Bill Text: IA SF368 | 2013-2014 | 85th General Assembly | Chaptered


Bill Title: A bill for an act relating to the consumer credit code by modifying a reference to the federal Truth in Lending Act. (Formerly SSB 1040.) Effective 7-1-13.

Spectrum: Committee Bill

Status: (Passed) 2013-12-31 - END OF 2013 ACTIONS [SF368 Detail]

Download: Iowa-2013-SF368-Chaptered.html
%PDF-1.4 % 1 0 obj [/PDF/ImageB/ImageC/ImageI/Text] endobj 4 0 obj <> stream xwTSϽ7PkhRH H.*1 J"6DTpDQ2(C"QDqpId߼y͛~kg}ֺLX Xňg` lpBF|،l *?Y"1P\8=W%Oɘ4M0J"Y2Vs,[|e92<se'9`2&ctI@o|N6(.sSdl-c(2-yH_/XZ.$&\SM07#1ؙYrfYym";8980m-m(]v^DW~ emi]P`/u}q|^R,g+\Kk)/C_|Rax8t1C^7nfzDp 柇u$/ED˦L L[B@ٹЖX!@~(* {d+} G͋љς}WL$cGD2QZ4 E@@A(q`1D `'u46ptc48.`R0) @Rt CXCP%CBH@Rf[(t CQhz#0 Zl`O828.p|O×X ?:0FBx$ !i@ڐH[EE1PL ⢖V6QP>U(j MFkt,:.FW8c1L&ӎ9ƌaX: rbl1 {{{;}#tp8_\8"Ey.,X%%Gщ1-9ҀKl.oo/O$&'=JvMޞxǥ{=Vs\x ‰N柜>ucKz=s/ol|ϝ?y ^d]ps~:;/;]7|WpQoH!ɻVsnYs}ҽ~4] =>=:`;cܱ'?e~!ańD#G&}'/?^xI֓?+\wx20;5\ӯ_etWf^Qs-mw3+?~O~ endstream endobj 5 0 obj 2596 endobj 6 0 obj <> stream x3T0B]C anjg``e5T0732@a{ endstream endobj 7 0 obj 40 endobj 8 0 obj <> endobj 9 0 obj <> stream x endstream endobj 10 0 obj 8 endobj 11 0 obj <> endobj 12 0 obj <> stream x endstream endobj 13 0 obj 8 endobj 14 0 obj <> endobj 15 0 obj <> stream x3P0 w.0()K@AP\!$ 2 B M - M,LBR5Tb4L5cČ fCH3]CJ endstream endobj 16 0 obj 110 endobj 18 0 obj <> endobj 19 0 obj <> stream xU1o! =eTuaKkf:EAʥ޳?xf>}XDf?'@rF^O@ 2AܟČ)1Y7Lq(L]tZ+_5iϬkz)mмrP#!xi0ayTNɌD e%e߲]|3߯^X_8k;O7`q=o;&|T wK endstream endobj 20 0 obj 225 endobj 23 0 obj <> endobj 24 0 obj <> stream x endstream endobj 25 0 obj 8 endobj 26 0 obj <> endobj 27 0 obj <> stream x endstream endobj 28 0 obj 8 endobj 29 0 obj <> endobj 30 0 obj <> stream xSN@ 97>)@]{AEPnMlHH(xgl䡩&sS'n+ CT7_5\l֕hڜί fd2%sH.ʩ SlaP@KN5{u"78edv oQ\x)jZ3"nıIafp8t¤-l'XiA1AlO#&0ZŪmW߭wLUs`uG1)'lm I_{a<4!1s qEV!Lq:Ew}v?