VA SB576 | 2008 | Regular Session
Status
Completed Legislative Action
Spectrum: Moderate Partisan Bill (Democrat 7-2)
Status: Passed on March 8 2008 - 100% progression
Action: 2008-03-14 - Governor: Acts of Assembly Chapter text (CHAP0480)
Spectrum: Moderate Partisan Bill (Democrat 7-2)
Status: Passed on March 8 2008 - 100% progression
Action: 2008-03-14 - Governor: Acts of Assembly Chapter text (CHAP0480)
Summary
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A fee of up to $10 may be charged for establishing a freeze, except identity theft victims are not required to pay a fee. A person who willfully fails to comply with the requirements is liable to a consumer for actual damages of between $100 and $1,000, punitive damages, and reasonable attorney fees. A person who negligently fails to comply with the requirements is liable to a consumer for actual damages and reasonable attorney fees. The Attorney General is authorized to take enforcement actions.
Title
Credit reports; authorizes consumer to freeze access thereto.
Sponsors
History
Date | Chamber | Action |
---|---|---|
2008-03-14 | Governor: Acts of Assembly Chapter text (CHAP0480) | |
2008-03-08 | House: Enacted, Chapter 480 (effective 7/1/08) | |
2008-03-08 | House: Signed by Speaker as reenrolled | |
2008-03-08 | Senate: Signed by President as reenrolled | |
2008-03-08 | Senate: Reenrolled bill text (SB576ER2) | |
2008-03-08 | Senate: Reenrolled | |
2008-03-08 | Governor: Governor's recommendation adopted | |
2008-03-08 | House: VOTE: --- ADOPTION (89-Y 1-N 1-A) | |
2008-03-08 | House: House concurred in Governor's recommendation (89-Y 1-N 1-A) | |
2008-03-08 | House: Passed by temporarily | |
2008-03-08 | Senate: Senate concurred in Governor's recommendation (40-Y 0-N) | |
2008-03-08 | Senate: Placed on Calendar | |
2008-03-08 | Senate: Governor's recommendation received by Senate | |
2008-03-08 | Senate: Governor's substitute printed 089636802-S2 | |
2008-03-04 | Senate: Signed by President | |
2008-03-04 | House: Signed by Speaker | |
2008-03-04 | Senate: Bill text as passed Senate and House (SB576ER) | |
2008-03-04 | Senate: Enrolled | |
2008-02-29 | House: VOTE: BLOCK VOTE PASSAGE (98-Y 0-N) | |
2008-02-29 | House: Passed House BLOCK VOTE (98-Y 0-N) | |
2008-02-29 | House: Read third time | |
2008-02-28 | House: Read second time | |
2008-02-26 | House: Reported from Commerce and Labor (22-Y 0-N) | |
2008-02-14 | House: Referred to Committee on Commerce and Labor | |
2008-02-14 | House: Read first time | |
2008-02-14 | House: Placed on Calendar | |
2008-02-12 | Senate: Communicated to House | |
2008-02-12 | Senate: Passed Senate (40-Y 0-N) | |
2008-02-12 | Senate: Reconsideration of passage agreed to by Senate (40-Y 0-N) | |
2008-02-12 | Senate: Passed Senate (39-Y 0-N) | |
2008-02-12 | Senate: Constitutional reading dispensed (40-Y 0-N) | |
2008-02-12 | Senate: Engrossed by Senate - committee substitute SB576S1 | |
2008-02-12 | Senate: Committee substitute agreed to 080179324-S1 | |
2008-02-12 | Senate: Reading of substitute waived | |
2008-02-12 | Senate: Read second time | |
2008-02-12 | Senate: Constitutional reading dispensed (40-Y 0-N) | |
2008-02-11 | Senate: Reported from Commerce and Labor with substitute (15-Y 0-N) | |
2008-02-11 | Senate: Committee substitute printed 080179324-S1 | |
2008-01-29 | Senate: Assigned C&L sub: Financial Institutions & Insurance | |
2008-01-09 | Senate: Referred to Committee on Commerce and Labor | |
2008-01-09 | Senate: Prefiled and ordered printed; offered 01/09/08 080050324 |
Subjects
Virginia State Sources
Type | Source |
---|---|
Summary | https://lis.virginia.gov/cgi-bin/legp604.exe?081+sum+SB576 |