Bill Text: NY S06853 | 2021-2022 | General Assembly | Amended


Bill Title: Relates to amending the "COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020"; relates to amending the "COVID-19 Emergency Rental Assistance Program of 2021"; provides that local social services district shall not require proof of a pending court proceeding as a condition of eligibility for rental assistance; provides that no repayment agreement shall be required and no collection of overpayment conducted for certain assistance between March 7, 2020 and the later of the end of the state of emergency declared pursuant to executive order number 202 of 2020 or February 28, 2022.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2022-01-05 - REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT [S06853 Detail]

Download: New_York-2021-S06853-Amended.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                         6853--B

                               2021-2022 Regular Sessions

                    IN SENATE

                                      May 19, 2021
                                       ___________

        Introduced  by Sen. KAVANAGH -- read twice and ordered printed, and when
          printed to be committed to the Committee on Housing, Construction  and
          Community  Development  -- committee discharged, bill amended, ordered
          reprinted as amended and recommitted to said  committee  --  committee
          discharged, bill amended, ordered reprinted as amended and recommitted
          to said committee

        AN  ACT  to  amend  chapter  381  of  the laws of 2020, establishing the
          "COVID-19 Emergency Eviction and Foreclosure Prevention Act of  2020";
          to  amend  chapter  56 of the laws of 2021, establishing the "COVID-19
          Emergency Rental Assistance Program of 2021"; and to amend the  social
          services  law, in relation to rental assistance; and to repeal certain
          provisions of the social services law upon expiration thereof

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1. Subdivision 4 of section 1 of part A of chapter 381 of the
     2  laws of 2020, establishing the "COVID-19 Emergency Eviction and Foreclo-
     3  sure Prevention Act of 2020", as amended by chapter 104 of the  laws  of
     4  2021, is amended to read as follows:
     5    4. "Hardship declaration" means the following statement, or a substan-
     6  tially  equivalent  statement  in  the  tenant's  primary  language,  in
     7  14-point type, published by the office of court administration,  whether
     8  in physical or electronic written form:
     9    "NOTICE  TO  TENANT:  If  you  have lost income or had increased costs
    10  during the COVID-19 pandemic, or moving would pose a significant  health
    11  risk  for you or a member of your household due to an increased risk for
    12  severe illness or death from  COVID-19  due  to  an  underlying  medical
    13  condition,  and  you  sign and deliver this hardship declaration form to
    14  your landlord, you cannot be evicted until at least August 31, 2021  for
    15  nonpayment  of  rent  or  for  holding over after the expiration of your
    16  lease. You may still be evicted for violating your lease by persistently
    17  and unreasonably engaging in behavior that  substantially  infringes  on

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD10590-13-1

        S. 6853--B                          2

     1  the use and enjoyment of other tenants or occupants or causes a substan-
     2  tial safety hazard to others.
     3    If  your  landlord has provided you with this form, your landlord must
     4  also provide you with a mailing address and e-mail address to which  you
     5  can  return  this form. If your landlord has already started an eviction
     6  proceeding against you, you can return this form to  either  your  land-
     7  lord,  the court, or both at any time. You should keep a copy or picture
     8  of the signed form for your records. You will still owe any unpaid  rent
     9  to  your  landlord.  You should also keep careful track of what you have
    10  paid and any amount you still owe.
    11    For more information about legal resources that may  be  available  to
    12  you,  go  to www.nycourts.gov/evictions/nyc/ or call 718-557-1379 if you
    13  live in New York City or go  to  www.nycourts.gov/evictions/outside-nyc/
    14  or  call  a local bar association or legal services provider if you live
    15  outside of New York City. [Rent  relief]  Financial  assistance  may  be
    16  available  to  you, [and you] even if you have not qualified for assist-
    17  ance in  the  past,  under  the  COVID-19  Emergency  Rental  Assistance
    18  Program.  You  should  contact  your  local housing assistance office or
    19  visit https://otda.ny.gov on the internet  for  information  on  how  to
    20  apply.

    21        TENANT'S DECLARATION OF HARDSHIP DURING THE COVID-19 PANDEMIC

    22  I  am  a tenant, lawful occupant, or other person responsible for paying
    23  rent, use and occupancy, or any other financial obligation under a lease
    24  or tenancy agreement at (address of dwelling unit).
    25  YOU MUST INDICATE BELOW YOUR QUALIFICATION FOR   EVICTION PROTECTION  BY
    26  SELECTING OPTION "A" OR "B", OR BOTH.

    27  A.  (  ) I am experiencing financial hardship, and I am unable to pay my
    28  rent or other financial obligations under the lease in  full  or  obtain
    29  alternative  suitable  permanent  housing  because of one or more of the
    30  following:
    31    1. Significant loss of household income during the COVID-19 pandemic.
    32    2. Increase in necessary out-of-pocket expenses related to  performing
    33  essential  work or related to health impacts during the COVID-19 pandem-
    34  ic.
    35    3. Childcare responsibilities  or  responsibilities  to  care  for  an
    36  elderly,  disabled,  or  sick family member during the COVID-19 pandemic
    37  have negatively affected my ability or the  ability  of  someone  in  my
    38  household to obtain meaningful employment or earn income or increased my
    39  necessary out-of-pocket expenses.
    40    4.  Moving expenses and difficulty I have securing alternative housing
    41  make it a hardship for me to relocate to another  residence  during  the
    42  COVID-19 pandemic.
    43    5. Other circumstances related to the COVID-19 pandemic have negative-
    44  ly affected my ability to obtain meaningful employment or earn income or
    45  have   significantly   reduced  my  household  income  or  significantly
    46  increased my expenses.
    47  To the extent that  I  have  lost  household  income  or  had  increased
    48  expenses,  any  public  assistance,  including  unemployment  insurance,
    49  pandemic unemployment assistance, disability insurance, or  paid  family
    50  leave,  that  I  have  received since the start of the COVID-19 pandemic
    51  does not fully make up for my loss  of  household  income  or  increased
    52  expenses.