\4k]BCEtG> endobj 33 0 obj <> stream x endstream endobj 34 0 obj 8 endobj 35 0 obj <> endobj 36 0 obj <> stream xV;o1v)J 8G)Gr!*(a@O[z={9Nxo{iNteN7_% 8՚dHa|x)XsWb%>m.O8\㜌DZ#2'x*8bNF,LZջFwZ]>O2h2\ڲM*tW |+V]AZh+[yWbRq8 {q'esiQHxJ&2_Tr5F\,ȢוO4*XH~٥2]!Śvqu>Io=ϳ2z:F*hx^z|ZK}zְ_ %5j;m.Ylބ1QGqLbzv2U2)Hkm&S@;dG&r+,e_ibi2Z6G$Y*x[0'5~`!daf z rvڊ>3>J+dE탽c1I&>WӖB~cwqöőxҝcEW1r19ZlUcdᰇ;0yFۂ!"})AW+y`?(#fR.%ˈa4VY0=1HSݾɻDM}mͲ9p =i+-a`h3V0E)H5ZydxXa%,lU]v=ZDۢlXt%G9c6ٖP4ovUm0y`|l1ue]t _mT9 &/Ńid#췠:W@8m KUxKi 4T~΅ endstream endobj 37 0 obj 890 endobj 38 0 obj <> endobj 39 0 obj <> stream x endstream endobj 40 0 obj 8 endobj 41 0 obj <> endobj 42 0 obj <> stream x endstream endobj 43 0 obj 8 endobj 44 0 obj <> endobj 45 0 obj <> stream xP A L>YKr`!v>½0烢^j-.@h6h!jPOetY6Y-?Jؓ.꺄V:&}p {LDNi 0 x3XdvsE3cL4L2_0 YamFA!|[KsS> .EW endstream endobj 46 0 obj 190 endobj 47 0 obj [ 6 0 R 9 0 R 12 0 R 15 0 R 19 0 R 24 0 R 27 0 R 30 0 R 33 0 R 36 0 R 39 0 R 42 0 R 45 0 R] endobj 48 0 obj <>/ColorSpace<>>> endobj 49 0 obj <> endobj 17 0 obj <> endobj 51 0 obj <> stream x]n04OuC7<ؕ{Ǒk|)DAB @Đ3) pHH+PS&XMBM.-Dh!"9u阥L6U8I&lB-($H8v  RN'e>)lj"@rfwDs7N78 [>}\ endstream endobj 53 0 obj 374 endobj 52 0 obj <>/FontDescriptor 54 0 R/DW 600 /W[17[289] 19[579 579 579 579 579 579] 26[579 579] 36[745] 38[741 833 681] 43[843] 47[671] 49[840] 51[669] 53[741] 55[683] 70[531 630 560] 74[597 646 345] 81[648 609] 85[454] 87[373 641] 179[1000] 192[676] ]>> endobj 54 0 obj <> endobj 50 0 obj <> stream xzy|Uյg7st3f r3$@Dp"CĔ"PXPJ-P,B A T5b}Qiw{~Y{}k^ܐ "_ZO*Yܵ2a]mQ"R.mm!"kh[Xڹ(^8{r0 g4 '隻24٦\%z_tJX~ݯ|4QP,mt>j/]PVNaHĈtfNV ]yD EzE}EZ%BmOul*=Tkz.`NE4M ;|DTKn7EZ=+J;~nvʢmHX~B(b~j^O<@OUc5 P5EQՊ:J=m^NkyD NKaQ\SRDqZi~>µyZt8=+LFܧljJ"PݴN|tnCBg.+i~ BpMYCg`.)Lv5<~ZL7VM5qB\VAk-5FV:\Fm Zho ZRn0-Tųxmެh'0h! OtP3=o2#+J25{,8bNZ.