Bill Text: CA AB2202 | 2021-2022 | Regular Session | Introduced
Bill Title: Insurance: homeowners’ insurance.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2022-02-16 - From printer. May be heard in committee March 18. [AB2202 Detail]
Download: California-2021-AB2202-Introduced.html
CALIFORNIA LEGISLATURE—
2021–2022 REGULAR SESSION
Assembly Bill
No. 2202
| Introduced by Assembly Member Calderon |
February 15, 2022 |
An act to amend Section 676.1 of the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
AB 2202, as introduced, Calderon.
Insurance: homeowners’ insurance.
Under existing law, with certain exceptions, the arbitrary cancellation of, or refusal to renew, as specified, a policy of homeowners’ insurance solely on the basis that the policyholder has a license to operate a family daycare home at the insured location, subjects the insurer to administrative sanctions authorized by the Insurance Code.
This bill would make technical, nonsubstantive changes to this provision.
Digest Key
Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NOBill Text
The people of the State of California do enact as follows:
SECTION 1.
Section 676.1 of the Insurance Code is amended to read:676.1.
(a) The arbitrary cancellation of a policy of homeowners’ insurance solely on the basis that the policyholder has a license to operate a family(b) The arbitrary refusal to renew a policy of
homeowners’ insurance solely on the basis that the policyholder has a license to operate a family day care daycare home at the insured location shall subject the insurer to administrative sanctions authorized by this code unless, there has been a material misrepresentation of fact, the risk has changed substantially since the policy was issued, there has been a nonpayment of premium, or the insurer no longer writes homeowners’ policies. For purposes of this subdivision, an insured’s purchase of a policy of homeowner’s insurance to cover a new, primary residence from the same insurer which that insured his or her
their previous primary residence, provided that the insurer then underwrites homeowners’ insurance in the geographic area containing the new residence, shall be deemed a renewal of the policy on the previous, primary residence.
(c) It shall be against public policy for a residential property insurance policy to provide coverage for liability for losses arising out of, or in connection with, the operation of a family day care daycare home. This coverage shall only be provided by a separate endorsement or insurance policy for which premiums have been assessed and collected.