        S. 6853--B                          3

     1  B. ( ) Vacating the premises and moving into new permanent housing would
     2  pose  a  significant  health risk because I or one or more members of my
     3  household have an increased  risk  for  severe  illness  or  death  from
     4  COVID-19 due to being over the age of sixty-five, having a disability or
     5  having  an  underlying  medical  condition, which may include but is not
     6  limited to being immunocompromised.

     7  I understand that I must comply with all other  lawful  terms  under  my
     8  tenancy,  lease agreement or similar contract. I further understand that
     9  lawful fees, penalties or interest for not having paid rent in  full  or
    10  met  other financial obligations as required by my tenancy, lease agree-
    11  ment or similar contract may still  be  charged  or  collected  and  may
    12  result  in a monetary judgment against me.  I further understand that my
    13  landlord may be able to seek eviction after August 31,  2021,  and  that
    14  the  law  may provide certain protections at that time that are separate
    15  from those available through this declaration.

    16  Signed:
    17  Printed name:
    18  Date signed:

    19  NOTICE: You are signing and submitting this form under penalty  of  law.
    20  That  means  it is against the law to make a statement on this form that
    21  you know is false."
    22    § 2. The opening paragraph of section 1 and sections 2, 3, 4, 5, 6 and
    23  8 of subpart A of part B of chapter 381 of the laws of 2020,  establish-
    24  ing  the  "COVID-19 Emergency Eviction and Foreclosure Prevention Act of
    25  2020", sections 2, 5, and 8 as amended by chapter 104  of  the  laws  of
    26  2021, are amended to read as follows:
    27    This  section shall apply to any action to foreclose a mortgage relat-
    28  ing to residential real property or a non-judicial foreclosure of shares
    29  in a residential dwelling, provided the owner or mortgagor of such prop-
    30  erty is a natural person, regardless of how title is held, and owns  ten
    31  or  fewer dwelling units whether directly or indirectly. The [ten] fifty
    32  or fewer dwelling units may be in more than one property or building  as
    33  long  as  the  total  aggregate number of [ten] fifty units includes the
    34  primary residence [of] owned  by  the  natural  person  requesting  such
    35  relief,  if  any,  and  the  remaining units are currently occupied by a
    36  tenant or are available for rent.
    37    § 2. Definitions. For the purposes of this act, "Hardship Declaration"
    38  means the following statement, or a substantially  equivalent  statement
    39  in  the mortgagor's primary language, in 14-point type, published by the
    40  office of court administration, whether in physical or electronic  writ-
    41  ten form:
    42    "NOTICE  TO  MORTGAGOR: If you have lost income or had increased costs
    43  during the COVID-19 pandemic, and you sign  and  deliver  this  hardship
    44  declaration  form  to your mortgage lender or the servicer of your mort-
    45  gage or other foreclosing party, you cannot be foreclosed  on  until  at
    46  least August 31, 2021.
    47    If  your  mortgage  lender  or  mortgage servicer or other foreclosing
    48  party provided you with this  form,  the  mortgage  lender  or  mortgage
    49  servicer or other foreclosing party must also provide you with a mailing
    50  address and e-mail address to which you can return this form. If you are
    51  already  in  foreclosure  proceedings,  you  may return this form to the
    52  court with a copy sent simultaneously  to  the  foreclosing  plaintiff's
    53  attorney.  You should keep a copy or picture of the signed form for your

        S. 6853--B                          4

     1  records. You will still owe any unpaid mortgage payments and lawful fees
     2  to your lender. You may be eligible for forbearance under section 9-x of
     3  the  Banking Law if you have a mortgage with a state chartered bank or a
     4  state  licensed mortgage servicer. You should also keep careful track of
     5  what you have paid and any amount you still owe.
     6    For more information about the legal assistance that may be  available
     7  to  you,  please call the Homeowner Protection Program (HOPP) hotline at
     8  (855) HOME-456 or (855) 466-3456 or visit https://homeownerhelpny.org/.
     9             MORTGAGOR'S DECLARATION OF COVID-19-RELATED HARDSHIP
    10    I am the mortgagor of the property  at  (address  of  dwelling  unit).
    11  Including  my  primary residence, I own, whether directly or indirectly,
    12  [ten] fifty or fewer  residential  dwelling  units.  I  am  experiencing
    13  financial  hardship,  and I am unable to pay my mortgage in full because
    14  of one or more of the following:
    15    1. Significant loss of household income during the COVID-19 pandemic.
    16    2. Increase in necessary out-of-pocket expenses related to  performing
    17  essential  work or related to health impacts during the COVID-19 pandem-
    18  ic.
    19    3. Childcare responsibilities  or  responsibilities  to  care  for  an
    20  elderly,  disabled,  or  sick family member during the COVID-19 pandemic
    21  have negatively affected my ability or the  ability  of  someone  in  my
    22  household to obtain meaningful employment or earn income or increased my
    23  necessary out-of-pocket expenses.
    24    4.  Moving expenses and difficulty I have securing alternative housing
    25  make it a hardship for me to relocate to another  residence  during  the
    26  COVID-19 pandemic.
    27    5. Other circumstances related to the COVID-19 pandemic have negative-
    28  ly affected my ability to obtain meaningful employment or earn income or
    29  have   significantly   reduced  my  household  income  or  significantly
    30  increased my expenses.
    31    6. One or more of my tenants has defaulted on a significant amount  of
    32  their rent payments since March 1, 2020.
    33    To  the extent I have lost household income or had increased expenses,
    34  any public assistance, including unemployment insurance, pandemic  unem-
    35  ployment  assistance, disability insurance, or paid family leave, that I
    36  have received since the start of the COVID-19 pandemic  does  not  fully
    37  make up for my loss of household income or increased expenses.
    38    I  understand  that I must comply with all other lawful terms under my
    39  mortgage agreement. I further understand that lawful fees, penalties  or
    40  interest for not having paid my mortgage in full as required by my mort-
    41  gage  agreement or any subsequent forebearance agreements to which I may
    42  be entitled may still be charged or collected [and may result in a mone-
    43  tary judgment against me]. I also understand that my mortgage lender  or
    44  mortgage  servicer  or  other foreclosing party may pursue a foreclosure
    45  action or non-judicial foreclosure against me on  or  after  August  31,
    46  2021,  if I do not fully repay any missed or partial payments and lawful
    47  fees.
    48  Signed:
    49  Printed Name:
    50  Date Signed:
    51  NOTICE: You are signing and submitting this form under penalty  of  law.
    52  That  means  it is against the law to make a statement on this form that
    53  you know is false."
    54    § 3. Any action to foreclose a mortgage pending on the effective  date
    55  of  this  act,  including  actions  filed on or before March 7, 2020, or
    56  commenced within thirty days of the effective date of this act shall  be