@ϻyZ 鮣 \ 2roBٔ-.K(.K~* bv[ i!e uDIVXڠ~DJSZZk"HPA:?P[ J G;ng33Fc R࣌?a f']<4A,?ezp-3dx7.zkUJ@[ŴUt4Rt, q'>b$E+(p9p =O %[K=KX_*bB xyDX5fI\Mbnb9_iTn3Y*nLJ㜍Q K3JŴi<޷L^5ϮbXItUy&.>Y&UairD&XC ()q8#w9"qHxwTEȧ<|^!rzylݹLrXW!l:a&aĹF2Lg8aVrJ|JeL^s>%y=B"ϳx8:qLOT̎(qfg\Ex$/!kp$a(k4q~L% z4y8.S̴DFFOgHMX*㜃ɓIܷE7?//6tMULW+ZOoHx{=c s~rL888jbYadZ5x1cd!9ywM@T@} (خ-ԟeQ:wl(Kaw2{zrtPݚljߡnl7]|) ϭ\O~)L",x_lgDxɑjQU"v[uk+W3Vm(oL߆ Ƅ V# /c ZGbjlkNEŜ?7>q"s9J學̆a,6FxAsįY3#FBAj"?:Cd5n9.̢V8ZLְ[=7//ך3:74"L<5ZRTӪ5O+#IK;Dq,FI(/!4pEQ`\_DupH5[+eBot6Iq$üI\ewgL\Q'2j'9˫aY9 -δNLùawVk0N>?a +g,]yqЬbg,Y[χsˢP/PG+qA a1 q)j!6-* YǖQp%ry-X&يEs$&x5;T9eM߼{3_4q{$E?ZsӏdpY3LgY;w;SXnCgsirjфw~]?*jpPXX% WM6SݖÇxN(r !'מ+piQB)*kzlX5pg7Wnܹ[ =^!N.N6%So܇ߔ/#UWL8E  Kk/I䟞>*-I8Bj^ IV&D|`itE7..`/G+&-W^S579WܫXo^{vs1DY6_7ߏd!  },M+􈰯 P=dvE%"cتŎU7.)SEy2c@O$k3Z%bM,,N -%:΍ h7BuZ|aUsi:$9)8ka7 '54+F ,ylV|lǖȸ7iECٻ_3zv+kvxLj 3n8yEu+k~jgǸV}ejsI6j#3bz$()4_V\>Sj8id䭵j397OP5uOPbl4%ZN y+g9z<®JK"B|)ԔTEgi(W1b"#āC,BSպjo\i0\™_d{iᖂ%=xV?sVI<8GN#o}K s>C.51gBE$Cw[ mC6 {nJ'A6 D)JnNH~Ij~USlwm0Nɸx}v]ڢ#̳g~k0^zmnl/nb3Q.O4AK̈́A5n.!y ^bp@8$Jsz\(|L%XrLvq=4[DHxb6iv^ø:n~BanݽOF^{܉"OD}.­^pkUyos/ > O@=N=YS0/Q0p_𙀻@pI>C g"!"pDozxb-4I=N)=y֓Xe\Naf~tZ vH_ uX8 0P.Af1oЭgUB!@%c4q5s7A v92:<_PZvV\^bg}w vr"VDCQev%䇳FQD`>4UٹF}fKbfǍ &h}IvcBXa% 4i}b8zV a%<',J sMp5V]v3{Fp~c9iݐ k BϺGM)#4λW4_RTtj=_8QnHk*Ia'K Ũ <S˅] %Q>(0C{ACT ]tu0Z3.LJk"-oZz1Z$3TKbMn _lxWd0+-b˯ |nwGo*&gM_= v^ۈdF%3Pȿ,fVI<訐fQvhY.3@6|Meֵ{>ZtwIuyԩS} QIʃ[~yԻ =2{ǩŷ--LsV8k ZW^|׮RKz6h'㠬V!pxan1__ӠHYd N jO6[x~)/MX7}:z]k-.ɲ '74҅=¿r "W۟S{|ۘiGPZԑU6S"7tTܴZ3ǙM܆iF$ƫُ6d~8EAatl! yNkgoŒٜc0Z>Id ۣz c͕ W,X3m̘i-.r+[,UyL%{o J@O|n] m )5)gz FS괲ez qv2v[joZ)_~gf<3qRc$'̘yАB֋Be,CnکeC+A~G<#`CN"{a$ 5:n{#M D޶,oJjJҶtժKWveڗ]5~c˻ֺ}_ozĉU'UTL;j55Sj'սa2-/INb;sC# qI'ld Xou?KeJ`'&pѷTSTaʑe!4 9Hš?-)"ʧ~xԶKO)Wgrn蘿Q.1Su>9~Z}HiaI@2b} fS,et%rqƈFގ#i$Ё:R5TĿæ1~ yГ+8J22BI+- M, |U 2bS1[+o|Jpby9ō#7;7uG [Mqks+ʛ[ʛMK[%;JQ1[yznkȴ1㫾כʛZ\{XTˌYjp=jRh5rj'bOV`Lʛ2R*ͱ42Ո6Q;hZFڴ oPNQ5˘_փVVVXGMG#j/?