VA SB576 | 2008 | Regular Session

Status

Completed Legislative Action
Spectrum: Moderate Partisan Bill (Democrat 7-2)
Status: Passed on March 8 2008 - 100% progression
Action: 2008-03-14 - Governor: Acts of Assembly Chapter text (CHAP0480)

Summary

Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A fee of up to $10 may be charged for establishing a freeze, except identity theft victims are not required to pay a fee. A person who willfully fails to comply with the requirements is liable to a consumer for actual damages of between $100 and $1,000, punitive damages, and reasonable attorney fees. A person who negligently fails to comply with the requirements is liable to a consumer for actual damages and reasonable attorney fees. The Attorney General is authorized to take enforcement actions.

Tracking Information

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Title

Credit reports; authorizes consumer to freeze access thereto.

Sponsors


History

DateChamberAction
2008-03-14 Governor: Acts of Assembly Chapter text (CHAP0480)
2008-03-08 House: Enacted, Chapter 480 (effective 7/1/08)
2008-03-08 House: Signed by Speaker as reenrolled
2008-03-08 Senate: Signed by President as reenrolled
2008-03-08 Senate: Reenrolled bill text (SB576ER2)
2008-03-08 Senate: Reenrolled
2008-03-08 Governor: Governor's recommendation adopted
2008-03-08 House: VOTE: --- ADOPTION (89-Y 1-N 1-A)
2008-03-08 House: House concurred in Governor's recommendation (89-Y 1-N 1-A)
2008-03-08 House: Passed by temporarily
2008-03-08 Senate: Senate concurred in Governor's recommendation (40-Y 0-N)
2008-03-08 Senate: Placed on Calendar
2008-03-08 Senate: Governor's recommendation received by Senate
2008-03-08 Senate: Governor's substitute printed 089636802-S2
2008-03-04 Senate: Signed by President
2008-03-04 House: Signed by Speaker
2008-03-04 Senate: Bill text as passed Senate and House (SB576ER)
2008-03-04 Senate: Enrolled
2008-02-29 House: VOTE: BLOCK VOTE PASSAGE (98-Y 0-N)
2008-02-29 House: Passed House BLOCK VOTE (98-Y 0-N)
2008-02-29 House: Read third time
2008-02-28 House: Read second time
2008-02-26 House: Reported from Commerce and Labor (22-Y 0-N)
2008-02-14 House: Referred to Committee on Commerce and Labor
2008-02-14 House: Read first time
2008-02-14 House: Placed on Calendar
2008-02-12 Senate: Communicated to House
2008-02-12 Senate: Passed Senate (40-Y 0-N)
2008-02-12 Senate: Reconsideration of passage agreed to by Senate (40-Y 0-N)
2008-02-12 Senate: Passed Senate (39-Y 0-N)
2008-02-12 Senate: Constitutional reading dispensed (40-Y 0-N)
2008-02-12 Senate: Engrossed by Senate - committee substitute SB576S1
2008-02-12 Senate: Committee substitute agreed to 080179324-S1
2008-02-12 Senate: Reading of substitute waived
2008-02-12 Senate: Read second time
2008-02-12 Senate: Constitutional reading dispensed (40-Y 0-N)
2008-02-11 Senate: Reported from Commerce and Labor with substitute (15-Y 0-N)
2008-02-11 Senate: Committee substitute printed 080179324-S1
2008-01-29 Senate: Assigned C&L sub: Financial Institutions & Insurance
2008-01-09 Senate: Referred to Committee on Commerce and Labor
2008-01-09 Senate: Prefiled and ordered printed; offered 01/09/08 080050324

Subjects


Virginia State Sources


Bill Comments

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