        S. 6853--B                          5

     1  stayed  for  at  least  sixty days, or to such later date that the chief
     2  administrative judge shall determine is necessary to ensure that  courts
     3  are  prepared  to conduct proceedings in compliance with this act and to
     4  give mortgagors an opportunity to submit the hardship declaration pursu-
     5  ant  to  this act, unless the defendant waives such a stay. The court in
     6  each case shall promptly issue an order directing such stay and promptly
     7  mail the mortgagor a copy of the hardship declaration in  English,  and,
     8  to  the  extent  practicable, the mortgagor's primary language, if other
     9  than English.
    10    § 4. The foreclosing party shall include a "Hardship  Declaration"  in
    11  14-point  type,  with  every  notice provided to a mortgagor pursuant to
    12  sections 1303 and 1304 of the real property actions and proceedings  law
    13  or  subsection  (f) of section 9-611 of the uniform commercial code.  If
    14  the translation of the hardship declaration in the  mortgagor's  primary
    15  language is not available on the office of court administration's public
    16  website,  as provided by section nine of this act, it shall be the fore-
    17  closing party's responsibility to obtain a suitable translation  of  the
    18  hardship  declaration  in  the mortgagor's primary language. Such notice
    19  shall also include a mailing address, telephone number and active  email
    20  address  the  mortgagor  can  use  to  contact the foreclosing party and
    21  return the hardship declaration.
    22    § 5. If a mortgagor provides a hardship declaration to the foreclosing
    23  party or an agent of the foreclosing party, there shall be no initiation
    24  of an action to foreclose a mortgage  against  the  mortgagor  until  at
    25  least  August  31, 2021, and in such event [any specific time limit] the
    26  statute of limitations for the commencement of an action to foreclose  a
    27  mortgage  or a non-judicial foreclosure shall be tolled until August 31,
    28  2021.
    29    § 6. No court shall accept for filing any action to foreclose a  mort-
    30  gage,  nor  shall  any mortgage lender or mortgage servicer commence any
    31  non-judicial foreclosure sale pursuant  to  article  9  of  the  uniform
    32  commercial  code  unless  the foreclosing party or an agent of the fore-
    33  closing party files an affidavit, under penalty of perjury:
    34    (i) of service demonstrating  the  manner  in  which  the  foreclosing
    35  party's  agent  served a copy of the hardship declaration in English and
    36  the mortgagor's primary  language,  if  other  than  English,  with  the
    37  notice,  if any, provided to the mortgagor pursuant to sections 1303 and
    38  1304 of the real property actions and proceedings law, and
    39    (ii) attesting that at the time of  filing,  neither  the  foreclosing
    40  party  nor  any  agent  of the foreclosing party has received a hardship
    41  declaration from the mortgagor.
    42    At the earliest possible opportunity, the court shall  seek  confirma-
    43  tion  on the record or in writing that the mortgagor has received a copy
    44  of the hardship declaration and that the mortgagor has not returned  the
    45  hardship  declaration  to the foreclosing party or an agent of the fore-
    46  closing party.  If the court determines a mortgagor has not  received  a
    47  hardship  declaration,  then  the  court shall stay the proceeding for a
    48  reasonable period of time, which shall be no less than [ten] 30 business
    49  days or any longer period provided  by  law,  to  ensure  the  mortgagor
    50  received  and  fully  considered whether to submit the hardship declara-
    51  tion.
    52    § 8. 1. In any action to foreclose a mortgage in which a  judgment  of
    53  sale has been issued prior to the effective date of this act but has not
    54  yet  been  executed  as  of  the  effective  date of this act, including
    55  actions filed on or before March 7,  2020,  the  court  shall  stay  the
    56  execution  of  the  judgment  at least until the court has held a status

