US HB6332 | 2019-2020 | 116th Congress
Status
Spectrum: Partisan Bill (Democrat 2-0)
Status: Introduced on March 23 2020 - 25% progression, died in committee
Action: 2020-03-23 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]
Status: Introduced on March 23 2020 - 25% progression, died in committee
Action: 2020-03-23 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]
Summary
Places restrictions on the collection of consumer debts during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Among other things, debt collectors may not during such a period enforce a security interest through a repossession or foreclosure, commence or continue litigation to collect a debt, terminate utility service, seize assets, commence or continue an eviction, or charge fees or apply a higher interest rate as a result of nonpayment. After such a period, debt collectors must provide certain repayment options including extending the repayment period for debts. Violations of these provisions are subject to civil enforcement. The Federal Reserve Board must establish a facility to compensate financial institutions for losses caused by the suspension of payments.
Title
Relief for Consumers During COVID–19 Act of 2020
Sponsors
Rep. Joyce Beatty [D-OH] | Rep. Maxine Waters [D-CA] |
History
Date | Chamber | Action |
---|---|---|
2020-03-23 | House | Referred to the House Committee on Financial Services. |
2020-03-23 | House | Introduced in House |
Same As/Similar To
HB6379 (Related) 2020-03-23 - Referred to the Committee on Appropriations, and in addition to the Committees on the Budget, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
HB6361 (Related) 2020-03-23 - Referred to the House Committee on Financial Services.
HB6321 (Related) 2020-03-23 - Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
HB6361 (Related) 2020-03-23 - Referred to the House Committee on Financial Services.
HB6321 (Related) 2020-03-23 - Referred to the Committee on Financial Services, and in addition to the Committees on Ways and Means, Education and Labor, Small Business, the Judiciary, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Subjects
Alternative dispute resolution, mediation, arbitration
Bank accounts, deposits, capital
Cardiovascular and respiratory health
Civil actions and liability
Consumer credit
Debt collection
Emergency medical services and trauma care
Executive agency funding and structure
Federal Reserve System
Finance and financial sector
Foreign language and bilingual programs
Infectious and parasitic diseases
Interest, dividends, interest rates
Landlord and tenant
Postal service
Public utilities and utility rates
Telephone and wireless communication
Wages and earnings
Bank accounts, deposits, capital
Cardiovascular and respiratory health
Civil actions and liability
Consumer credit
Debt collection
Emergency medical services and trauma care
Executive agency funding and structure
Federal Reserve System
Finance and financial sector
Foreign language and bilingual programs
Infectious and parasitic diseases
Interest, dividends, interest rates
Landlord and tenant
Postal service
Public utilities and utility rates
Telephone and wireless communication
Wages and earnings
US Congress State Sources
Type | Source |
---|---|
Summary | https://www.congress.gov/bill/116th-congress/house-bill/6332/all-info |
Text | https://www.congress.gov/116/bills/hr6332/BILLS-116hr6332ih.pdf |