ᔖcizZ6NvM \J3P 1O{1R}54xgySU)]̇."tJD.D5TPvz:B6ʛͺx ˤJa~2P ǨV3vrh{MbNn3bp>0߲oOrrOinnQ6ZM}LP྇ވ"4mqRVRw>y{WlgkeT*2eGRRc_(BRgp-˥l 2) Ik!Yf܉Rj@kM6u>2IK M&)S+ꭰ4_ڱiCܼ:3Ҋ!} 5 {4 ̈́VPH9C&ivzDΰv.m+05v92鴍[]kؾ!U)YݢJ?]6Q,~)TZ|KV29p00;p=^}9.L|}]@m'/+pyFP,,T,+%$x~'='dnl3̇89<8u`%#C h^ endstream endobj 56 0 obj 8188 endobj 55 0 obj 13436 endobj 21 0 obj <> endobj 58 0 obj <> stream x]͎@~ f{fW88Gq^51>3T99HTWC??œ:bc8ê0Y׷3LLߚKȷx /u/CօS9\4n6t:>/FontDescriptor 61 0 R/DW 600 /W[15[285] 17[285 278] 19 26 569 29[308] 36[752] 38[741 819 694 634 815 833 363 484] 47[634 980 833 810 662] 53[727 662 676 810] 58[1042] 68[558 604 519 610 541 366 588 625 306] 79[306 928 627 588 610] 85[437 479 350 616 539 829] 92[558] 179[1000] ]>> endobj 61 0 obj <> endobj 57 0 obj <> stream x{{|sds&KHBeYr \BHBHW"ZEK"" X ԊR(Ŧj4$'3 DkKs̙3sm ;fL,]3p/[eέ_xU9^>0Ӆ=- /8a (Eqx]䎻.i>.^:״>n=@p7_d]˔>|OZveV_w(?D ۠N5zvB&%[`X mPp&\<-K;p}(pĿ4NBLЏkw 9/BAc>N^<l\0=Jk- {~WqF/‹PGwJ ~0qa8M0u`U](%@ OghP j|.i Jr#'pJr.cr+.'?!H!exU }|,Ax/z]\=,(x{J (>t!-zbގpsĊ>3HfaK^XE!X'ry\RowFQ6wG#͈H$QtxK^GIE:C.'l>ap/B!.a]9xƽB1z?]x$XNRT"U'!cD-a?z@9m"WxF8>mp^8;eኸ쇅U*XA> (Y$ r{OJ mx&T3W[y<[g}ϐFF x%QyLInTRqԐ[`Iw(-RqNC4Cy|W,SR!I La^M&<,ߓƔLY؏g>LBO 1%C)WHcJ8X<.|#>HI.<$dtȑt&Y ߡKt"c` ePgtf(ɔ̀NQF$+A)/O!y#Ln$wu˻&ɻ&O}ܻ>8=]mro{vwX&J/: W&Wgѫ!ch%B/_Я_2WF0>c^Sp?Kы{F#?0zϤ 3z&f1zwFzOgcF~iGf=h^z##Go= }+@Dž>Aetoza{%sTa,;ĿJw1;}iv0V}#}cAxc#}}/}WncneF ӄџN M.>EEaiF7O'W'}|5}GWG6 >0?bt-2?dgT tһ]Gbt%w2B;O`tdz;-3 1D2z^.LwdG(E{Bqa]hF:6F[N+hIhYnav'͌KpY36FFӄ>NgNcѩ}f5j\_.a^Q ] b2V0Zd$>:@'2:xF2FÌpb$ 2ZŸѢEF ǵ }t\ 2:.0ZyiBj+X4f3ɴ cʹ Fh1h ^F=1&P7f4@FchFG1j+JYEM}ȨQFKj%f#U#@JJF}TK>Q)QXMa7i[A(#dΥTmMmL:4Ý$"i;l׭J=8XȻۅ4EOW7efT4&&'NzĖ 89N A;ȷ [0Q@;0I.x:ޓ={-&)mrп/ n^ ,҃r\B.u [.\0-yT_jj~^An{fe: ތ[ kf nM֊4elYwWl!5}WW+ͽ=فyS_Ձ@dt;e 2np1 i#r!1p 14xǧ{B|ҵWIA{qo =+jw'YT~0 lQQ~j2ᨼG?S̮:=¶%Kڂ?Imⶢ3YG#%/nň !ѠR ϵ{@kRm =~#`3!p(LɚI`Dt%mJ)뇖*e 1ʍOpj5\ٓh>QtIL D'h56J@+u W"~ҫ ,.S0:O HG$fn~W4Q7:[F=#O#ebA`QȨw%$ܵ+K(\]ݳ;Od_Zen3V  I9e:?Q4iBUfM,Xe䵦dxRXEq4;(n(]]]v&(%ClX##gpMt=Y_?