        S. 6853--B                          6

     1  conference with the parties. In any action to foreclose a  mortgage,  if
     2  the  mortgagor provides a hardship declaration to the foreclosing party,
     3  the court, or an agent of the foreclosing party or the court,  prior  to
     4  the  execution  of  the judgment, the execution shall be stayed until at
     5  least August 31, 2021.  If such hardship declaration is provided to  the
     6  foreclosing  party  or  agent of the foreclosing party, such foreclosing
     7  party or agent shall promptly file it with the court, advising the court
     8  in writing the index number of all relevant cases.
     9    2. In any non-judicial foreclosure of shares in a residential dwelling
    10  where a sale has been scheduled prior to the effective date of this  act
    11  but has not yet occurred as of the effective date of this act, including
    12  non-judicial foreclosures filed on or before March 7, 2020, the mortgage
    13  lender or mortgage servicer or other foreclosing party shall not proceed
    14  with  such  sale until at least the mortgage lender or mortgage servicer
    15  or other foreclosing party has held a status conference with the mortga-
    16  gor.  In any non-judicial foreclosure of shares in a residential  dwell-
    17  ing, if the mortgagor provides a hardship declaration to the foreclosing
    18  party  prior to the sale, the sale shall be stayed until at least May 1,
    19  2021.
    20    § 3. Section 1, subdivision 3 of  section  2,  and  subdivision  2  of
    21  section  3  of  subpart  B of part B of chapter 381 of the laws of 2020,
    22  establishing the "COVID-19 Emergency Eviction and Foreclosure Prevention
    23  Act of 2020", subdivision 3 of section 2 as amended by  chapter  104  of
    24  the laws of 2021, are amended to read as follows:
    25    Section  1.  Application.  This act shall apply to any action to fore-
    26  close on delinquent taxes or [sell a] sales of tax [lien] liens relating
    27  to residential real property, provided the owner or  mortgagor  of  such
    28  property  is a natural person, regardless of how title is held, and owns
    29  [ten] fifty or fewer dwelling units whether directly or indirectly.  The
    30  [ten]  fifty or fewer dwelling units may be in more than one property or
    31  building as long as the total aggregate  number  of  [ten]  fifty  units
    32  includes  the  primary  residence  of the natural person requesting such
    33  relief, if any, and the remaining units  are  currently  occupied  by  a
    34  tenant or are available for rent.
    35    (a)  For purposes of this act, real property shall include shares in a
    36  residential cooperative.
    37    (b) For purposes of this act, real property shall not include property
    38  that is vacant and abandoned, as defined in  subdivision  2  of  section
    39  1309  of the real property actions and proceedings law, which was listed
    40  on the statewide vacant and abandoned property electronic  registry,  as
    41  defined  in  section  1310  of the real property actions and proceedings
    42  law, prior to March 7, 2020 and that remains on such registry.
    43    3. "Hardship Declaration" means the following statement, or a substan-
    44  tially equivalent statement in the owner's primary language, in 14-point
    45  type, whether in physical or electronic written form:
    46    "OWNER DECLARATION OF COVID-19-RELATED HARDSHIP
    47    I am the owner of the property at (address).    Including  my  primary
    48  residence,  I  own, whether directly or indirectly, [ten] fifty or fewer
    49  residential dwelling units.  I am experiencing financial hardship, and I
    50  am unable to pay my full tax bill because of one or more of the  follow-
    51  ing:
    52    1. Significant loss of household income during the COVID-19 pandemic.
    53    2.  Increase in necessary out-of-pocket expenses related to performing
    54  essential work or related to health impacts during the COVID-19  pandem-
    55  ic.

        S. 6853--B                          7

     1    3.  Childcare  responsibilities  or  responsibilities  to  care for an
     2  elderly, disabled, or sick family member during  the  COVID-19  pandemic
     3  have  negatively  affected  my  ability  or the ability of someone in my
     4  household to obtain meaningful employment or earn income or increased my
     5  necessary out-of-pocket expenses.
     6    4.  Moving expenses and difficulty I have securing alternative housing
     7  make it a hardship for me to relocate to another  residence  during  the
     8  COVID-19 pandemic.
     9    5. Other circumstances related to the COVID-19 pandemic have negative-
    10  ly affected my ability to obtain meaningful employment or earn income or
    11  have   significantly   reduced  my  household  income  or  significantly
    12  increased my expenses.
    13    6. One or more of my tenants has defaulted on a significant amount  of
    14  their rent payments since March 1, 2020.
    15    To  the  extent  that  I  have  lost household income or had increased
    16  expenses,  any  public  assistance,  including  unemployment  insurance,
    17  pandemic  unemployment  assistance, disability insurance, or paid family
    18  leave, that I have received since the start  of  the  COVID-19  pandemic
    19  does  not  fully  make  up  for my loss of household income or increased
    20  expenses.
    21    I understand that lawful fees, penalties or interest  for  not  having
    22  paid  my  taxes in full may still be charged or collected and may result
    23  in a foreclosure action against me on or after August 31, 2021, if I  do
    24  not fully repay any missed or partial payments and fees.
    25  Signed:
    26  Printed Name:
    27  Date Signed:
    28  NOTICE:  You  are signing and submitting this form under penalty of law.
    29  That means it is against the law to make a statement on this  form  that
    30  you know is false."
    31    2.  At  least  thirty  days prior to the date on which a sale of a tax
    32  lien is scheduled to occur, or upon the filing of a petition of foreclo-
    33  sure of a tax lien, the enforcing officer  or  other  person  or  entity
    34  conducting  such tax lien sale or tax foreclosure shall notify the owner
    35  of the affected property of such owner's rights under this act and shall
    36  notify the owner that a copy of the hardship declaration can be accessed
    37  on the New York State Department of Tax and Finance's website  and  also
    38  provide  a [link to such] copy of the declaration form. For the purposes
    39  of this act, "enforcing officer" shall have the same meaning as  defined
    40  in  subdivision  3 of section 1102 of the real property tax law. The New
    41  York State Department of Tax and Finance shall publish  a  copy  of  the
    42  hardship declaration on its website.
    43    §  4.  The  opening  paragraph  of  subdivision 1 and subdivision 2 of
    44  section 1 of subpart C of part B of chapter 381 of  the  laws  of  2020,
    45  establishing the "COVID-19 Emergency Eviction and Foreclosure Prevention
    46  Act  of  2020",  subdivision 2 of section 1 as amended by chapter 104 of
    47  the laws of 2021, are amended to read as follows:
    48    This act shall  apply  to  an  owner  of  residential  real  property,
    49  provided  the  owner  or mortgagor of such property is a natural person,
    50  regardless of how title is held, and owns [ten] fifty or fewer  dwelling
    51  units  whether directly or indirectly. The [ten] fifty or fewer dwelling
    52  units may be in more than one property or building as long as the  total
    53  aggregate  number  of  [ten]  fifty units includes the primary residence
    54  [of] owned by the natural person requesting such relief, if any, and the
    55  remaining units are currently occupied by a tenant or are available  for
    56  rent.

