New York Assembly Bill 2678 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 20-0)
Status: Engrossed on April 22 2013 - 50% progression, died in chamber
Action: 2014-03-11 - enacting clause stricken
Text: Latest bill text (Introduced) [HTML]

Enacts the "consumer credit fairness act"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions; requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.

Enacts the "consumer credit fairness act"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions; requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.

Asm. Helene Weinstein [D]	Asm. Ellen Jaffee [D]	Asm. Joan Millman [D]	Asm. Matthew Titone [D]
Asm. William Colton [D]	Asm. David Weprin [D]	Asm. Sandra Galef [D]	Asm. Michael Miller [D]
Asm. Thomas Abinanti [D]	Asm. Kenneth Zebrowski [D]	Asm. Crystal Peoples-Stokes [D]	Asm. Marcos Crespo [D]
Asm. Steven Cymbrowitz [D]	Asm. Maritza Davila [D]	Asm. Deborah Glick [D]	Asm. Richard Gottfried [D]
Asm. Rhoda Jacobs [D]	Asm. Steven Otis [D]	Asm. Nick Perry [D]	Asm. Michelle Schimel [D]

Assembly - Assembly Floor Vote - Final Passage (Y: 90 N: 45 NV: 0 Abs: 13) [PASS]

Date	Chamber	Action
2014-03-11	Assembly	enacting clause stricken
2014-03-11	Assembly	recommitted to judiciary
2014-01-08	Assembly	ordered to third reading cal.151
2014-01-08	Senate	RETURNED TO ASSEMBLY
2014-01-08	Senate	DIED IN SENATE
2013-04-22	Senate	REFERRED TO JUDICIARY
2013-04-22	Assembly	delivered to senate
2013-04-22	Assembly	passed assembly
2013-03-01	Assembly	advanced to third reading cal.64
2013-02-27	Assembly	reported
2013-02-12	Assembly	reported referred to codes
2013-01-17	Assembly	referred to judiciary

S02454 (Same As) 2014-03-10 - RECOMMIT, ENACTING CLAUSE STRICKEN
A09053 (Same As) 2014-05-28 - REFERRED TO JUDICIARY

Type	Source
Summary	https://assembly.state.ny.us/leg/?default_fld=&bn=A02678&term=2013&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y
Text	https://assembly.state.ny.us/leg/?default_fld=&bn=A02678&term=2013&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#A02678
Roll Call	https://assembly.state.ny.us/leg/?default_fld=&bn=A02678&term=2013&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#AF1