^7N]uea~yOxӼMyVq%gR[]@5Z/q{˄tU Y5Dq .ⶹilV^#CؼB*WѺ_ 5m}n}}nLVU׽s|hϱyM[A)ZIgɄ= ٣}>[)jhK\lٖA_ lO, r#ٕp)>5k:?S򂷾IO?Kd3G&+,㶽UOy]Moe!RE:w?&~^F,EI)C 'k3!jxZ:] uo".0wz Gq_;3n)|К⼾#^y}-rV_wB7Il&otpYu(2sڌ)j`3zSB(X[*!g9hzbP̣A)*X2νIb$3J{$bȮVJHW>٠Ե}9V'ӫn=pylE#u'!0+x1\/ݶˆC -. 6Wԋ;9a3#ʝtH8]_rjP œks;MQLDJced6o7k|"N.Aj|?gOw.cһ3܇a=96Оg$Lqw)2+)ҝa1w4l̗ѳE#3azXmGZ~bUĤiL ]v͜':ǹ!||met*{M8}3mVUiwb r0BVMGՄ W/E8knȗAjl9hEqvRN0'3$w*wWF i$~!Go6tpMj^1EVFZJl*.dj7PUd5.i`OrB xju722Uf+R,#!#E)a -2lR}Ӥp:4ӪE/PT$Y_+2;!1֪I`@o׸1Nj ȤX2bQ \O>}U9&[oiP UO}3K+Ksկʊa;Cc`|k%hݪC<8iѪ'h|N,XrB!9!㗔'evlRd+YܛP/i ǎƊȭBx!JBwR|Ŭ1uC;% $%&hWpy˒ *$MrRegpGEㅨ"$Cr)s774!#Sf8HgNJΑI79*䫤~rպ[IpoI]{Z*9#W^W ~PJOӀ x^*5"E-';q159IQ|.#6CqİQ%UE!EY&" M%d-5ioTA4w^ c0Ds`8;hxi~B*lN2bH }-OO>N=.vxq߹|yg+G)YDx,bO=ݾxl!ɝ ,Y}K%HAP"U)J^7C!ۨBmI1CE)Md%5*QsEh:cNwP:9_yة57$ [W S^}^[/ P#A<`ըSuWLlI^C.;F㰈iN":CuuZ 9QP^ըࣴ\r@HX_TDcP,wqLCs'}p',W_hp ɳ}sh(S3^eByG۸N҆僧'@g(cOD댩ե.L-{2Sɱ.(u1q*jJWl5n^8- ب 'עˆXVRɑ+<|7!Ƨ?ܚzK٧~Ȯ*bb}zvF~?զzY [p겼7~Kw!ǫo0%3*6b:uaׂfV95Q~m @itQWE]~$@oةJu(E"qs`cnjg__ec]v}HW/{T(D͏ȱ]U(#9eV1ģzMAi]8?L̅VJ\~]@7!( 0 "AId_K`T~ӫLi+9 }NԶs ٧[Y7w]@g"gɂq.N tfڝbIqG2]N^U,3Mchf]]]]Ѩ;HMNۗTgc2.44W7;̮HQH.oNdFԴW=-պ !'ז9}lRfBqPQ~b (̓>TBvkC%BF#/Muj*bh",u@w޲@5.7/#63 ~' =8m\忀 )}RkX!ƽl")8TKʗo+3gN4Uh<ڬ^"nF 𯯵Jq>|nɤ4o+{G/o_P) KP>bQVҸrA,- KӞQNѵK쩻+OLK lsg4VG[8/P=3;O4נ zPdK\ t ي)#-)[LTK_۵O'Orzӧ'gj ~ͧ?E\k Exo'1U'ޑDN4"'#'ȉPd֌4|3&y0n0,)ޢ ȓ. #,E?XHyd“lt;r'?R>j(3ϾnT0>-xƘI@N$.(A&3k!hSfL %VHg(2*3& ;K1}n V.I[/*aar؟ƆŅt#\xkMxq#.-43ȼ`l,6N]]]=ǣ]CbD-j72I0J (7 =s|>_:¤X%n6!>{rŸ,TV By BOSiٜ"v.@RH=Go-ioYZLРjO y\vCx8JF`Ȯ}!QΔ!?˥DksЙR/m}Cx)f.C>Z|% M@0*6n n}0v!7mUcj'Dk'X)gP?n$"_N5;,<&]0%rٙ\4q|>3D&!MT&%@AHV Z@ӪhеB($/߲24'J_G&X—YƾM!.K$TY>P 쬴Q N^c*!B73\& rSI"Qj RJ8r[L-eTCrKBq~KVCF,A7 ?