        S. 6853--B                          8

     1    2.  Hardship declaration. For purposes of this act, "hardship declara-
     2  tion" shall mean the following statement, or a substantially  equivalent
     3  statement  in  the  owner  or  mortgagor's primary language, in 14-point
     4  type, whether in physical or electronic written form, and the department
     5  of  financial  services shall publish a copy of the hardship declaration
     6  on its website:
     7    "NOTICE TO OWNER/MORTGAGOR: If you have lost income or  had  increased
     8  costs  due to the COVID-19 pandemic, and you sign and deliver this hard-
     9  ship declaration  form  to  your  lending  institution,  you  cannot  be
    10  discriminated  against  in the determination of whether credit should be
    11  extended or reported negatively to a credit reporting  agency  until  at
    12  least August 31, 2021.
    13    If  a  lending  institution  provided  you with this form, the lending
    14  institution must also provide you with  a  mailing  address  and  e-mail
    15  address  to  which  you  can return this form. You should keep a copy or
    16  picture of the signed form for your records.
    17    OWNER/MORTGAGOR DECLARATION OF COVID-19-RELATED HARDSHIP
    18    I am the OWNER/MORTGAGOR of  the  property  at  (address  of  dwelling
    19  unit).  Including my primary residence, I own, whether directly or indi-
    20  rectly,  [ten]  fifty or fewer residential dwelling units.  I am experi-
    21  encing financial hardship, and I am unable to pay my  mortgage  in  full
    22  because of one or more of the following:
    23    1. Significant loss of household income during the COVID-19 pandemic.
    24    2.  Increase in necessary out-of-pocket expenses related to performing
    25  essential work or related to health impacts during the COVID-19  pandem-
    26  ic.
    27    3.  Childcare  responsibilities  or  responsibilities  to  care for an
    28  elderly, disabled, or sick family member during  the  COVID-19  pandemic
    29  have  negatively  affected  my  ability  or the ability of someone in my
    30  household to obtain meaningful employment or earn income or increased my
    31  necessary out-of-pocket expenses.
    32    4. Moving expenses and difficulty I have securing alternative  housing
    33  make  it  a  hardship for me to relocate to another residence during the
    34  COVID-19 pandemic.
    35    5. Other circumstances related to the COVID-19 pandemic have negative-
    36  ly affected my ability to obtain meaningful employment or earn income or
    37  have  significantly  reduced  my  household  income   or   significantly
    38  increased my expenses.
    39    6.  One or more of my tenants has defaulted on a significant amount of
    40  their rent payments since March 1, 2020.
    41    To the extent that I have  lost  household  income  or  had  increased
    42  expenses,  any  public  assistance,  including  unemployment  insurance,
    43  pandemic unemployment assistance, disability insurance, or  paid  family
    44  leave,  that  I  have  received since the start of the COVID-19 pandemic
    45  does not fully make up for my loss  of  household  income  or  increased
    46  expenses.
    47  Signed:
    48  Printed Name:
    49  Date Signed:
    50  NOTICE:  You  are signing and submitting this form under penalty of law.
    51  That means it is against the law to make a statement on this  form  that
    52  you know is false."
    53    §  5.  Section 2 of section 1 of subpart A of part BB of chapter 56 of
    54  the laws of 2021, establishing the "COVID-19 Emergency Rental Assistance
    55  Program of 2021", is amended by adding a new subdivision 13 to  read  as
    56  follows:

        S. 6853--B                          9

     1    13.  "Municipal  emergency  rental  assistance  program"  shall mean a
     2  program providing rental assistance, utility assistance, or  both  using
     3  federal  emergency  rental  assistance  program funds, administered by a
     4  municipal corporation that has not chosen to participate in  the  state-
     5  wide program pursuant to subdivision three of section three of this act.
     6    §  6.  Subdivision 3 of section 3 of section 1 of subpart A of part BB
     7  of chapter 56 of the laws of 2021, establishing the "COVID-19  Emergency
     8  Rental Assistance Program of 2021", is amended to read as follows:
     9    3.  The commissioner shall develop and promulgate a form outlining the
    10  obligations of each municipal corporation that chooses to participate in
    11  the statewide  program.  Those  municipal  corporations  who  choose  to
    12  participate  shall  remit such form to the office of temporary and disa-
    13  bility assistance within 10 business days from the date of issuance.  At
    14  such time that the municipal  corporation  has  affirmed  their  partic-
    15  ipation,  upon  receipt of the completed form by the office of temporary
    16  and disability assistance and the director of the budget, and the feder-
    17  al department of the treasury, the  municipal  corporation  shall  remit
    18  their  allocation  of funds to the state in such manner as determined by
    19  the division of the budget. Provided, after the office has  acknowledged
    20  receipt  of  the completed form, residents of such municipality shall be
    21  entitled to benefit from funds made available for this purpose,  subject
    22  to  the continued availability of funds.  Provided further, if a munici-
    23  pality that chooses not to participate has exhausted their allocation of
    24  funds, residents of such municipality shall be entitled to benefit  from
    25  funds made available for this purpose under the statewide program in the
    26  same  manner  as  residents of municipalities who choose to participate,
    27  subject to the continued availability of funds.
    28    § 7. Subparagraph (i) of paragraph (a) of subdivision 1 of  section  5
    29  of  section 1 of subpart A of part BB of chapter 56 of the laws of 2021,
    30  establishing the "COVID-19 Emergency Rental Assistance Program of 2021",
    31  is amended to read as follows:
    32    (i) is a tenant or occupant obligated to pay  rent  in  their  primary
    33  residence in the state of New York, including both tenants and occupants
    34  of  dwelling units and manufactured home tenants[, provided however that
    35  occupants of federal or state funded subsidized public housing  authori-
    36  ties or other federal or state funded subsidized housing that limits the
    37  household's  share  of the rent to a set percentage of income shall only
    38  be eligible to the extent that funds are  remaining  after  serving  all
    39  other eligible populations];
    40    §  8.  Section 8 of section 1 of subpart A of part BB of chapter 56 of
    41  the laws of 2021, establishing the "COVID-19 Emergency Rental Assistance
    42  Program of 2021", is amended to read as follows:
    43    § 8. Restrictions on eviction. 1. Eviction proceedings for a  holdover
    44  or  expired  lease,  or  non-payment  of rent or utilities that would be
    45  eligible for coverage under this program or a municipal emergency rental
    46  assistance program shall not be commenced against a  household  who  has
    47  applied  for  this  program  or  a municipal emergency rental assistance
    48  program unless or until a determination of  ineligibility  is  made.  If
    49  such  eviction  proceedings are commenced against a household who subse-
    50  quently applies for benefits under this program or a municipal emergency
    51  rental assistance program, all proceedings shall  be  stayed  pending  a
    52  determination of eligibility. Evidence of a payment received pursuant to
    53  this  act  or  a  municipal  emergency  rental assistance program may be
    54  presented in such proceeding and create a presumption that the  tenant's
    55  or  occupant's rent or utility obligation for the time period covered by
    56  the payment has been fully satisfied.

