US Congress House Bill 4403 (Prior Session Legislation)

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Spectrum: Bipartisan Bill
Status: Introduced on September 19 2019 - 25% progression, died in chamber
Action: 2020-12-15 - Placed on the Union Calendar, Calendar No. 538.
Text: Latest bill text (Introduced) [PDF]

Applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required. A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected. The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

Stop Debt Collection Abuse Act of 2019

Rep. Emanuel Cleaver [D-MO]

Rep. French Hill [R-AR]

Date	Chamber	Action
2020-12-15	House	Placed on the Union Calendar, Calendar No. 538.
2020-12-15	House	Reported (Amended) by the Committee on Financial Services. H. Rept. 116-654.
2019-11-14	House	Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.
2019-11-14	House	Committee Consideration and Mark-up Session Held.
2019-11-13	House	Committee Consideration and Mark-up Session Held.
2019-09-19	House	Referred to the House Committee on Financial Services.
2019-09-19	House	Introduced in House

SB2516 (Related) 2019-09-19 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Type	Source
Summary	https://www.congress.gov/bill/116th-congress/house-bill/4403/all-info
Text	https://www.congress.gov/116/bills/hr4403/BILLS-116hr4403ih.pdf
Text	https://www.congress.gov/116/bills/hr4403/BILLS-116hr4403rh.pdf