&CHITB>y>7ԴEO%LeCΚY6g顦ainSޱߖ[o[86.kifkP"3!JC"p4 ::4oMQ(M(ͰP!!b;4QK:jI{9::GBg H 7^|lk \ԛX@;U.qN/7lb(`~|5o~͗Ϯs㟟asOz~7rnůݵ0I1cҍ}btxoՃncgѥ&bytrK4̺YeILᡏ/7"R /l,4xbCEiSח^H7]S@1+m('LKWߖ**!kաJI6RK * uHdr@š1-rk8 FaF8+ CZ]-*eΤP;ZI91Gs+MO/ Ʃl9*-J@)s0& 7%BlPѦ(s8Q.X~C_j  K $HȷX[Yfv=;5)VU21[/e+Ktz4rφ 3'FrsO-/ cb{WUN),;"^o^fB:Mq8*v1dbLfAlV fHV5{iI>_rxkr؈|nkH ;{VW'xl(>W1y&C$SmFkJau'*}FAӢXjIlp\ENjz#jͿQPM7%hSaۧe;Y:0RԔ%uT[d$k8?xŜpv Z)3x0{'E›ЍJ?"q!'Є8U KX%^Ǝ*Í҉@F,vT`dY0.Ug)5IZ%;ƕF3 W(aSObىVRcхúeAT:b!gx\ }qȘrc|w {2zcciX\r'ɡթz-+!+wIPu[#Z̢uňRCq (9$.h֫|SL&HQ.V=7ǓMئEEqj{4+8s|p]Cj'W`T#NuɕݓHgӗ)\c\nl^lBa l򫑲AX d ]6AO|f}Gn|DJ=ƎgjL8Υٲew?IBA<\NAWP4Tp)RWYKx\O^w&nZmlms,+[|jWA)KO_ci32Lq_fwo V0(햶Mr@4pw#;@֑$kaB;W>V.h} 5۠4C͂5xx;-x~ &~ [[)zl-ؖbkV#6ۈRzt'Eq+P)\6fJq ^oJҳ}b|t^qx Gx/˅B1e ‡ C9"Y)S y ]WB3 Xy:@&2bn9q;qPt (h+c\& |v~<@wHx˸#8I0}_`DF(|`Ŧ ؾ$F6&E ڱ 4YxAjw Οx x)JM32 ahB H!6$ DHBI.wJ?Fҕ!l0L+i_w0<{G{gOHF9 M_ci|VA!b,5IF!kI$W>FڭæĦņIep=Hr+Ɏ$Q9!Q@LS sIֆI9؁-[ ۆZH+z(c %9c6HƔ{Lc< gI YQn uokȉw:EbҬ<< %x|χ^ ]:.[*ņƩGMj<:Mvo,{,{::?do"bP"4!c!}\fC߁JZF٫ _'^uQsyy=π]PG7 /'X endstream endobj 63 0 obj 10604 endobj 62 0 obj 15424 endobj 22 0 obj <> endobj 65 0 obj <> stream x]n@<K]fM BMX'}%qw8vQ&œ{anTTee1zs}s1 Ə}+סn,f|Om}N5SSUiw~Mr M k!+B 5 VM@5j ::iPM6Uf2摁I Off覗huM-[F7 n:u4 2eLDžN7>49?DYL4;! ~K endstream endobj 67 0 obj 384 endobj 66 0 obj <>/FontDescriptor 68 0 R/DW 600 /W[17[280] 22[560] 25[560] 27[560] 29[303] 36[741 701] 40[685 630 801] 44[359] 47[646] 54[653 641] 68[606] 70[516 606 528 330 586 610 296] 79[296 931 616 581] 85[417 472 356 617] 90[832] 92[549] 180[440 440] ]>> endobj 68 0 obj <> endobj 64 0 obj <> stream xz{|s[l6涹mn&@MHBn E  UR4BĠ(jEiF!Rp=3@~sfΙ33ys3 P]궘3Fvp=-xu @Xۺֵ?ODk7tu_;Їo~|{mk|[ΝigWw^L^8,[1oY} ?D`XM8)#lf]/bzXyDsp;B*\7vx-$`7C*yL! n-HfL% gegE|8,$81y.PaHB ;:hewC {~c/CfOo>ɃA3.!*%fRER1-͝x!an:wP\&FXKqML W ) Q\z t؅%;x.^S\Džǰ)kFׅms/ m\&܋8'gSl=p&p1euaK6S LԀS(66L)6Ld Q)vNx kmBMV۰ +)V (ROb1@QXCX@q\=c:1b?RB$(R̡1_Y3)fPL衘6Scr&QtSLp &C7c]B,EW"Pt.FFShI6V! hB!L0v! u5̐. ӡre_uG"GPM6o#~~Z9i1\Be߷pm$ϖ:L[X\eIM + k!