        S. 6853--B                         10

     1    2. Nothing in subdivision one of this section shall  prevent  eviction
     2  proceedings  from being commenced or shall cause eviction proceedings to
     3  be stayed if the tenant is persistently  and  unreasonably  engaging  in
     4  behavior  that substantially infringes on the use and enjoyment of other
     5  tenants  or  occupants  or causes a substantial safety hazard to others,
     6  provided: (a) if an eviction proceeding is pending on the date a  house-
     7  hold applies for this program or a municipal emergency rental assistance
     8  program,  but  the petitioner has not previously alleged that the tenant
     9  persistently and unreasonably engaged in such behavior,  the  petitioner
    10  shall  be  required  to  submit a new petition with such allegations and
    11  comply with all notice and service requirements under article 7  of  the
    12  real  property  actions and proceedings law and this section; (b) if the
    13  court has awarded a judgment against a respondent prior to  the  date  a
    14  household  applies  for  this  program  or  a municipal emergency rental
    15  assistance program on the basis of objectionable or  nuisance  behavior,
    16  the  court  shall  hold  a  hearing  to  determine whether the tenant is
    17  continuing to persist in engaging in unreasonable behavior that substan-
    18  tially infringes on the use and enjoyment of other tenants or  occupants
    19  or causes a substantial safety hazard to others; (c) for the purposes of
    20  this  section, a mere allegation of the behavior by the petitioner or an
    21  agent of the petitioner alleging such behavior shall not  be  sufficient
    22  evidence  to establish that the tenant has engaged in such behavior; (d)
    23  if the petitioner fails to establish that the  tenant  persistently  and
    24  unreasonably  engaged  in  such  behavior and the tenant has applied for
    25  this program or a municipal emergency  rental  assistance  program,  the
    26  court  shall  stay or continue to stay any further proceedings unless or
    27  until a determination of ineligibility is made; and (e) if the petition-
    28  er establishes that the tenant persistently and unreasonably engaged  in
    29  such  behavior,  if  the  tenant  has  not applied for this program or a
    30  municipal emergency rental assistance program, or if a determination  of
    31  ineligibility  for  this program or a municipal emergency rental assist-
    32  ance program has been made, the  proceeding  may  continue  pursuant  to
    33  article  7  of  the  real  property actions and proceedings law and this
    34  section.
    35    § 9. Subdivision 1 of section 9 of section 1 of subpart A of  part  BB
    36  of  chapter 56 of the laws of 2021, establishing the "COVID-19 Emergency
    37  Rental Assistance Program of 2021", is amended to read as follows:
    38    1. Payments shall be made for rental payments or  rental  and  utility
    39  arrears  accrued on or after March 13, 2020. No more than [12] 18 months
    40  of rental and/or  utility  assistance  for  arrears  [and  3  months  of
    41  prospective  rental  assistance]  may  be paid on behalf of any eligible
    42  household. To the extent the commissioner finds  that  adequate  federal
    43  funding  is available after accounting for actual payments of rental and
    44  utility assistance for arrears  to  eligible  households  and  estimated
    45  amounts  of  such  arrears  projected  to  be paid on behalf of eligible
    46  households who have applied for the program, up to 3 months of  prospec-
    47  tive  rental  assistance may be paid on behalf of an eligible household.
    48  Provided, however that only rent burdened households shall  be  eligible
    49  to  receive  prospective  rent  payments and provided further that in no
    50  event may the total combined amount of rental  arrears  and  prospective
    51  rent paid on behalf of any household exceed 18 months.
    52    §  10.  Paragraph  (d)  of  subdivision 2 of section 9 of section 1 of
    53  subpart A of part BB of chapter 56 of the laws of 2021, establishing the
    54  "COVID-19 Emergency Rental Assistance Program of 2021", is amended and a
    55  new paragraph (e) is added to read as follows:

