S T A T E O F N E W Y O R K ________________________________________________________________________ 1951 2011-2012 Regular Sessions I N S E N A T E January 14, 2011 ___________ Introduced by Sen. KRUGER -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to credit inquiries THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: 1 Section 1. Section 380-j of the general business law is amended by 2 adding a new subdivision (h) to read as follows: 3 (H) NO CONSUMER REPORTING AGENCY SHALL MAINTAIN IN THE FILE ON A 4 CONSUMER, ANY RECORDS DETAILING INQUIRIES, MADE BY A CREDITOR OR ANY 5 OTHER INDIVIDUAL AFFORDED ACCESS TO CONSUMER CREDIT REPORTS, FOR A PERI- 6 OD OF MORE THAN NINETY DAYS BEYOND THE DATE OF SUCH INQUIRY. 7 S 2. This act shall take effect on the thirtieth day after it shall 8 have become a law. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD07158-01-1