US HB123 | 2019-2020 | 116th Congress


Spectrum: Partisan Bill (Democrat 3-0)
Status: Introduced on January 3 2019 - 25% progression, died in chamber
Action: 2020-12-17 - Placed on the Union Calendar, Calendar No. 547.
Text: Latest bill text (Introduced) [PDF]


Reauthorizes a pilot program for an alternative credit rating system for use by mortgage lenders. Specifically, the program provides credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.

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Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act



2020-12-17HousePlaced on the Union Calendar, Calendar No. 547.
2020-12-17HouseReported (Amended) by the Committee on Financial Services. H. Rept. 116-663.
2019-09-20HouseOrdered to be Reported (Amended) by the Yeas and Nays: 32 - 22.
2019-09-20HouseCommittee Consideration and Mark-up Session Held.
2019-09-19HouseCommittee Consideration and Mark-up Session Held.
2019-09-18HouseCommittee Consideration and Mark-up Session Held.
2019-01-03HouseReferred to the House Committee on Financial Services.
2019-01-03HouseIntroduced in House


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Bill Comments