Bill Text: CA AB2154 | 2025-2026 | Regular Session | Introduced


Bill Title: Mortgage applicants.

Sponsorship: Partisan Bill (Democrat 1)

Status: (Introduced) 2026-03-09 - Referred to Com. on P. & C.P. [AB2154 Detail]

Download: California-2025-AB2154-Introduced.html


CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION

Assembly Bill
No. 2154


Introduced by Assembly Member Garcia

February 18, 2026


An act to add Title 1.81.8 (commencing with Section 1798.400) to Part 4 of Division 3 of the Civil Code, relating to personal information.


LEGISLATIVE COUNSEL'S DIGEST


AB 2154, as introduced, Garcia. Mortgage applicants.
The California Consumer Privacy Act of 2018 grants a consumer various rights with respect to personal information that is collected or sold by a business, as defined, including the right to direct a business that sells or shares personal information about the consumer to third parties not to sell or share the consumer’s personal information, as specified.
The California Financial Information Privacy Act prohibits a financial institution from selling, sharing, transferring, or otherwise disclosing nonpublic personal information to or with any nonaffiliated third parties without the explicit prior consent of the consumer to whom the nonpublic personal information relates, as prescribed.
This bill would prohibit a person from selling to a third party personal information of a mortgage applicant that was collected by the person during the mortgage application process.
Vote: MAJORITY   Appropriation: NO   Fiscal Committee: NO   Local Program: NO  

The people of the State of California do enact as follows:


SECTION 1.

 Title 1.81.8 (commencing with Section 1798.400) is added to Part 4 of Division 3 of the Civil Code, to read:

TITLE 1.81.8. Mortgage Applicant Personal Information

1798.400.
 A person shall not sell to a third party personal information of a mortgage applicant that was collected by the person during the mortgage application process.

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