`gSq@ }$l7ۗ+3˓;"Z~sm>YW/,d,{e>OY9&$kIv=,N-⺟_8\Izٖ}G]UXtMVŶrm }pEy Qe1EQv؞=~uxwZ>xI$ˊU(c9CnWƑRbɼuOZ0q{O]qzK/n[2xߝϕzK5;/HwKojwMhHý6^m " LҨl&Ta#Yj$xELkccHObeN!Vd|une T(B&xܳٷ7vn[tNJ[wu?}_.:swm֟lvE.|d塢Y=+zho]OV Pw,F0YF"yIQL(GQGC0Ǹm;;V_eOZ([ ,7 xc0)(U2˒N=j1k5O&ϕ0u3MfAƸOكF7D7!~+K,+urI^9鞫*$ՐfVdnT[[&*W_e4T\)9Pt=J& ħva]z$l!;0|,[2hrY5;$?kuFYL3#S2VUǝgX}3o ._cH>1>)#+\RĹkG?}7㫻U3ڴ;9M͵0Ƌ诹h,[luC)x",2bl 74 q)Cm;Z48k:>zBVfFZjRB|\#ictZuBeD3|٣ϢH ,9'],aX9.i4Yئ̩.*f[X1UQJS]:([2ņ8ޡk,1a9kmpX+q,"4賩zg)er81>.刎[-&F.CxJ3p5h#j&>uem]5ilM` ie9Ԁ77'ͧ[3F{3{ޣۏ/dHOMr3 3C+s270w}--Y3?13A D.W,Ð0(q,#XgN, S?9[gM&Y.kLL~kӿ==9'-FEMPVMG!rsj FaLJaj[(r'H 4țmm( ?dHg>qî>9Gۅ8yV8^MjRdT23c4Tx$r@a07C^y(JiІk|Λ:B`dbYKON)n(4Id)nyv(7qgY6Kc8awdA:BOǸ?$Ň6{Rڥ@J2)l.֟~/ "ic_(^HCa]ɔ=Cl&%|ܣ-wڿ*_7\M?xvo_ݿnؖ.Gi;O^\J;U,:eV@٠^fӜ5IA{&VV*D+v&Q8 8P69 k~h:w t#y:!|PH2:˘~I=Ajl4:ʩUu9q]$L^[֑kBZZ#.sS^ZUgVYƺl84֛;cI<}u|瘼 [+r6~te wk Ѷܬu]mC}CߗGęrwET?A&gnonEEnN9w!)GIBE7\Öeڵ|4kf&P7K,NmPUAGT(EkUE͊a^&ƑejSh7A( :¬QV'#}1|k+F$nӺLN_ A-, FJ|^V[Jct"l]繬Ɓ9eK4^w ԥ&NYW˗ZRSZt ! !Q Sq?ؕTC+yfߦVdV9J#6秥L V2q.dEL}܆}m/ 3DF%h<4N3'{pTe67U5/30n( ielsTQa ] a.DɳDgϺ=ϟxo3y>1-) _\Kz{%뒫V捾Y%OOÊ3G(e^57%m`XO19h۰r:20ZQU`Y .`KF%q0^YhsedgQfHV #9 oܜUȗ#']YIwEݏ%;͘>W❎?LY~gZfĖK?vEr3BD7Qtp:N'0cF6+],!2m WWIVXfsoP7-8t^? !?4|$Yb͗dy>{$JѩKOŜgD :gxKjM<7>膂 *׿}q^#kMW].ԱaLΚ-.H5(#Z˦xv*K~EnJAW

4WuDtM="C Srbh58]pʼgùk>-V?u)ej{MG6[&Ak/nI6 zu{}z4Qy+qgYOAP[S-N.tp5e ?(0ReIQDݚ?4| % 迭E܈p18^ngM__:i֟_`kHryg̦ rUFG:Nj)˙.9 df_3Lܫxy_Mo s2/ŵbpRܜN)4Et@b -ŝoE:i..>Mr6(Sk=fN!&Q,rD2N.'H2U։Oc: (U=C/4n8d(^9|$/k$\+qȑO) #c+|1x$0O>A%2ìH1jBxBb'~ƿfbPKDurߵ%ɪ%[mKeӻ~@-/ ;ܷw䍋]d.ʲ_UvfW~0[>.΃ Px8L.M7p'Y&GpDL4t '*`7V~`\іl8\U{1_Ɖݝ;=i slzLͩS8mWs#k_,O3ɗKek&QrKsMH#ILWtq5ꯈ ?0%̘lQ;b+sOٹ}!tJ&+b6Ƒ;o|`?\pRn/L_VeX)Ed:LC@WppT(oC*;VpI>ɪQU; \Qu񈧠]~ k]3293:VUͲ3ܹ`vl<5xF<%|O6O<gC d=[Ee5'ڶ eXq٨ahd#|prOS'?73x?^:od.M\gt>xoc* w;b:8$fU-b$/Cot 'Ux&UktaA .8~5|wpl?\ܭE)$9a[!