|
|
|
|
AN ACT
|
|
relating to health benefit plan coverage for orally administered |
|
anticancer medications. |
|
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
|
SECTION 1. Chapter 1369, Insurance Code, is amended by |
|
adding Subchapter E to read as follows: |
|
SUBCHAPTER E. COVERAGE FOR ORALLY ADMINISTERED ANTICANCER |
|
MEDICATIONS |
|
Sec. 1369.201. DEFINITIONS. In this subchapter: |
|
(1) "Health benefit exchange" means an American Health |
|
Benefit Exchange administered by the federal government or created |
|
pursuant to Section 1311(b), Patient Protection and Affordable Care |
|
Act (42 U.S.C. Section 18031). |
|
(2) "Qualified health plan" has the meaning assigned |
|
by Section 1301(a), Patient Protection and Affordable Care Act (42 |
|
U.S.C. Section 18021). |
|
Sec. 1369.202. APPLICABILITY OF SUBCHAPTER. This |
|
subchapter applies only to a health benefit plan, including a small |
|
employer health benefit plan written under Chapter 1501 or coverage |
|
provided by a health group cooperative under Subchapter B of that |
|
chapter, that provides benefits for medical or surgical expenses |
|
incurred as a result of a health condition, accident, or sickness, |
|
including an individual, group, blanket, or franchise insurance |
|
policy or insurance agreement, a group hospital service contract, |
|
or an individual or group evidence of coverage or similar coverage |
|
document that is offered by: |
|
(1) an insurance company; |
|
(2) a group hospital service corporation operating |
|
under Chapter 842; |
|
(3) a fraternal benefit society operating under |
|
Chapter 885; |
|
(4) a stipulated premium company operating under |
|
Chapter 884; |
|
(5) an exchange operating under Chapter 942; |
|
(6) a Lloyd's plan operating under Chapter 941; |
|
(7) a health maintenance organization operating under |
|
Chapter 843; or |
|
(8) an approved nonprofit health corporation that |
|
holds a certificate of authority under Chapter 844. |
|
Sec. 1369.203. EXCEPTION. (a) This subchapter does not |
|
apply to: |
|
(1) a plan that provides coverage: |
|
(A) only for fixed indemnity benefits for a |
|
specified disease or diseases; |
|
(B) only for accidental death or dismemberment; |
|
(C) for wages or payments in lieu of wages for a |
|
period during which an employee is absent from work because of |
|
sickness or injury; |
|
(D) as a supplement to a liability insurance |
|
policy; |
|
(E) only for dental or vision care; or |
|
(F) only for indemnity for hospital confinement; |
|
(2) a Medicare supplemental policy as defined by |
|
Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss); |
|
(3) a workers' compensation insurance policy; |
|
(4) medical payment insurance coverage provided under |
|
an automobile insurance policy; |
|
(5) a credit insurance policy; |
|
(6) a limited benefit policy that does not provide |
|
coverage for physical examinations or wellness exams; |
|
(7) a multiple employer welfare arrangement that holds |
|
a certificate of authority under Chapter 846; or |
|
(8) a long-term care insurance policy, including a |
|
nursing home fixed indemnity policy, unless the commissioner |
|
determines that the policy provides benefit coverage so |
|
comprehensive that the policy is a health benefit plan as described |
|
by Section 1369.201. |
|
(b) This subchapter does not apply to a qualified health |
|
plan offered through a health benefit exchange. |
|
Sec. 1369.204. REQUIRED COVERAGE FOR ORALLY ADMINISTERED |
|
ANTICANCER MEDICATIONS. (a) A health benefit plan that provides |
|
coverage for cancer treatment must provide coverage for a |
|
prescribed, orally administered anticancer medication that is used |
|
to kill or slow the growth of cancerous cells on a basis no less |
|
favorable than intravenously administered or injected cancer |
|
medications that are covered as medical benefits by the plan. |
|
(b) This section does not prohibit a health benefit plan |
|
from requiring prior authorization for an orally administered |
|
anticancer medication. If an orally administered anticancer |
|
medication is authorized, the cost to the covered individual may |
|
not exceed the coinsurance or copayment that would be applied to a |
|
chemotherapy or other cancer treatment visit. |
|
(c) A health benefit plan issuer may not reclassify |
|
anticancer medications or increase a coinsurance, copayment, |
|
deductible, or other out-of-pocket expense imposed on anticancer |
|
medications to achieve compliance with this section. Any plan |
|
change that otherwise increases an out-of-pocket expense applied to |
|
anticancer medications must also be applied to the majority of |
|
comparable medical or pharmaceutical benefits under the plan. |
|
(d) This section does not prohibit a health benefit plan |
|
issuer from increasing cost-sharing for all benefits, including |
|
anticancer treatments. |
|
SECTION 2. Subchapter E, Chapter 1369, Insurance Code, as |
|
added by this Act, applies only to a health benefit plan that is |
|
delivered, issued for delivery, or renewed on or after January 1, |
|
2012. A health benefit plan that is delivered, issued for delivery, |
|
or renewed before January 1, 2012, is covered by the law in effect |
|
at the time the plan was delivered, issued for delivery, or renewed, |
|
and that law is continued in effect for that purpose. |
|
SECTION 3. This Act takes effect September 1, 2011. |
|
|
|
______________________________ |
______________________________ |
|
President of the Senate |
Speaker of the House |
|
|
|
I certify that H.B. No. 438 was passed by the House on April |
|
21, 2011, by the following vote: Yeas 147, Nays 1, 1 present, not |
|
voting. |
|
|
|
______________________________ |
|
Chief Clerk of the House |
|
|
|
I certify that H.B. No. 438 was passed by the Senate on May |
|
10, 2011, by the following vote: Yeas 31, Nays 0. |
|
|
|
______________________________ |
|
Secretary of the Senate |
|
APPROVED: _____________________ |
|
Date |
|
|
|
_____________________ |
|
Governor |