Bill Text: IA HF2102 | 2017-2018 | 87th General Assembly | Introduced
Bill Title: A bill for an act relating to the expenses of bringing certain dispute of denial of coverage actions under property and casualty insurance.
Spectrum: Bipartisan Bill
Status: (Introduced - Dead) 2018-01-24 - Introduced, referred to Commerce. H.J. 146. [HF2102 Detail]
Download: Iowa-2017-HF2102-Introduced.html
House File 2102 - Introduced HOUSE FILE BY HEDDENS and BACON A BILL FOR 1 An Act relating to the expenses of bringing certain dispute 2 of denial of coverage actions under property and casualty 3 insurance. 4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: TLSB 5682YH (4) 87 ko/rj PAG LIN 1 1 Section 1. NEW SECTION. 515.135 Property and casualty 1 2 insurance claims ==== appeals ==== costs. 1 3 If a policyholder brings an action under a policy of 1 4 property and casualty insurance to dispute a denial of coverage 1 5 regarding insured real property and prevails in the action, the 1 6 insurer shall be required to pay, in addition to damages, all 1 7 reasonable costs and expenses of the policyholder, including 1 8 costs of inspections, adjusters, appraisers, and engineers, 1 9 and any other expenses reasonably attributable to the action 1 10 including reasonable attorney fees. 1 11 EXPLANATION 1 12 The inclusion of this explanation does not constitute agreement with 1 13 the explanation's substance by the members of the general assembly. 1 14 This bill provides that if a policyholder brings an action 1 15 under a property and casualty insurance policy to dispute a 1 16 denial of coverage on the policyholder's insured real property, 1 17 and prevails in the action, the insurer is required to pay, 1 18 in addition to damages, all reasonable costs and expenses of 1 19 the policyholder, including costs of inspections, adjusters, 1 20 appraisers, and engineers, and any other expenses reasonably 1 21 attributable to the action including reasonable attorney fees. LSB 5682YH (4) 87 ko/rj