<ȇN B8 dS`N-S&= %^nv]^|e|pMWJfy3_W@m"fxq=pjEۓ&C%)c8*]\Ap7?QJ="FB]%b#8Q_Fjώ5;zazY!:p0\ַ Yʮ@p*ZC~#rWu"DE. .Q7bZ9!e V]rEXϧZ*.B?Nl#&?P+WP)KVؔK墺]}RSKfe !n9,`=9b'UY;w_ B\NУ׋j+2i>HyP\22A endstream endobj 70 0 obj 8259 endobj 69 0 obj 12272 endobj 3 0 obj <> endobj 2 0 obj <> endobj 72 0 obj <> endobj 71 0 obj <> endobj 73 0 obj <> endobj 74 0 obj <>/PageLayout/SinglePage/OpenAction 73 0 R>> endobj xref 0 75 0000000000 65535 f 0000000015 00000 n 0000038642 00000 n 0000038535 00000 n 0000000063 00000 n 0000002753 00000 n 0000002773 00000 n 0000002883 00000 n 0000002901 00000 n 0000002953 00000 n 0000003032 00000 n 0000003050 00000 n 0000003103 00000 n 0000003183 00000 n 0000003201 00000 n 0000003254 00000 n 0000003436 00000 n 0000007321 00000 n 0000003456 00000 n 0000003508 00000 n 0000003805 00000 n 0000016848 00000 n 0000028923 00000 n 0000003825 00000 n 0000003878 00000 n 0000003958 00000 n 0000003976 00000 n 0000004029 00000 n 0000004109 00000 n 0000004127 00000 n 0000004180 00000 n 0000004655 00000 n 0000004675 00000 n 0000004728 00000 n 0000004808 00000 n 0000004826 00000 n 0000004879 00000 n 0000005841 00000 n 0000005861 00000 n 0000005914 00000 n 0000005994 00000 n 0000006012 00000 n 0000006065 00000 n 0000006145 00000 n 0000006163 00000 n 0000006216 00000 n 0000006478 00000 n 0000006498 00000 n 0000006606 00000 n 0000006723 00000 n 0000008529 00000 n 0000007471 00000 n 0000007937 00000 n 0000007917 00000 n 0000008325 00000 n 0000016825 00000 n 0000016804 00000 n 0000018187 00000 n 0000016999 00000 n 0000017556 00000 n 0000017536 00000 n 0000017987 00000 n 0000028900 00000 n 0000028878 00000 n 0000030145 00000 n 0000029075 00000 n 0000029551 00000 n 0000029531 00000 n 0000029943 00000 n 0000038512 00000 n 0000038491 00000 n 0000038729 00000 n 0000038694 00000 n 0000038916 00000 n 0000038970 00000 n trailer <]>> startxref 39079 %%EOF