        S. 6853--B                         11

     1    (d) Acceptance of payment for rent or rental arrears from this program
     2  or a municipal emergency  rental  assistance  program  shall  constitute
     3  agreement  by  the  recipient  landlord  or property owner: (i) that the
     4  arrears covered by this payment are satisfied and will not  be  used  as
     5  the basis for a non-payment eviction; (ii) to waive any late fees due on
     6  any rental arrears paid pursuant to this program or a municipal emergen-
     7  cy rental assistance program; (iii) to not increase the monthly rent due
     8  for  the dwelling unit such that it shall not be greater than the amount
     9  that was due at the time of application  to  [the]  this  program  or  a
    10  municipal emergency rental assistance program for any and all months for
    11  which  rental  assistance  is  received and for one year after the first
    12  rental assistance payment is received unless otherwise  required  by  42
    13  USC  §1437a(a)(1);  (iv)  except  as  provided  in paragraph (e) of this
    14  subdivision, not to evict for reason of expired lease or holdover tenan-
    15  cy any household on behalf of whom rental assistance is received for  12
    16  months after the first rental assistance payment is received, unless the
    17  dwelling  unit  that  is the subject of the lease or rental agreement is
    18  located in a building that contains 4 or fewer units, in which case  the
    19  landlord  may  decline  to  extend  the lease or tenancy if the landlord
    20  intends to immediately occupy the unit for the landlord's  personal  use
    21  as  a  primary  residence  or the use of an immediate family member as a
    22  primary residence; and (v) to  notify  the  tenant  of  the  protections
    23  established under this subdivision.
    24    (e)  Nothing  in  paragraph  (d)  of  this  subdivision  shall prevent
    25  eviction proceedings  from  being  commenced  or  shall  cause  eviction
    26  proceedings  to be stayed if the tenant is persistently and unreasonably
    27  engaging in behavior that substantially infringes on the use and  enjoy-
    28  ment of other tenants or occupants or causes a substantial safety hazard
    29  to  others,  provided:  (i)  if an eviction proceeding is pending on the
    30  date a landlord or property owner accepts payment  for  rent  or  rental
    31  arrears  from  this  program  or a municipal emergency rental assistance
    32  program, but the petitioner has not previously alleged that  the  tenant
    33  persistently  and  unreasonably engaged in such behavior, the petitioner
    34  shall be required to submit a new petition  with  such  allegations  and
    35  comply  with  all notice and service requirements under article 7 of the
    36  real property actions and proceedings law and this  paragraph;  (ii)  if
    37  the  court has awarded a judgment against a respondent prior to the date
    38  a landlord or property owner accepts payment for rent or rental  arrears
    39  from  this program or a municipal emergency rental assistance program on
    40  the basis of objectionable or nuisance behavior, the court shall hold  a
    41  hearing  to  determine  whether  the  tenant is continuing to persist in
    42  engaging in unreasonable behavior that substantially  infringes  on  the
    43  use  and enjoyment of other tenants or occupants or causes a substantial
    44  safety hazard to others; (iii) for the purposes  of  this  paragraph,  a
    45  mere  allegation  of  the  behavior by the petitioner or an agent of the
    46  petitioner alleging such behavior shall not be  sufficient  evidence  to
    47  establish  that  the  tenant  has  engaged in such behavior; (iv) if the
    48  petitioner fails to establish that the tenant persistently and unreason-
    49  ably engaged in such behavior and the landlord or property owner accepts
    50  payment for rent or rental arrears from  this  program  or  a  municipal
    51  emergency rental assistance program, the court shall stay or continue to
    52  stay  any  further proceedings until the 12 month period provided for in
    53  paragraph (d) of this subdivision has elapsed; and (v) if the petitioner
    54  establishes that the tenant persistently  and  unreasonably  engaged  in
    55  such  behavior, the proceeding may continue pursuant to article 7 of the
    56  real property actions and proceedings law and this paragraph.

        S. 6853--B                         12

     1    § 11. Sections 10 and 11 of section 1 of subpart A of part BB of chap-
     2  ter 56 of the laws of 2021, establishing the "COVID-19 Emergency  Rental
     3  Assistance Program of 2021", are amended to read as follows:
     4    §  10.  No  repayment  and  assistance not considered income. Eligible
     5  households shall not be expected or required  to  repay  any  assistance
     6  granted  through  this program, except in instances of fraud perpetrated
     7  by such household. Landlords shall not be expected or required to  repay
     8  any  funds  paid  through  this program except in instances of duplicate
     9  payments or  fraud  perpetrated  by  the  landlord.  Assistance  granted
    10  through  this program or a municipal emergency rental assistance program
    11  shall not be considered income for purposes of  eligibility  for  public
    12  benefits  or  other  public assistance to the extent allowed by law, but
    13  shall be considered a "source of income" for purposes of the protections
    14  against housing discrimination provided under section 296 of  the  human
    15  rights law. There shall be no requirement for applicants to seek assist-
    16  ance from other sources, including charitable contributions, in order to
    17  be eligible for assistance under this program.
    18    §  11.  Notice  to  tenants  in  eviction proceedings. In any eviction
    19  proceeding pending as of the effective date  of  this  article  and  any
    20  eviction  proceeding  filed  while  applications  are being accepted for
    21  assistance pursuant to this article  or  a  municipal  emergency  rental
    22  assistance  program,  the  court  shall  promptly  make available to the
    23  respondent information regarding how the respondent may apply  for  such
    24  assistance  in  English, and, to the extent practicable, in the respond-
    25  ent's primary language, if other than English.
    26    § 12. The social services law is amended by adding a new section  131-
    27  bb to read as follows:
    28    § 131-bb. Proof of eligibility for rental assistance. Under no circum-
    29  stances  shall  a  local  social  services district require proof that a
    30  court proceeding has been initiated against a tenant as a  condition  of
    31  eligibility  for  a  rent  arrears  grant  or  ongoing rental assistance
    32  including rental assistance provided pursuant to this article.
    33    § 13. Section 131-w of the social services law, as added by chapter 41
    34  of the laws of 1992, is amended to read as follows:
    35    § 131-w. Limitations in the payment  of  rent  arrears.  1.  Districts
    36  shall  not  provide  assistance  to  pay rent arrears, property taxes or
    37  mortgage arrears for persons  not  eligible  for  home  relief,  aid  to
    38  dependent children, emergency assistance to needy families with children
    39  or  emergency assistance for aged, blind and disabled persons, except to
    40  persons who are without income or  resources  immediately  available  to
    41  meet  the  emergency  need, whose gross household income does not exceed
    42  one hundred twenty-five percent of the federal income  official  poverty
    43  line and who sign a repayment agreement agreeing to repay the assistance
    44  in  a  period  not to exceed twelve months.  The districts shall enforce
    45  the repayment agreements by any legal method available to a creditor, in
    46  addition to any rights it has pursuant to this chapter.  The  department
    47  shall  promulgate  regulations  to  implement  this section which shall,
    48  among other things, establish standards for the  contents  of  repayment
    49  agreements and establish standards to ensure that assistance is provided
    50  only in emergency circumstances.
    51    2.  Notwithstanding the provisions of subdivision one of this section,
    52  no repayment agreement shall be required for assistance provided between
    53  March seventh, two thousand twenty and February twenty-eighth, two thou-
    54  sand twenty-two. Any payment due and owing under this section  shall  be
    55  suspended  until the later of the end of the state of emergency declared
    56  pursuant to executive order number  202  of  2020  or  February  twenty-

