |
| 2026-04-08 | House | House Floor Amendment No. 1 Referred to Rules Committee |
| 2026-04-08 | House | House Floor Amendment No. 1 Filed with Clerk by Rep. Tracy Katz Muhl |
| 2026-03-19 | House | Placed on Calendar 2nd Reading - Short Debate |
| 2026-03-18 | House | Do Pass / Short Debate Insurance Committee; 010-004-000 |
| 2026-02-24 | House | Assigned to Insurance Committee |
| 2025-10-15 | House | Referred to Rules Committee |
| 2025-10-15 | House | First Reading |
| 2025-10-15 | House | Filed with the Clerk by Rep. Tracy Katz Muhl |
