US Congress House Bill 3035 (Prior Session Legislation)

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Spectrum: Bipartisan Bill
Status: Introduced on July 13 2015 - 25% progression, died in committee
Action: 2015-07-13 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]

Credit Access and Inclusion Act of 2015 This bill amends the Fair Credit Reporting Act to authorize a person or the Department of Housing and Urban Development (HUD) to furnish to a consumer reporting agency information relating to the performance of a consumer in making payments: (1) under a lease agreement for a dwelling, including a lease in which HUD provides subsidized payments; or (2) pursuant to a contract for a utility or telecommunications service. Information about a consumer's usage of any utility or telecommunications services may be furnished to a consumer reporting agency only to the extent that such information relates to payment by the consumer for such services or other terms of the provision of such services, including any deposit, discount, or conditions for interruption or termination of service. An energy utility firm may not report payment information to a consumer reporting agency with respect to an outstanding balance of a consumer as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of such plan.

Credit Access and Inclusion Act of 2015

Rep. Keith Ellison [D-MN]	Rep. Michael Fitzpatrick [R-PA]	Rep. Al Green [D-TX]	Rep. Robert Pittenger [R-NC]
Rep. Gwen Moore [D-WI]	Rep. James Renacci [R-OH]	Rep. John Carney [D-DE]	Rep. Mick Mulvaney [R-SC]
Rep. Ruben Hinojosa [D-TX]	Rep. Walter Jones [R-NC]	Rep. Bobby Rush [D-IL]	Rep. David Schweikert [R-AZ]
Rep. Raul Grijalva [D-AZ]	Rep. Jerry McNerney [D-CA]	Rep. James Himes [D-CT]	Rep. Sean Duffy [R-WI]
Rep. Earl Blumenauer [D-OR]

Date	Chamber	Action
2015-07-13	House	Referred to the House Committee on Financial Services.
2015-07-13	House	Introduced in House

SB2355 (Related) 2015-12-03 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
HB4172 (Related) 2016-09-27 - Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

Type	Source
Summary	https://www.congress.gov/bill/114th-congress/house-bill/3035/all-info
Text	https://www.congress.gov/114/bills/hr3035/BILLS-114hr3035ih.pdf