        S. 6853--B                         13

     1  eighth,  two thousand twenty-two. Districts shall not require any house-
     2  hold who is otherwise eligible for assistance pursuant to  this  section
     3  to  demonstrate  a  future  ability  to pay rent or repay any assistance
     4  provided  under  this section in order to receive assistance pursuant to
     5  this section until the later of  the  end  of  the  state  of  emergency
     6  declared  pursuant  to  executive  order  number 202 of 2020 or February
     7  twenty-eighth, two thousand twenty-two.
     8    § 14. Subdivision 1 of section 131-s of the social  services  law,  as
     9  amended  by  chapter  318  of  the  laws  of 2009, is amended to read as
    10  follows:
    11    1. (a) In the case of a person applying for public assistance, supple-
    12  mental security income benefits or additional state payments pursuant to
    13  this chapter, the  social  services  official  of  the  social  services
    14  district  in which such person resides shall, unless alternative payment
    15  or living arrangements can be made, make a payment to a gas corporation,
    16  electric corporation or  municipality  for  services  provided  to  such
    17  person  during  a  period of up to, but not exceeding, four months imme-
    18  diately preceding the month of application for such assistance or  bene-
    19  fits  if  such  payment  is  needed  to  prevent  shut-off or to restore
    20  service. Persons whose gross household income exceeds the public assist-
    21  ance standard of need for the same size household must sign a  repayment
    22  agreement  to  repay  the  assistance  within  two  years of the date of
    23  payment as a condition of receiving assistance, in accordance with regu-
    24  lations established by the department. Such repayment agreement  may  be
    25  enforced  in  any  manner  available  to  a creditor, in addition to any
    26  rights the district may have pursuant to this chapter.
    27    (b) Notwithstanding the provisions of paragraph (a) of  this  subdivi-
    28  sion,  no  repayment agreement shall be required for assistance provided
    29  between March seventh, two thousand twenty and the later of the  end  of
    30  the  state  of emergency declared pursuant to executive order number 202
    31  of 2020 or February twenty-eighth, two thousand twenty-two.
    32    § 15. Section 106-b of the social services law, as amended by  chapter
    33  81 of the laws of 1995, is amended to read as follows:
    34    §  106-b.  Adjustment  for  incorrect  payments.  1.  Any inconsistent
    35  provision of law notwithstanding, a social services official  shall,  in
    36  accordance  with  the  regulations of the department and consistent with
    37  federal law and regulations, take all necessary  steps  to  correct  any
    38  overpayment  or underpayment to a public assistance recipient; provided,
    39  however, that a social services official may waive recovery  of  a  past
    40  overpayment, in the case of an individual who is not currently a recipi-
    41  ent of public assistance, where the cost of recovery is greater than the
    42  cost  of  collections  as determined in accordance with department regu-
    43  lations consistent with federal law and regulations.   For  purposes  of
    44  this  section,  overpayment  shall  include payments made to an eligible
    45  person in excess of his or her needs as  defined  in  this  chapter  and
    46  payments  made  to  ineligible  persons (including payments made to such
    47  persons pending  a  fair  hearings  decision).  The  commissioner  shall
    48  promulgate  regulations  to implement procedures for correcting overpay-
    49  ments and underpayments.  The  procedures  for  correcting  overpayments
    50  shall  be  designed  to minimize adverse impact on the recipient, and to
    51  the extent possible avoid undue hardship.    Notwithstanding  any  other
    52  provision  of  law  to  the contrary, no underpayment shall be corrected
    53  with respect to a person who is currently not eligible for or in receipt
    54  of home relief or aid to  dependent  children,  except  that  corrective
    55  payments may be made with respect to persons formerly eligible for or in

        S. 6853--B                         14

     1  receipt  of aid to dependent children to the extent that federal law and
     2  regulations require.
     3    2.  Notwithstanding the provisions of subdivision one of this section,
     4  no collection of overpayments shall be conducted, regardless of when the
     5  overpayment accrued, until the later of the end of the state of emergen-
     6  cy declared pursuant to executive order number 202 of 2020  or  February
     7  twenty-eighth, two thousand twenty-two.
     8    §  16. The social services law is amended by adding a new section 131-
     9  cc to read as follows:
    10    § 131-cc.  Family  homelessness  and  eviction  prevention  supplement
    11  program.    Notwithstanding  any other provision of law to the contrary,
    12  for a local social services district with a population of  five  million
    13  or  more,  the  commissioner  shall designate such local social services
    14  district to make rent supplements available to eligible  families  under
    15  the  family  homelessness  and  eviction prevention supplement ("FHEPS")
    16  program, and to  administer  the  program  in  accordance  with  a  plan
    17  approved  pursuant  to  18 N.Y.C.R.R.   § 352.3(a)(3), provided however,
    18  that the maximum rent for such rent supplements  shall  be  set  at  the
    19  United  States department of housing and urban development's fair market
    20  rent level. The state shall reimburse the local social services district
    21  for payments made under the FHEPS program in a  manner  consistent  with
    22  title two of this article.
    23    §  17. Severability clause. If any clause, sentence, paragraph, subdi-
    24  vision, section or part of this act shall be adjudged by  any  court  of
    25  competent  jurisdiction  to  be invalid, such judgment shall not affect,
    26  impair, or invalidate the remainder of this act, but shall  be  confined
    27  in  its  operation  to  the  clause,  sentence,  paragraph, subdivision,
    28  section or part of this act directly  involved  in  the  controversy  in
    29  which  such  judgment shall have been rendered. It is hereby declared to
    30  be the intent of the legislature that this act would have  been  enacted
    31  even  if  such invalid clause, sentence, paragraph, subdivision, section
    32  or part had not been included herein.
    33    § 18. This act shall take effect immediately; provided, however,  that
    34  the  amendments to parts A and B of chapter 381 of the laws of 2020 made
    35  by this act shall not affect the expiration  of  such  parts  and  shall
    36  expire  therewith;  provided further that the amendments to subpart A of
    37  part BB of chapter 56 of the laws of 2021 made by  this  act  shall  not
    38  affect the expiration of such subpart and shall be deemed repealed ther-
    39  ewith;  and  provided,  further that sections twelve, thirteen, fourteen
    40  and fifteen of this act shall expire and be deemed repealed at the later
    41  of the end of the state of  emergency  declared  pursuant  to  executive
    42  order number 202 of 2020 or February 28, 2022.
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