US HB4403 | 2019-2020 | 116th Congress


Spectrum: Bipartisan Bill
Status: Introduced on September 19 2019 - 25% progression, died in chamber
Action: 2020-12-15 - Placed on the Union Calendar, Calendar No. 538.
Text: Latest bill text (Introduced) [PDF]


Applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required. A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected. The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

Tracking Information

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Stop Debt Collection Abuse Act of 2019



2020-12-15HousePlaced on the Union Calendar, Calendar No. 538.
2020-12-15HouseReported (Amended) by the Committee on Financial Services. H. Rept. 116-654.
2019-11-14HouseOrdered to be Reported (Amended) by the Yeas and Nays: 54 - 0.
2019-11-14HouseCommittee Consideration and Mark-up Session Held.
2019-11-13HouseCommittee Consideration and Mark-up Session Held.
2019-09-19HouseReferred to the House Committee on Financial Services.
2019-09-19HouseIntroduced in House

Same As/Similar To

SB2516 (Related) 2019-09-19 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.


US Congress State Sources

Bill Comments