Bill Text: CA AB1353 | 2009-2010 | Regular Session | Introduced

---

Bill Title: Debt collection.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2010-02-02 - Died at Desk. [AB1353 Detail]

Download: California-2009-AB1353-Introduced.html

---

BILL NUMBER: AB 1353	INTRODUCED
	BILL TEXT


INTRODUCED BY   Assembly Member Krekorian

                        FEBRUARY 27, 2009

   An act to amend Section 1788.1 of the Civil Code, relating to debt
collection.


	LEGISLATIVE COUNSEL'S DIGEST


   AB 1353, as introduced, Krekorian. Debt collection.
   The Rosenthal Fair Debt Collection Practices Act regulates debt
collectors and debt collection practices, and states that the purpose
of the act is to prohibit debt collectors from engaging in unfair or
deceptive acts or practices and to require debtors to act fairly in
entering into and honoring these debts.
   This bill would make nonsubstantive, technical changes to these
provisions.
   Vote: majority. Appropriation: no. Fiscal committee: no.
State-mandated local program: no.


THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:

  SECTION 1.  Section 1788.1 of the Civil Code is amended to read:
   1788.1.  (a) The Legislature makes the following findings:
   (1) The banking and credit system and grantors of credit to
consumers are dependent upon the collection of just and owing debts.
Unfair or deceptive collection practices undermine the public
confidence which is essential to the continued functioning of the
banking and credit system and sound extensions of credit to
consumers.
   (2) There is need to ensure that debt collectors and debtors
exercise their responsibilities to one another with fairness, honesty
and due regard for the rights of the other.
   (b) It is the purpose of this title to prohibit debt collectors
from engaging in unfair or deceptive acts or practices in the
collection of consumer  debts   debt  and
to require debtors to act fairly in entering into and honoring
 such   these  debts, as specified in this
title.